我國(guó)房地產(chǎn)信托產(chǎn)品的定價(jià)問(wèn)題研究
本文選題:金融信托 + 信托產(chǎn)品 ; 參考:《復(fù)旦大學(xué)》2013年碩士論文
【摘要】:在我國(guó),信托業(yè)作為新興的產(chǎn)業(yè)之一,從我國(guó)現(xiàn)階段的經(jīng)濟(jì)發(fā)展情況來(lái)看,信托業(yè)的發(fā)展具有極為巨大的生命、潛力和空間。目前房地產(chǎn)信托作為我國(guó)信托業(yè)的主要構(gòu)成產(chǎn)品,一直都對(duì)信托業(yè)的發(fā)展有巨大的推動(dòng)作用。由于受到了我國(guó)傳統(tǒng)文化以及經(jīng)濟(jì)體制等因素的影響制約,因而人們對(duì)于房地產(chǎn)信托的認(rèn)識(shí)普遍不夠,也缺乏對(duì)房地產(chǎn)信托投資產(chǎn)品、組織機(jī)構(gòu)以及定價(jià)機(jī)制的基本功能及作用的應(yīng)有認(rèn)識(shí),從而導(dǎo)致了社會(huì)公眾和投資者參與、支持我國(guó)信托業(yè)發(fā)展的力度普遍不夠。因此,深入研究我國(guó)房地產(chǎn)信托的定價(jià)機(jī)制,促使社會(huì)公眾和投資者深入了解、掌握和參與信托,對(duì)整個(gè)信托業(yè)發(fā)展顯得意義重大而深遠(yuǎn)。 本文研究?jī)?nèi)容共分五章,主要如下:第一章,緒論。主要是分析了研究背景、目的及意義,并從國(guó)內(nèi)外闡述了相關(guān)的研究現(xiàn)狀,闡述了研究思路、內(nèi)容及方法,指出了論文研究可能的創(chuàng)新之處及不足。第二章,國(guó)內(nèi)外研究綜述。主要是從國(guó)內(nèi)外兩個(gè)方面,全面深入地對(duì)信托產(chǎn)品及其定價(jià)機(jī)制進(jìn)行闡述、分析與研究。第三章,信托業(yè)概述。主要是介紹項(xiàng)目的基本內(nèi)容、信托的含義及構(gòu)成要素、信托基本原理、國(guó)外信托業(yè)的發(fā)展。第四章,我國(guó)信托產(chǎn)品的定價(jià)機(jī)制實(shí)證分析與研究。主要內(nèi)容包括我國(guó)信托產(chǎn)品定價(jià)機(jī)制研究的必要性、基本內(nèi)涵、決定機(jī)制、研究模型以及有關(guān)實(shí)證等進(jìn)行分析研究。第五章,結(jié)論與建議。通過(guò)前面的分析、研究,得出相應(yīng)的研究結(jié)論,并進(jìn)一步闡述后續(xù)研究的重點(diǎn)及方向等,提出相應(yīng)的對(duì)策與建議。 在新的形勢(shì)下,發(fā)展我國(guó)信托業(yè)及其產(chǎn)品、定價(jià)機(jī)制等,就必須緊緊抓住機(jī)遇,優(yōu)化環(huán)境,發(fā)揮優(yōu)勢(shì)。同時(shí),又要不斷優(yōu)化信托企業(yè)的內(nèi)部結(jié)構(gòu),最大限度地促進(jìn)我國(guó)信托業(yè)的全面快速健康發(fā)展。此外,還要充分學(xué)習(xí)、借鑒國(guó)際信托業(yè)發(fā)展的成功經(jīng)驗(yàn)及做法,積極研究制定符合我國(guó)信托業(yè)實(shí)際的發(fā)展策略,找準(zhǔn)市場(chǎng),明確定位,大力開(kāi)展具有針對(duì)性的信托業(yè)務(wù),逐步形成和發(fā)展具有中國(guó)特色的信托產(chǎn)業(yè)及定價(jià)機(jī)制。只有如此,我國(guó)信托業(yè)才能在激烈的市場(chǎng)競(jìng)爭(zhēng)中處于不敗之地,并能夠同金融業(yè)、保險(xiǎn)業(yè)和證券業(yè)共同協(xié)調(diào)發(fā)展。
[Abstract]:In China, trust industry as one of the emerging industries, from the current economic development of China, the development of trust industry has a huge life, potential and space.At present, as the main product of the trust industry in our country, the real estate trust has been a great impetus to the development of the trust industry.Because of the influence of the traditional culture and economic system of our country, people generally do not know enough about the real estate trust, and also lack the investment product of the real estate trust.The basic functions and functions of the organization and pricing mechanism should be recognized, which leads to the participation of the public and investors, and it is generally insufficient to support the development of trust industry in China.Therefore, it is of great significance for the development of trust industry to deeply study the pricing mechanism of real estate trust in our country, to urge the public and investors to understand, master and participate in the trust.This paper is divided into five chapters, mainly as follows: chapter one, introduction.This paper mainly analyzes the background, purpose and significance of the research, and expounds the current research situation at home and abroad, expounds the research ideas, contents and methods, and points out the possible innovations and shortcomings of the research in this paper.The second chapter, domestic and foreign research summary.This paper mainly expounds, analyzes and studies trust products and pricing mechanism from two aspects at home and abroad.The third chapter is an overview of the trust industry.It mainly introduces the basic contents of the project, the meaning and constituent elements of the trust, the basic principle of the trust, and the development of the trust industry abroad.Chapter four, empirical analysis and research on pricing mechanism of trust products in China.The main contents include the necessity, the basic connotation, the decision mechanism, the research model and the empirical analysis of the pricing mechanism of trust products in China.Chapter V, conclusions and recommendations.Through the previous analysis and research, the corresponding research conclusions are drawn, and the emphasis and direction of the follow-up research are further expounded, and the corresponding countermeasures and suggestions are put forward.Under the new situation, the development of trust industry and its products, pricing mechanism and so on, we must seize the opportunity, optimize the environment and give play to the advantages.At the same time, it is necessary to optimize the internal structure of trust enterprises to promote the overall rapid and healthy development of trust industry.In addition, we should learn fully, draw lessons from the successful experiences and practices of the development of the international trust industry, actively study and formulate development strategies that are in line with the actual trust industry in our country, find the right market, clearly position ourselves, and vigorously carry out targeted trust business.Gradually form and develop the trust industry with Chinese characteristics and pricing mechanism.Only in this way, the trust industry of our country can be in an invincible position in the fierce market competition, and can coordinate the development with the finance industry, the insurance industry and the securities industry.
【學(xué)位授予單位】:復(fù)旦大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F832.49;F299.23
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