發(fā)布時間：2018-04-21 20:37

  本文選題：金融集聚 + 集聚效率��； 參考：《中國海洋大學》2013年碩士論文

【摘要】：從上世紀80年代開始，伴隨經(jīng)濟一體化、信息化和金融業(yè)的快速發(fā)展，金融資源在不同區(qū)域間的流動日益加快，金融產(chǎn)業(yè)不同機構(gòu)的合作和交流越來越緊密，并產(chǎn)生逐漸向某一中心城市靠攏和集聚的趨勢，金融業(yè)集聚模式在發(fā)展區(qū)域經(jīng)濟、提高區(qū)域綜合金融實力方面發(fā)揮愈加重要的作用。金融集聚由最初的金融控股公司集聚開始，時至今日，不同類型的金融機構(gòu)空間集聚現(xiàn)象日益普遍，已經(jīng)構(gòu)成現(xiàn)代金融產(chǎn)業(yè)組織形式的重要內(nèi)容。 環(huán)渤海經(jīng)濟圈與長三角經(jīng)濟圈、珠三角經(jīng)濟圈并稱為我國著名的三大經(jīng)濟增長中心，并且憑借其臨海的地理優(yōu)勢、便捷的交通優(yōu)勢、豐富的資源集聚優(yōu)勢、突出的科技教育優(yōu)勢等綜合優(yōu)勢逐漸發(fā)展成為重要的第三增長極。為促進我國經(jīng)濟持續(xù)穩(wěn)定增長，如何在目前現(xiàn)狀之下進一步完善金融資源的配置功能，提高其利用效率，已然成為環(huán)渤海經(jīng)濟圈進一步有效發(fā)展金融業(yè)的關(guān)鍵。 本文圍繞著金融集聚和金融集聚效率的基礎(chǔ)理論展開研究，包括金融集聚的特點、內(nèi)涵、影響因素、發(fā)展模式和金融集聚效率的內(nèi)涵及影響因素，為以后章節(jié)的實證分析夯實理論基礎(chǔ)。 在第二章中，本文對環(huán)渤海經(jīng)濟圈的金融集聚現(xiàn)狀進行定性描述。首先分析環(huán)渤海經(jīng)濟圈金融業(yè)的近年來的發(fā)展現(xiàn)狀，從個體發(fā)展特色和整體分行業(yè)發(fā)展趨勢加以闡述，在此基礎(chǔ)上總結(jié)環(huán)渤海經(jīng)濟圈金融集聚發(fā)展的優(yōu)勢和不足之處。 在第三章中，本文構(gòu)建反映金融集聚程度的綜合評價指標體系，采用因子分析法對2011年環(huán)渤海經(jīng)濟圈不同省市的金融集聚現(xiàn)狀加以評價，分析環(huán)渤海經(jīng)濟圈內(nèi)三省兩市自身金融集聚資源和集聚程度的差異；再結(jié)合計算各自省市從2007年至2011年近5年來金融集聚的區(qū)位商以便進一步動態(tài)分析環(huán)渤海經(jīng)濟圈金融集聚的發(fā)展差異。 在第四章中，主要對金融集聚效率展開實證研究，通過采用DEA方法（數(shù)據(jù)包絡(luò)模型），評價環(huán)渤海經(jīng)濟圈不同省市金融產(chǎn)業(yè)的綜合效率、純技術(shù)效率和規(guī)模效率，結(jié)合區(qū)位商分析環(huán)渤海經(jīng)濟圈各省市的效率水平存在差異以及與他地區(qū)金融產(chǎn)業(yè)的效率之間存在差異的具體原因。 最后，第五章建立在上章節(jié)的定性和定量分析之上，結(jié)合實證分析結(jié)果，得出本文的結(jié)論，即環(huán)渤海經(jīng)濟圈整體金融集聚效率水平有待提高，各省市的金融資源投入程度不同，導致產(chǎn)出不合理；另外，金融產(chǎn)業(yè)的技術(shù)效率相對落后于規(guī)模效率，最后對提升我國環(huán)渤海經(jīng)濟圈金融集聚效率提出合理科學的政策建議。 本文在以下方面兩個方面進行了創(chuàng)新性探討： 1.本文是秉承小題大做的學術(shù)研究思想，以特定區(qū)域作為研究對象專門研究金融集聚與集聚效率問題，嘗試以區(qū)域金融產(chǎn)業(yè)效率為視角，，分析環(huán)渤海經(jīng)濟圈各省市金融集聚動態(tài)發(fā)展水平，在此基礎(chǔ)上評價我國環(huán)渤海經(jīng)濟圈各省市金融產(chǎn)業(yè)效率，綜合考察環(huán)渤海經(jīng)濟圈金融集聚的效率問題。 2.本文對環(huán)渤海金融集聚程度的評價采用因子分析法和區(qū)位商法，視角上是基于宏觀發(fā)展角度和微觀產(chǎn)業(yè)角度，方法上是靜態(tài)分析與動態(tài)分析的結(jié)合。在此基礎(chǔ)上采用數(shù)據(jù)包絡(luò)技術(shù)對環(huán)渤海經(jīng)濟圈金融產(chǎn)業(yè)效率進行評價研究，分析各自省市之間及同其他經(jīng)濟圈效率存在差異的具體原因，使得提升環(huán)渤海經(jīng)濟圈金融集聚效率的政策建議有據(jù)可依。
[Abstract]:Since the 80s of the last century, with the economic integration, the rapid development of information and financial industry, the flow of financial resources between different regions is quickening. The cooperation and communication between different institutions of financial industry are becoming more and more closely, and the trend of gradually approaching and gathering to a central city is produced. The financial agglomeration mode is developing the regional economy. It plays an increasingly important role in improving regional comprehensive financial strength. Financial agglomeration begins with the initial agglomeration of financial holding companies. Today, the spatial agglomeration of different types of financial institutions is becoming increasingly common, which has formed an important internal capacity of the form of modern financial industry.
The economic circle around Bohai and the Yangtze River Delta economic circle, the Pearl River Delta economic circle is known as the three largest economic growth center of our country, and by virtue of its geographical advantages on the sea, convenient traffic advantages, rich resource agglomeration advantages and outstanding advantages of scientific and technological education, it has gradually become an important third growth pole. The key to the further and effective development of the financial industry in the ring Bohai economic circle is how to improve the stable growth of the economy and how to further improve the allocation function of financial resources and improve its utilization efficiency.
This paper focuses on the basic theory of financial agglomeration and the efficiency of financial agglomeration, including the characteristics, connotation, influence factors, development mode and the connotation and influence factors of financial agglomeration, and tamp the theoretical basis for the empirical analysis of the later chapters.
In the second chapter, this paper makes a qualitative description of the current situation of the financial agglomeration in the ring of Bohai economic circle. Firstly, it analyzes the development status of the financial industry in the ring of Bohai economic circle in recent years, expounds the characteristics of the individual development and the development trend of the overall sub industry, and sums up the advantages and shortcomings of the development of the financial agglomeration in the economic circle of Bohai ring on this basis.
In the third chapter, this paper constructs a comprehensive evaluation index system that reflects the degree of financial agglomeration, evaluates the financial agglomeration status of different provinces and cities around Bohai economic circle in 2011 by means of factor analysis, analyzes the differences in the resources and concentration of the financial agglomeration of the three provinces and two cities within the economic circle of the ring of Bohai, and then calculates the provinces and cities from 2007. The location quotient of financial agglomeration in the past 5 years from the year of 2011 to 2011 in order to further analyze the development difference of financial agglomeration in the Bohai rim economic circle.
In the fourth chapter, the empirical study on the efficiency of financial agglomeration is carried out. By using the DEA method (data envelopment model), the comprehensive efficiency, pure technical efficiency and scale efficiency of the different provinces and cities around Bohai economic circle are evaluated, and the differences in the efficiency level of various provinces and cities in Bohai economic circle and the regional finance are also analyzed. The specific reasons for the difference between the efficiency of the industry.
Finally, the fifth chapter is based on the qualitative and quantitative analysis of the previous chapter, combining with the results of the empirical analysis to draw the conclusion that the overall financial agglomeration efficiency level of the ring Bohai economic circle needs to be improved, the financial resource input of the provinces and cities is different and the output is unreasonable; in addition, the technical efficiency of the financial industry is relatively backward in scale. Finally, it puts forward reasonable and scientific policy recommendations for improving the efficiency of financial agglomeration in the Bohai rim economic circle.
The following two aspects are discussed in this paper:
1., this paper is an academic research thought which is carried out in a big way, and specializes in the study of financial agglomeration and agglomeration efficiency by taking specific areas as the research object. This paper tries to analyze the dynamic development level of financial agglomeration in all provinces and cities around Bohai economic circle in the perspective of regional financial industry efficiency. On this basis, we evaluate the finance of various provinces and cities around Bohai economic circle in China. Industrial efficiency, and comprehensively investigate the efficiency of financial agglomeration in the Bohai rim economic circle.
2. the evaluation of the degree of financial agglomeration in Bohai is based on the factor analysis method and the location commercial law. On the basis of the macro development angle and the micro industrial angle, the method is the combination of the static analysis and the dynamic analysis. On this basis, the data envelopment technology is used to evaluate the efficiency of the financial industry around Bohai economic circle. The specific reasons for the discrepancy between self-examination and the efficiency of other economic circles make the policy recommendations to enhance the efficiency of financial agglomeration in the Bohai economic circle.

【學位授予單位】：中國海洋大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.7

【參考文獻】

相關(guān)期刊論文 前9條

1 管馳明;徐愛華;;基于面板數(shù)據(jù)的長三角金融業(yè)集聚動態(tài)研究[J];商業(yè)研究;2010年07期

2 丁藝;李靖霞;李林;;金融集聚與區(qū)域經(jīng)濟增長——基于省際數(shù)據(jù)的實證分析[J];保險研究;2010年02期

3 劉飛;;基于DEA的區(qū)域金融效率評價研究[J];城市發(fā)展研究;2007年01期

4 伍海華,馬正兵;金融發(fā)展和經(jīng)濟增長關(guān)系的交叉譜分析[J];經(jīng)濟評論;2003年04期

5 韓廷春,夏金霞;中國金融發(fā)展與經(jīng)濟增長經(jīng)驗分析[J];經(jīng)濟與管理研究;2005年04期

6 潘英麗;論金融中心形成的微觀基礎(chǔ)——金融機構(gòu)的空間聚集[J];上海財經(jīng)大學學報;2003年01期

7 任英華;徐玲;游萬海;;金融集聚影響因素空間計量模型及其應(yīng)用[J];數(shù)量經(jīng)濟技術(shù)經(jīng)濟研究;2010年05期

8 劉曉敏;;金融集聚對區(qū)域經(jīng)濟發(fā)展效力研究[J];大眾商務(wù);2009年18期

9 陳文鋒;平瑛;;上海金融產(chǎn)業(yè)集聚與經(jīng)濟增長的關(guān)系[J];統(tǒng)計與決策;2008年10期

相關(guān)博士學位論文 前1條

1 劉紅;金融集聚影響區(qū)域經(jīng)濟增長的機制研究[D];同濟大學;2008年

本文編號：1784009