本文選題：商業(yè)銀行　切入點：面板數(shù)據(jù)　出處：《內(nèi)蒙古大學》2013年碩士論文　論文類型：學位論文

【摘要】：在資本積聚高速擴張的過程中,企業(yè)并購是一條快捷的道路,在世界范圍內(nèi)并購已經(jīng)成為企業(yè)成長和發(fā)展壯大的重要手段。我國的資本市場正在迅速的壯大,對企業(yè)并購后的績效變化還存在不少的爭論。目前,國際學術界眾多學者從不同的角度提出了關于并購的觀點。 商業(yè)銀行是金融界的主要組成部分,也是對整個國民經(jīng)濟的發(fā)展起著決定性作用。中國加入WTO后,境外金融機構(gòu)陸續(xù)將觸角伸向境內(nèi),開始收購并組合中國的商業(yè)銀行部分股權(quán)。同時,經(jīng)過近幾年我國銀行業(yè)的改革,通過并購進入市場的條件日漸成熟。我國銀行,特別是國有大型銀行在資金寬裕的基礎上,如何通過銀行并購提高績效,拓展經(jīng)營范圍,從而在能夠在國內(nèi)外的金融界中獲得一番成就、獲得話語權(quán)是一個極具現(xiàn)實意義的理論命題。 本文的研究主線是：圍繞并購重組是否能夠提高銀行效率,怎樣分析銀行并購績效以及應該如何管理并經(jīng)營并購后的業(yè)務這三個主要問題進行研究。首先,對國內(nèi)外銀行并購效率的研究進行分析,歸納了銀行并購能否實現(xiàn)效率的提高。在此基礎上進一步研究了銀行并購效率的評價體系,提出符合我國商業(yè)銀行并購效率的理論方法和分析模型。然后以我國五個商業(yè)銀行并購為例,運用以基于面板數(shù)據(jù)的數(shù)據(jù)包絡分析(DEA)方法為主,以財務指數(shù)分析法為輔,分別對實施并購的工商銀行、交通銀行、浦發(fā)銀行、招商銀行和中國銀行的案例進行實證分析。最后,結(jié)合我國商業(yè)銀行并購的近況提出了有針對性的相關政策和建議：轉(zhuǎn)變政府非市場化的干預；資本市場不充分的發(fā)展；建立有效的法律根據(jù)；完善市場體系；加強銀行并購后的整合；解決我國商業(yè)銀行規(guī)模經(jīng)濟特征與橫向并購模式的矛盾。 本文主要運用定性和定量分析相結(jié)合——基于面板數(shù)據(jù)的DEA方法的中國商業(yè)銀行并購與組合效率實證分析,提出了對我國銀行并購績效的有效評估,并觀察我國商業(yè)銀行并購的缺陷,這對我國商業(yè)銀行的并購具有極其重要的指導作用。
[Abstract]:In the process of rapid expansion of capital accumulation, enterprise M & A is a fast road, and M & A has become an important means of enterprise growth and development in the world. China's capital market is growing rapidly. There is still a lot of controversy about the performance change after M & A. At present, many scholars in the international academic circles have put forward the views on M & A from different angles. Commercial banks are a major part of the financial sector and play a decisive role in the development of the national economy as a whole. After China's entry into the WTO, overseas financial institutions have successively extended their tentacles to China. At the same time, after the reform of China's banking sector in recent years, the conditions for entering the market through mergers and acquisitions have become more and more mature. Chinese banks, especially large state-owned banks, are on the basis of abundant funds. How to improve the performance and expand the scope of management through bank merger and acquisition is a theoretical proposition of great practical significance in order to gain some achievements in the financial circles at home and abroad and obtain the right of speech. The main research line of this paper is: whether M & A can improve the efficiency of banks, how to analyze the performance of bank M & A and how to manage and manage the business after M & A. This paper analyzes the research on the efficiency of bank merger and acquisition at home and abroad, sums up whether the efficiency of bank merger and acquisition can be improved, and further studies the evaluation system of the efficiency of bank merger and acquisition. This paper puts forward a theoretical method and an analytical model in line with the efficiency of M & A of commercial banks in China. Then, taking five commercial banks in China as an example, the paper mainly uses the data Envelopment Analysis (DEA) method based on panel data, supplemented by the financial index analysis method. The cases of Industrial and Commercial Bank of China, Bank of Communications, Pudong Development Bank, China Merchants Bank and Bank of China are analyzed respectively. Finally, Combined with the recent situation of mergers and acquisitions of commercial banks in China, this paper puts forward some relevant policies and suggestions: transforming government non-market-oriented intervention, insufficient development of capital market, establishing effective legal basis, perfecting market system; To strengthen the integration of banks after M & A and to solve the contradiction between the characteristics of scale economy of commercial banks and the mode of horizontal M & A in China. This paper mainly uses the qualitative and quantitative analysis-DEA method based on panel data to analyze the mergers and acquisitions and portfolio efficiency of Chinese commercial banks, and puts forward an effective evaluation of the performance of bank mergers and acquisitions in China. The defects of M & A of commercial banks in China are also observed, which plays an important role in guiding the M & A of Chinese commercial banks.
【學位授予單位】：內(nèi)蒙古大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.33;F224

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