中國工商銀行供應鏈金融的運用以及探索
本文選題:供應鏈金融 + 信息流 ; 參考:《廣西師范大學》2013年碩士論文
【摘要】:在經濟全球化的背景下,企業(yè)之間的競爭從單純的企業(yè)間的競爭演變了供應鏈之間的競爭。當供應鏈管理出現,供應鏈金融也隨之而生。目前,在國內金融市場上,中國工商銀行作為國內商業(yè)銀行的領頭羊,緊緊抓住了供應鏈金融大發(fā)展的機遇,結合自身豐富的金融產品以及產品創(chuàng)新能力強的特點發(fā)展了具有特色的供應鏈金融業(yè)務,為中小企業(yè)融資難提供了一種全新的服務模式。同時,根據近年來供應鏈金融服務的經驗,工行推導出供應鏈金融日后的發(fā)展模式為電子供應鏈金融,并在此的基礎上進行了業(yè)務品種的嘗試與創(chuàng)新。電子供應鏈融資服務作為供應鏈融資服務日后發(fā)展的方向有著特殊的優(yōu)勢,電子供應鏈融資的發(fā)展不僅能夠為供應鏈中企業(yè)解決融資需求,同時有助于銀行更好的參與到供應鏈活動中,有助與銀行控制風險。本文通過電子供應鏈融資的優(yōu)勢,也分析了目前國內電子供應鏈融資服務的不足,希望通過電子供應鏈技術發(fā)展、產品的配比、風險的防范彌補不足目前的不足,為電子供應鏈的發(fā)展提供一定的借鑒。隨著金融市場的成熟,電子商務平臺技術的發(fā)展以及法律制度的完善,電子供應鏈金融服務將會成為金融市場上具有支撐力量的工具。本文以供應鏈金融服務為中心,以中國工商銀行供應鏈金融服務的運用依據,結合國內外供應鏈金融的發(fā)展現狀,推出日后供應鏈金融發(fā)展的趨勢。本文一共分為七個部分,第一章要為研究背景、依據以及框架,主要闡述了供應鏈金融服務的意義以及研究的背景;第二章為供應鏈金融的相關理論,主要包括了供應鏈的定義,供應鏈金融的定義以及供應鏈金融的特點以及優(yōu)勢;第三章為國外供應鏈金融的發(fā)展現狀主要從銀行、法律、信息化運用的方面闡述了國外供應鏈金融與國內的不同;第四章為國內供應鏈金融的發(fā)展現狀;第五章為國內供應鏈金融服務發(fā)展的不足;第六章為中國工商銀行在供應鏈金融服務上模式以及實踐成果;第七章為中國工商銀行對供應鏈金融發(fā)展的進一步探索。最后,本文對供應鏈金融提供了總結和展望。
[Abstract]:Under the background of economic globalization, the competition between enterprises evolves from the competition among enterprises to the competition between supply chains.When supply chain management appears, supply chain finance also comes along with it.At present, in the domestic financial market, the Industrial and Commercial Bank of China, as the leader of the domestic commercial banks, has tightly grasped the opportunity for the great development of the supply chain finance.Combined with its rich financial products and strong product innovation ability, the paper develops the characteristic supply chain financial business, and provides a new service mode for the financing difficulty of small and medium-sized enterprises.At the same time, according to the experience of supply chain financial service in recent years, ICBC deduces that the future development mode of supply chain finance is electronic supply chain finance, and on the basis of this, it tries and innovates the business variety.Electronic supply chain financing service as the future development direction of supply chain financing services has special advantages. The development of electronic supply chain financing can not only solve the financing needs of enterprises in the supply chain.It also helps banks to participate better in supply chain activities and to control risks with banks.Based on the advantages of electronic supply chain financing, this paper also analyzes the shortage of domestic electronic supply chain financing service, hoping to make up for the deficiency through the development of electronic supply chain technology, product matching and risk prevention.To provide some reference for the development of electronic supply chain.With the maturity of financial market, the development of electronic commerce platform technology and the perfection of legal system, electronic supply chain financial service will become a supporting tool in financial market.Based on the supply chain financial service and the application basis of supply chain financial service of ICBC, this paper puts forward the development trend of supply chain finance in the future, combining with the development situation of supply chain finance at home and abroad.This paper is divided into seven parts, the first chapter is the research background, the basis and the framework, mainly elaborated the significance of the supply chain financial services and the background of the research; the second chapter is the supply chain finance related theory,It mainly includes the definition of supply chain, the definition of supply chain finance, the characteristics and advantages of supply chain finance.The application of information technology expounds the differences between foreign supply chain finance and domestic supply chain finance, the fourth chapter is the development status of domestic supply chain finance, the fifth chapter is the shortage of domestic supply chain finance service development.The sixth chapter is the model and practice of ICBC in supply chain financial service, and the seventh chapter is ICBC's further exploration on the development of supply chain finance.Finally, this article provides the summary and the prospect to the supply chain finance.
【學位授予單位】:廣西師范大學
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F832.33
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