本文選題：寧夏吳忠市　切入點：農(nóng)村金融　出處：《西北農(nóng)林科技大學(xué)》2016年碩士論文　論文類型：學(xué)位論文

【摘要】：我國是傳統(tǒng)的農(nóng)業(yè)大國,農(nóng)村金融在農(nóng)村經(jīng)濟中占據(jù)著核心地位,為農(nóng)村的改革和發(fā)展提供了非常重要的支持,也取得了很好的成效。但同時,西北欠發(fā)達(dá)地區(qū)如寧夏吳忠市的農(nóng)村金融改革和發(fā)展也面臨著許多的問題和挑戰(zhàn),需要不斷加強機制和體制的建設(shè),更好地適應(yīng)寧夏吳忠市農(nóng)村的經(jīng)濟發(fā)展,以促進城鄉(xiāng)統(tǒng)籌發(fā)展。長期以來,由于受到多種因素的制約,農(nóng)村金融的發(fā)展不規(guī)范,呈現(xiàn)出分散性、隱蔽性和不穩(wěn)定性等特征,經(jīng)常成為政府打擊、取締的對象。但是,在農(nóng)村經(jīng)濟與社會發(fā)展領(lǐng)域,農(nóng)村金融是一支不可忽視的重要支持力量,農(nóng)村金融的發(fā)展對于解決“三農(nóng)”難題也具有重要作用。農(nóng)村融資困難,一直以來都是制約寧夏吳忠市農(nóng)村經(jīng)濟和農(nóng)業(yè)發(fā)展的瓶頸。盡管當(dāng)前,寧夏吳忠市農(nóng)村經(jīng)濟發(fā)展速度明顯加快,各種投資增長也較快,對資金的需求量也日益增長。但是,從資金供給角度來看,農(nóng)村經(jīng)濟中直接融資和間接融資都存在很大的障礙,如資金供給增長緩慢,資金供需缺口較大等問題嚴(yán)重制約了農(nóng)村社會和區(qū)域經(jīng)濟的可持續(xù)健康發(fā)展。寧夏吳忠市農(nóng)村金融體系的健康持續(xù)運行對促進農(nóng)村經(jīng)濟發(fā)展、農(nóng)民收入穩(wěn)定增長、維護地區(qū)經(jīng)濟有序平穩(wěn)運轉(zhuǎn)都具有至關(guān)重要的作用。論文立足于我國西北農(nóng)村金融體系發(fā)展的歷史背景和現(xiàn)實環(huán)境,查閱并評述了國外農(nóng)村金融體系的運行管理特征和組織方法,并對我國東部發(fā)達(dá)地區(qū)農(nóng)村金融的發(fā)展路徑和改革經(jīng)驗進行借鑒。同時,論文在對我國如青海、甘肅臨夏、新疆南疆等西北欠發(fā)達(dá)地區(qū)農(nóng)村金融進行調(diào)查和研究的基礎(chǔ)上,明確了西北欠發(fā)達(dá)地區(qū)農(nóng)村金融發(fā)展的總體特征,總結(jié)西北欠發(fā)達(dá)地區(qū)農(nóng)村金融發(fā)展存在的問題。通過寧夏吳忠市的農(nóng)村金融改革與發(fā)展情況的實證分析,結(jié)合西北欠發(fā)達(dá)地區(qū)存在的共性問題,在文章最后提出促進寧夏吳忠市農(nóng)村金融發(fā)展的對策和建議。
[Abstract]:China is a traditional agricultural country, rural finance occupies a core position in the rural economy, which provides very important support for the reform and development of rural areas, and has also achieved good results. The rural financial reform and development in the underdeveloped areas of northwest China, such as Wuzhong City in Ningxia, are also facing many problems and challenges. It is necessary to constantly strengthen the construction of mechanisms and systems to better adapt to the rural economic development of Wuzhong City in Ningxia. In order to promote the overall development of urban and rural areas. For a long time, because of the restriction of many factors, the development of rural finance is not standardized, showing the characteristics of dispersion, concealment and instability, and has often become the object of the government to crack down and ban. In the field of rural economic and social development, rural finance is an important supporting force that can not be ignored. The development of rural finance also plays an important role in solving the problem of "agriculture, countryside and farmers". It has always been a bottleneck restricting the development of rural economy and agriculture in Wuzhong City, Ningxia. Although at present, the development of rural economy in Wuzhong City of Ningxia has obviously accelerated, the growth of various investments has also been relatively rapid, and the demand for funds has also been increasing day by day. From the point of view of capital supply, both direct and indirect financing in the rural economy have great obstacles, such as the slow growth of capital supply. The large gap between supply and demand of funds has seriously restricted the sustainable and healthy development of rural society and regional economy. The healthy and sustainable operation of the rural financial system in Wuzhong City of Ningxia has contributed to the development of rural economy and the steady growth of farmers' income. The thesis is based on the historical background and realistic environment of the development of rural financial system in northwest China. This paper reviews and comments on the operating and management characteristics and organization methods of foreign rural financial systems, and draws lessons from the development path and reform experience of rural finance in the developed areas of eastern China. At the same time, the paper is used for reference to China, such as Qinghai, Gansu, Linxia, China. On the basis of the investigation and study of rural finance in the underdeveloped areas of northwest Xinjiang, the overall characteristics of rural financial development in the less developed areas of northwest China are clarified. Through the empirical analysis of rural financial reform and development in Wuzhong City of Ningxia, combined with the common problems in the underdeveloped areas of Northwest China, the paper summarizes the existing problems of rural financial development in the underdeveloped areas of northwest China. Finally, the paper puts forward the countermeasures and suggestions to promote the development of rural finance in Wuzhong city of Ningxia.
【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：F832.35

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