基于供給視角的天津市保障性住房融資模式研究
本文關(guān)鍵詞: 保障性住房 供給 需求 融資模式 出處:《天津財(cái)經(jīng)大學(xué)》2013年碩士論文 論文類(lèi)型:學(xué)位論文
【摘要】:保障性住房建設(shè)是我國(guó)重要的民生工程,是解決城鎮(zhèn)中低收入家庭住房問(wèn)題的關(guān)鍵。十二五期間,我國(guó)共將建設(shè)各類(lèi)保障性住房3600萬(wàn)套,到十二五末,城鎮(zhèn)保障房覆蓋面將達(dá)到20%。天津也把建立與完善住房保障制度作為政府公共服務(wù)的一項(xiàng)重要職責(zé),住房保障工作被天津列入20項(xiàng)民心工程并寫(xiě)入政府工作報(bào)告。隨著保障性住房建設(shè)規(guī)模的擴(kuò)大,預(yù)計(jì)保障性住房的資金投入可能新增近1.8億元,融資規(guī)模及壓力在不斷擴(kuò)大。面對(duì)巨額的資金需求,對(duì)改善天津市保障性住房融資模式提出了更高的要求。 文章采用比較分析法、文獻(xiàn)研究法以及實(shí)證分析法對(duì)天津市保障性住房進(jìn)行研究。在文獻(xiàn)梳理相關(guān)概念界定的情況下,選取2006-2011年保障性住房供給量數(shù)據(jù),對(duì)天津市保障性住房供給量進(jìn)行模擬預(yù)測(cè),得出在短期內(nèi)天津市保障性住房將增大供給量;從理論上,隨著供給量的增加,資金需求也在增加;從實(shí)際角度,對(duì)天津市各類(lèi)保障性住房進(jìn)行分析的基礎(chǔ)上,得出天津市保障性住房融資模式相對(duì)單一,亟待改善融資模式。在借鑒發(fā)達(dá)國(guó)家先進(jìn)經(jīng)驗(yàn)的基礎(chǔ)上,建議天津市保障性住房應(yīng)建立并不斷完善天津市保障性住房建設(shè)投資公司,設(shè)立天津市保障性住房投資基金,同時(shí)依托中德住房?jī)?chǔ)蓄銀行和信托進(jìn)行公共租賃房建設(shè)。 本文的創(chuàng)新之處在于一是采用組合預(yù)測(cè)方法分析保障性住房未來(lái)供給量變化;二是針對(duì)天津市保障性住房特點(diǎn)分類(lèi)進(jìn)行融資模式改進(jìn)設(shè)計(jì)。通過(guò)融資模式的改進(jìn)有助于實(shí)現(xiàn)保障性住房的有效供給,解決天津市中低收入家庭的住房問(wèn)題,進(jìn)一步完善天津市住房市場(chǎng)體系。
[Abstract]:The construction of affordable housing is an important livelihood projects, is the key to solve the housing problems of low-income urban families. During 12th Five-Year, China will build all kinds of affordable housing 36 million units, to the end of 12th Five-Year, urban low-income housing coverage will reach 20%. in Tianjin have an important responsibility to establish and improve the housing security system as a government public the housing security work in Tianjin was included in the 20 projects and written into the government work report. With the protection of expanding the scale of housing construction, is expected to affordable housing funds may be increased to nearly 180 million yuan, the scale of financing and pressure expanding. In the face of the huge demand for funds, puts forward higher requirements for the improvement of Tianjin city of affordable housing financing.
This paper uses the method of comparative analysis, literature research and empirical analysis of affordable housing in Tianjin city. The definition of related concepts in the literature review the case, select 2006-2011 years of affordable housing supply data to forecast Tianjin city affordable housing supply in the short term, the Tianjin city affordable housing will increase supply; theoretically, with the increase of the supply of funds is also increasing demand; from a practical point of view, the basis of the analysis of the various types of affordable housing in Tianjin City, the Tianjin city affordable housing financing model is relatively simple, need to improve financing mode. On the basis of the experience of the developed countries, suggestions affordable housing in Tianjin city should establish and improve the Tianjin city affordable housing construction investment company, the establishment of Tianjin city affordable housing investment fund, while relying on the German storage housing The construction of public rental housing for banks and trusts.
The innovation of this paper lies in using the combination forecasting method of affordable housing supply in future changes; two is for the Tianjin city affordable housing classification design improvement. By improving the financing mode of financing mode is helpful to realize the effective supply of affordable housing, to solve the housing problems of low-income families in Tianjin City, further perfect Tianjin city housing market system.
【學(xué)位授予單位】:天津財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:F299.23;F832.4
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