本文選題：上市銀行　切入點(diǎn)：經(jīng)營(yíng)績(jī)效　出處：《蘭州大學(xué)》2013年碩士論文

【摘要】：上市銀行經(jīng)營(yíng)績(jī)效涉及其總資產(chǎn)收益率、主營(yíng)業(yè)務(wù)收入增長(zhǎng)率、總資產(chǎn)增長(zhǎng)率等諸多財(cái)務(wù)數(shù)據(jù),而把繁雜的財(cái)務(wù)數(shù)據(jù)進(jìn)行分類分析,得出針對(duì)上市銀行償債能力、盈利能力、發(fā)展能力等具體數(shù)據(jù),對(duì)投資者、監(jiān)管者、經(jīng)營(yíng)者都有著重要意義。 本文以商業(yè)銀行經(jīng)營(yíng)績(jī)效評(píng)估為研究對(duì)象,選取我國(guó)16家上市商業(yè)銀行在2011年的財(cái)務(wù)報(bào)告中平均總資產(chǎn)收益率等十項(xiàng)相關(guān)數(shù)據(jù),在相關(guān)理論的研究基礎(chǔ)上,運(yùn)用因子分析法,進(jìn)行實(shí)證分析。 文章首先介紹了商業(yè)銀行經(jīng)營(yíng)績(jī)效評(píng)估的理論和方法,借鑒國(guó)外企業(yè)績(jī)效評(píng)價(jià)的理論研究和實(shí)踐結(jié)果,選取部分財(cái)務(wù)指標(biāo),構(gòu)建銀行績(jī)效評(píng)價(jià)體系。利用因子分析法,計(jì)算商業(yè)銀行績(jī)效的綜合得分,通過(guò)借鑒國(guó)內(nèi)外現(xiàn)有的商業(yè)銀行績(jī)效評(píng)價(jià)體系,為我國(guó)商業(yè)銀行績(jī)效管理提出了相應(yīng)建議。
[Abstract]:The operating performance of listed banks involves a lot of financial data, such as the rate of return on total assets, the growth rate of main business income, the growth rate of total assets, and so on.Development capacity and other specific data, investors, regulators, operators are of great significance.This paper takes the performance evaluation of commercial banks as the research object, selects ten related data such as average total return rate of assets and so on in the financial statements of 16 listed commercial banks in China in 2011, and applies factor analysis method on the basis of the research of relevant theories.Carry on the empirical analysis.Firstly, this paper introduces the theory and method of performance evaluation of commercial banks, draws lessons from the theoretical research and practical results of performance evaluation of foreign enterprises, selects some financial indicators, and constructs the performance evaluation system of banks.By using the factor analysis method to calculate the comprehensive scores of commercial banks' performance, this paper puts forward the corresponding suggestions for the performance management of our country's commercial banks by referring to the existing performance evaluation system of commercial banks at home and abroad.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.33

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