本文關(guān)鍵詞：市場導(dǎo)向型環(huán)境金融創(chuàng)新研究　出處：《武漢理工大學(xué)》2013年博士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 環(huán)境金融 市場導(dǎo)向 政策性金融 額外性 社會責(zé)任投資 綠色信貸

【摘要】：環(huán)境金融是金融業(yè)應(yīng)對環(huán)境保護(hù)需要而產(chǎn)生的創(chuàng)新性金融模式,是金融業(yè)發(fā)揮對經(jīng)濟(jì)可持續(xù)發(fā)展重要作用的途徑。環(huán)境金融依托于環(huán)境經(jīng)濟(jì)學(xué)和金融創(chuàng)新的基本理論,強(qiáng)調(diào)市場化宏觀金融市場化管理和對微觀金融創(chuàng)新的激勵。為應(yīng)對尖銳的資源環(huán)境壓力,實(shí)現(xiàn)我國經(jīng)濟(jì)增長與環(huán)境保護(hù)并重的可持續(xù)增長,就有必要大力推動環(huán)境金融創(chuàng)新發(fā)展。為此,我國也明確提出轉(zhuǎn)變經(jīng)濟(jì)增長方式,實(shí)現(xiàn)從主要運(yùn)用行政方法到綜合運(yùn)用經(jīng)濟(jì)市場方法轉(zhuǎn)變的改革目標(biāo)。在此背景下,基于政府與市場關(guān)系的視角對環(huán)境金融創(chuàng)新進(jìn)行系統(tǒng)研究并提出我國的發(fā)展建議具有重要的理論和現(xiàn)實(shí)意義。 論文提出市場導(dǎo)向型的環(huán)境金融創(chuàng)新的研究思路,探討基于市場的環(huán)境金融管理政策工具創(chuàng)新,以及金融機(jī)構(gòu)基于風(fēng)險(xiǎn)和收益平衡下的主動性環(huán)境金融創(chuàng)新。論文首先對國內(nèi)外環(huán)境金融的研究和發(fā)展進(jìn)行了綜述,指出本文針對有效利用市場化機(jī)制推動環(huán)境金融創(chuàng)新的研究意義和切入點(diǎn),提出立足于市場導(dǎo)向的環(huán)境金融創(chuàng)新的研究意義,并提出論文的研究目標(biāo)、研究內(nèi)容和研究方法,為本文的分析框架提供支撐。 論文在理論部分首先歸納了環(huán)境金融創(chuàng)新的理論基礎(chǔ)。對可持續(xù)發(fā)展理論、可持續(xù)金融理論、金融創(chuàng)新等基礎(chǔ)理論進(jìn)行了綜述,并依據(jù)政府與市場關(guān)系、政策性金融功能等對政策性環(huán)境金融創(chuàng)新的理論基礎(chǔ)進(jìn)行綜述,從金融功能觀、企業(yè)社會責(zé)任及利益相關(guān)者理論對商業(yè)性環(huán)境金融創(chuàng)新的理論基礎(chǔ)進(jìn)行了綜述。在理論綜述基礎(chǔ)上,論文對環(huán)境金融及環(huán)境金融創(chuàng)新的內(nèi)涵、特征及分類進(jìn)行了探討,指出基于市場的政策性環(huán)境金融管理創(chuàng)新和商業(yè)性環(huán)境金融創(chuàng)新的分類,提出由市場型政策性環(huán)境金融創(chuàng)新和主動型商業(yè)性環(huán)境金融創(chuàng)新所組成的“市場導(dǎo)向型環(huán)境金融創(chuàng)新”的概念,指出環(huán)境金融創(chuàng)新的市場導(dǎo)向發(fā)展趨勢。借鑒金融創(chuàng)新基本理論,對環(huán)境金融創(chuàng)新的動因進(jìn)行分析。在政策性環(huán)境金融對商業(yè)性環(huán)境金融創(chuàng)新的作用機(jī)理分析中,論文對政策性環(huán)境金融的資金支持機(jī)制及對商業(yè)性環(huán)境金融創(chuàng)新的額外性及杠桿放大效應(yīng)進(jìn)行了分析,并針對低碳環(huán)保項(xiàng)目在可融資能力和技術(shù)發(fā)展周期中死亡谷瓶頸提出了政策性環(huán)境金融撬動商業(yè)性環(huán)境金融的途徑。 在國際經(jīng)驗(yàn)分析部分,論文對政策性和商業(yè)性環(huán)境金融創(chuàng)新的國際實(shí)踐進(jìn)行分析和經(jīng)驗(yàn)總結(jié)。整體而言歐美國家的銀行業(yè)主動性環(huán)境金融發(fā)展已有較好規(guī)模,社會責(zé)任投資在歐美資本市場已進(jìn)入主流,其經(jīng)驗(yàn)其有借鑒意義。論文對國際政策性金融機(jī)構(gòu)運(yùn)用市場化環(huán)境金融管理工具改變商業(yè)性金融機(jī)構(gòu)的風(fēng)險(xiǎn)收益狀況,從而激勵商業(yè)性環(huán)境金融創(chuàng)新的產(chǎn)生和擴(kuò)散的經(jīng)驗(yàn)也進(jìn)行了分析歸納。 論文在對我國環(huán)境金融現(xiàn)狀的分析中,通過對我國商業(yè)銀行綠色信貸執(zhí)行現(xiàn)狀的評價(jià)和績效實(shí)證研究,指出我國商業(yè)銀行環(huán)境金融創(chuàng)新還處于非常初步的階段,主動性創(chuàng)新不足。資本市場環(huán)境類社會責(zé)任投資產(chǎn)品創(chuàng)新也很緩慢,而且通過對社會責(zé)任投資基金和社會責(zé)任指數(shù)績效的實(shí)證研究表明兼顧環(huán)境責(zé)任的資本市場投資績效并不低于傳統(tǒng)的投資方式,所以對SRI未能形成主流投資形式的原因需要探討。由于我國環(huán)境政策的總體背景和政策性銀行改革的現(xiàn)狀,我國政策性環(huán)境金融在運(yùn)用市場化管理手段引導(dǎo)商業(yè)銀行環(huán)境金融創(chuàng)新的功能方面還比較缺乏。 論文最后結(jié)合我國環(huán)境金融創(chuàng)新的現(xiàn)狀和國際經(jīng)驗(yàn),提出完善我國市場導(dǎo)向型環(huán)境金融創(chuàng)新外部環(huán)境、創(chuàng)新市場型政策性金融管理工具、激勵商業(yè)銀行和資本市場主動性環(huán)境金融創(chuàng)新的建議措施。
[Abstract]:Environmental finance is the financial industry to deal with environmental protection needs of the innovative financial model, is the important role of sustainable economic development of the financial industry to play. The basic theory of Environmental Finance Based on Environmental Economics and financial innovation, emphasizing the market macro management and micro financial market of financial innovation incentive. In response to the sharp resources the pressure on the environment, realize the sustainable growth of China's economic growth and environmental protection, it is necessary to vigorously promote the development of financial innovation environment. Therefore, our country also clearly put forward the transformation of economic growth mode, realize from the main use of administrative methods to change the comprehensive use of economic market reform goals. Under this background, the relationship between government and market from the perspective of systematic research on the environment of financial innovation and has important theoretical and practical significance and puts forward some suggestions on China.
This paper puts forward the research ideas of environmental financial innovation, market orientation, financial management of environmental policy tools of innovation based on the market, and financial institutions active financial innovation environment under the balance of risks and benefits. Firstly, based on research and development of domestic and international financial environment were summarized, pointed out the research significance and the starting point of this paper effectively the use of market mechanisms to promote financial innovation environment, the significance of the research put forward the environment of financial innovation based on market orientation, and put forward the goal of the research, research contents and methods, to provide support for the framework of this article.
In the theory part firstly summarizes the basic theory of environmental financial innovation. The theory of sustainable development, sustainable financial theory, financial innovation theory is reviewed, and based on the relationship between government and market, policy financial function theory based on the policy environment of financial innovation are reviewed, from the financial function view, corporate social responsibility the stakeholder theory and the theoretical basis of the financial innovation of commercial environment are reviewed. Based on the summary of the theory, the financial environment and financial innovation environment connotation, characteristics and classification were discussed, and points out the market policy environment of financial management innovation and commercial environment on the basis of financial innovation, put forward by market policy environment of financial innovation and financial innovation active commercial environment which is composed of "market oriented financial innovation" concept, pointed out Market oriented development trend of financial innovation environment. Based on the theory of financial innovation, motivation of financial innovation environment were analyzed. In the analysis of the mechanism of financial policy environment for financial innovation of commercial environment, analyzes the amplification effect of policy environment of financial capital support mechanism and financial innovation of commercial environment additional and leverage, and for the low carbon environmental protection projects in the development of financing capacity and cycle technology bottleneck and puts forward some ways of Death Valley policy environment financial leveraging commercial financial environment.
In the part of empirical analysis, the practice of international policy and commercial environment of financial innovation to analyze and summarize the experience. The whole of Europe and the United States banking initiative has a good environment of financial development scale, social responsibility investment has entered the mainstream capital markets in Europe and the United States, the experience of the reference papers on international policy. Financial institutions use the market environment of financial management tools to change the risk benefit of commercial financial institutions, so as to encourage the production and diffusion of financial innovation of the commercial environment experience were analyzed and summarized.
Based on the analysis of the current situation of the financial environment of our country, through the research and evaluation of China's commercial banks and the status of implementation of green credit performance, pointed out that the environment of financial innovation of commercial banks in China is still at a very preliminary stage, lack of initiative and innovation. The innovation of capital market environment of social responsibility investment products is also very slow, and by an empirical study of social responsibility and social responsibility investment fund performance index shows that both the environmental responsibility performance of investment in the capital market is not lower than that of the traditional way of investment, so the SRI failed to form a reason to discuss the mainstream investment form. Because of the general status of banking background and policy reform of China's environmental policy, environmental policy finance in China in the use of market-oriented means to guide the management environment of financial innovation of commercial banks function is still relatively scarce.
Finally, combined with the present situation and the international experience of financial innovation in China's environment, proposed consummates our country market oriented financial innovation environment, innovation policy based on market financial management tools, proposed measures to encourage commercial banks and capital market initiative environment of financial innovation.

【學(xué)位授予單位】：武漢理工大學(xué)
【學(xué)位級別】：博士
【學(xué)位授予年份】：2013
【分類號】：F832

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