甘肅省農(nóng)村信用社業(yè)務(wù)創(chuàng)新研究
本文選題:農(nóng)村信用社 切入點(diǎn):金融創(chuàng)新 出處:《蘭州理工大學(xué)》2013年碩士論文
【摘要】:企業(yè)核心競爭力的不同就是創(chuàng)新能力的不同,所有的競爭優(yōu)勢(shì)來源均可以用創(chuàng)新來解釋。創(chuàng)新不僅是企業(yè)競爭力的源泉,而且是企業(yè)的生命線。在現(xiàn)代市場(chǎng)經(jīng)濟(jì)中,金融的地位越來越突出,金融創(chuàng)新也已成為經(jīng)濟(jì)發(fā)展的重要因素和先導(dǎo)力量,具有強(qiáng)大的作用力、滲透力和推動(dòng)力。隨著我國改革開放、市場(chǎng)經(jīng)濟(jì)建設(shè)的深入和金融體系與國際的逐步接軌,金融創(chuàng)新日益發(fā)揮出強(qiáng)大的動(dòng)力作用,成為當(dāng)代中國金融界關(guān)注研究的焦點(diǎn)。但是,也應(yīng)當(dāng)看到,由于我國國情的特殊性,農(nóng)村信用社的創(chuàng)新之路仍在摸索中前進(jìn),沒有明確的目標(biāo)、成功的管理經(jīng)驗(yàn)以及金融人才匱乏、對(duì)金融創(chuàng)新的科學(xué)認(rèn)識(shí)不足已成為它們創(chuàng)新路上的絆腳石。因此,結(jié)合我國的具體國情和金融改革的現(xiàn)狀,研究我國農(nóng)村金融主力軍——農(nóng)村信用社的金融創(chuàng)新有著十分必要的重要性。 本文以甘肅省農(nóng)村合作金融結(jié)算服務(wù)中心開展銀行間債券市場(chǎng)創(chuàng)新業(yè)務(wù)為例,依據(jù)“研究綜述→案例闡述→案例分析→問題與對(duì)策→結(jié)論”的思路,循序漸進(jìn)地構(gòu)建農(nóng)村信用社金融創(chuàng)新的理論體系。在以金融理論和社會(huì)主義市場(chǎng)經(jīng)濟(jì)理論為指導(dǎo)的基礎(chǔ)上,參照西方金融創(chuàng)新理論,借鑒國內(nèi)外學(xué)者的研究成果,通過規(guī)范研究與案例分析相結(jié)合,緊密聯(lián)系農(nóng)村信用社的金融改革實(shí)踐,對(duì)金融創(chuàng)新的過程進(jìn)行了全面而系統(tǒng)的分析。在理論分析的基礎(chǔ)上,并針對(duì)農(nóng)村信用社金融創(chuàng)新中各個(gè)階段的現(xiàn)狀提出了一些可行性的建議與對(duì)策,希望能為農(nóng)村信用社的金融創(chuàng)新和金融改革提供有益的借鑒。
[Abstract]:The difference of enterprise's core competence is the difference of innovation ability. All the sources of competitive advantage can be explained by innovation. Innovation is not only the source of enterprise competitiveness, but also the lifeline of enterprise. The status of finance is becoming more and more prominent, and financial innovation has become an important factor and a leading force in economic development, with a strong force, permeability and impetus. With the reform and opening up of our country, With the deepening of the construction of market economy and the gradual integration of the financial system with the world, financial innovation has increasingly played a powerful role in driving force and has become the focus of research in the contemporary Chinese financial circles. However, it should also be noted that due to the particularity of China's national conditions, The innovative road of rural credit cooperatives is still in the process of exploration, with no clear goals, successful management experience and lack of financial talents. The lack of scientific understanding of financial innovation has become a stumbling block to their innovation. According to the actual situation of our country and the present situation of financial reform, it is necessary to study the financial innovation of rural credit cooperatives, which is the main force of rural finance in China. This paper takes the rural cooperative financial settlement service center of Gansu province as an example to carry out the innovative business of interbank bond market. 鈫扖ase elaboration. 鈫扖ase analysis. 鈫扨roblems and countermeasures. 鈫扥n the basis of the financial theory and the socialist market economy theory, the theory of financial innovation in rural credit cooperatives is constructed step by step. Referring to the research results of domestic and foreign scholars, combining the normative research with the case analysis, and closely connecting with the financial reform practice of rural credit cooperatives, this paper makes a comprehensive and systematic analysis of the process of financial innovation. Some feasible suggestions and countermeasures are put forward in view of the current situation of the financial innovation of rural credit cooperatives in the hope of providing useful reference for the financial innovation and financial reform of rural credit cooperatives.
【學(xué)位授予單位】:蘭州理工大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F832.35;F273.1
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