本文關(guān)鍵詞： 基于資產(chǎn)的準備金制度 創(chuàng)新性貨幣政策工具 結(jié)構(gòu)調(diào)控 宏觀審慎監(jiān)管　出處：《財經(jīng)科學(xué)》2011年06期 　論文類型：期刊論文

【摘要】：基于資產(chǎn)的準備金制度是針對金融機構(gòu)的各類資產(chǎn)而制訂,要求金融機構(gòu)根據(jù)資產(chǎn)類別與規(guī)模計提不付息準備金。與傳統(tǒng)的貨幣政策工具相比,ABRR在宏觀調(diào)控上具有提高貨幣調(diào)控效率、拓展結(jié)構(gòu)調(diào)整功能、強化宏觀審慎監(jiān)管、便利資產(chǎn)價格調(diào)節(jié)的優(yōu)勢,對各國央行特別是我國的貨幣調(diào)控具有重要的參考價值。本文對該制度的內(nèi)涵特征、作用機理、優(yōu)勢與局限性等問題進行了研究,在我國經(jīng)濟金融環(huán)境尚不成熟的條件下,可參照ABRR思想嘗試對商業(yè)銀行的信貸資產(chǎn)實施法定準備金制度。
[Abstract]:The asset-based reserve system is designed for the types of assets of financial institutions, In comparison with traditional monetary policy instruments, ABRR can improve the efficiency of monetary regulation and control, expand the function of structural adjustment, and strengthen macro-prudential supervision. The advantages of facilitating asset price regulation have important reference value for central banks, especially for monetary control in China. This paper studies the connotation, mechanism, advantages and limitations of the system. Under the condition that the economic and financial environment of our country is not mature, we can try to implement the legal reserve system for the credit assets of commercial banks by referring to the idea of ABRR.
【作者單位】： 上海立信會計學(xué)院經(jīng)貿(mào)學(xué)院;中國人民銀行上�？偛�;
【基金】：教育部人文社會科學(xué)研究青年基金項目“全球流動性沖擊對中國經(jīng)濟的影響與政策選擇”(編號:10YJC790376) 上海市教委科研創(chuàng)新重點項目(編號:11ZS185),上海市教委重點學(xué)科(第五期)建設(shè)項目(國際貿(mào)易:J51702)
【分類號】：F822.0
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本文編號：1544746