本文關(guān)鍵詞： 現(xiàn)代農(nóng)業(yè) 農(nóng)村金融 資源配置 金融抑制 效率評價　出處：《哈爾濱工業(yè)大學(xué)》2016年碩士論文　論文類型：學(xué)位論文

【摘要】：解決好”三農(nóng)”問題是黨和國家工作的重中之重,其本質(zhì)在于農(nóng)業(yè)生產(chǎn)方式落后。解決三農(nóng)問題的根本出路在于深化改革,推進農(nóng)業(yè)現(xiàn)代化,這在客觀上要求深化農(nóng)村金融體制改革,完善農(nóng)村金融服務(wù)體系,優(yōu)化農(nóng)村金融資源配置,而農(nóng)村金融資源作為中國金融資源體系中為農(nóng)業(yè)和農(nóng)村經(jīng)濟發(fā)展提供服務(wù)的特質(zhì)資源,在中國經(jīng)濟轉(zhuǎn)型中一直處于低效配置狀態(tài),這造成了我國農(nóng)村同時存在著供給型和需求型金融抑制。因此,研究如何評價和優(yōu)化我國農(nóng)村金融資源配置效率,加大金融支持農(nóng)業(yè)現(xiàn)代化的力度,對于解決”三農(nóng)”問題,加強農(nóng)業(yè)宏觀調(diào)控,促進國民經(jīng)濟持續(xù)協(xié)調(diào)發(fā)展具有重要的意義。論文系統(tǒng)回顧了國內(nèi)外相關(guān)問題的研究現(xiàn)狀,詳盡分析了現(xiàn)代農(nóng)業(yè)與農(nóng)村金融資源配置效率的相關(guān)基礎(chǔ)理論,從資源供求的角度剖析了農(nóng)村金融資源配置中存在的以農(nóng)村金融資源配置的主體缺失、功能缺損和效率約束等問題,進而深入探究出宏觀制度、農(nóng)村環(huán)境和農(nóng)業(yè)自身特點等是導(dǎo)致其問題形成的原因。選用數(shù)據(jù)包絡(luò)分析法分別評價了我國近十年來30個省(直轄市、自治區(qū))的農(nóng)村金融資源配置效率的狀況及配置效率,在借鑒先進經(jīng)驗經(jīng)驗的基礎(chǔ)上,提出包括銀行組織、保險機構(gòu)、政府立法等亟待多方協(xié)作的參考性對策建議。
[Abstract]:To solve the problem of "agriculture, countryside and farmers" is the most important task of the Party and the country. Its essence lies in the backward mode of agricultural production. The fundamental way to solve the problem lies in deepening the reform and promoting the modernization of agriculture. This objectively requires deepening the reform of the rural financial system, perfecting the rural financial service system, and optimizing the allocation of rural financial resources. The rural financial resources, as the special resources in the financial resources system of China, which provide services for the development of agriculture and rural economy, have been in the state of inefficient allocation in the economic transformation of China. Therefore, the study on how to evaluate and optimize the allocation efficiency of rural financial resources and increase the financial support for agricultural modernization, in order to solve the problem of "agriculture, rural areas and farmers", has resulted in the existence of both supply-oriented and demand-oriented financial restraints in the rural areas of our country. It is of great significance to strengthen the macro-control of agriculture and promote the sustainable and coordinated development of the national economy. This paper systematically reviews the current research situation of related issues at home and abroad, and analyzes in detail the basic theories related to the allocation efficiency of modern agriculture and rural financial resources. From the point of view of resource supply and demand, this paper analyzes the problems existing in the allocation of rural financial resources, such as the absence of the main body, the functional defect and the efficiency constraints of the allocation of rural financial resources, and then probes into the macro system in depth. The rural environment and the characteristics of agriculture itself are the causes of the problems. The data envelopment analysis method is used to evaluate the situation and efficiency of the allocation of rural financial resources in 30 provinces (municipalities and autonomous regions) of China in the past ten years. On the basis of using advanced experience for reference, this paper puts forward some suggestions, such as bank organization, insurance institution, government legislation and so on, which are in urgent need of multi-party cooperation.
【學(xué)位授予單位】：哈爾濱工業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：F832.35
，

本文編號：1538240