本文關(guān)鍵詞：中國(guó)發(fā)展伊斯蘭金融問(wèn)題研究　出處：《中央民族大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 伊斯蘭金融 利弊分析 發(fā)展路徑 對(duì)策建議

【摘要】：伊斯蘭金融是指建立在《古蘭經(jīng)》、“圣訓(xùn)”、伊斯蘭教法的經(jīng)濟(jì)金融思想理論基礎(chǔ)上,和國(guó)際傳統(tǒng)金融制度相調(diào)和的過(guò)程中形成的,用于為遵循伊斯蘭教規(guī)范處理金融事務(wù)的人們而服務(wù)的獨(dú)具特色的金融體系�，F(xiàn)代伊斯蘭金融伴隨著伊斯蘭國(guó)家追求政治經(jīng)濟(jì)獨(dú)立的進(jìn)程而產(chǎn)生,在伊斯蘭復(fù)興運(yùn)動(dòng)和大量石油美元流入的推動(dòng)下得到迅猛發(fā)展,為了應(yīng)對(duì)日益加強(qiáng)的金融全球化趨勢(shì)和滿足自身進(jìn)一步發(fā)展的需要開(kāi)啟了國(guó)際化進(jìn)程。 在2008年美國(guó)“次貸危機(jī)”的影響下,國(guó)際傳統(tǒng)金融業(yè)遭受沉重打擊。而伊斯蘭金融以其風(fēng)險(xiǎn)共擔(dān)、利潤(rùn)共享的理念和注重道德、以實(shí)物資產(chǎn)為基礎(chǔ)、禁止投機(jī)等原則較好的規(guī)避了次貸風(fēng)險(xiǎn),逆勢(shì)而漲,表現(xiàn)出了強(qiáng)大的活力和旺盛的生命力。面對(duì)著伊斯蘭世界雄厚的金融資本和豐富的石油資源,世界各國(guó)紛紛開(kāi)展伊斯蘭金融業(yè)務(wù),對(duì)伊斯蘭世界巨大的金融市場(chǎng)展開(kāi)了激烈的爭(zhēng)奪。 當(dāng)今中國(guó)政治穩(wěn)定、經(jīng)濟(jì)發(fā)展迅速,投資環(huán)境優(yōu)越,還擁有三千多萬(wàn)穆斯林群眾的龐大市場(chǎng)和人文優(yōu)勢(shì),加之國(guó)際金融中心——中國(guó)香港健全的金融法規(guī)、完善的金融基礎(chǔ)設(shè)施、發(fā)達(dá)的金融市場(chǎng),這都為伊斯蘭金融在我國(guó)的發(fā)展奠定了良好的基礎(chǔ)。并且我國(guó)正處于全面建成小康社會(huì)的關(guān)鍵時(shí)期和深化改革開(kāi)放的攻堅(jiān)時(shí)期。積極發(fā)展伊斯蘭金融,對(duì)于健全我國(guó)金融體系,促進(jìn)金融業(yè)健康發(fā)展；加強(qiáng)國(guó)際經(jīng)貿(mào)合作,提升招商引資能力；推動(dòng)民族地區(qū)經(jīng)濟(jì)發(fā)展,維護(hù)民族團(tuán)結(jié)和諧等方面都有著重大意義。 本文對(duì)伊斯蘭金融的內(nèi)涵、思想理論、發(fā)展歷程、產(chǎn)品業(yè)務(wù)、運(yùn)營(yíng)管理進(jìn)行了詳細(xì)的介紹。在此基礎(chǔ)上,客觀的闡述了發(fā)展伊斯蘭金融對(duì)促進(jìn)我國(guó)經(jīng)濟(jì)金融發(fā)展的積極意義,以及其對(duì)維護(hù)我國(guó)金融安全與穩(wěn)定所帶來(lái)的挑戰(zhàn)。并結(jié)合我國(guó)具體國(guó)情,對(duì)我國(guó)伊斯蘭金融發(fā)展的優(yōu)勢(shì)、劣勢(shì)和國(guó)際環(huán)境進(jìn)行了理性分析。進(jìn)而在學(xué)習(xí)和借鑒世界各國(guó)伊斯蘭金融發(fā)展模式,總結(jié)香港、寧夏伊斯蘭金融試點(diǎn)的經(jīng)驗(yàn)和教訓(xùn)的基礎(chǔ)上,對(duì)我國(guó)伊斯蘭金融的發(fā)展做出了詳盡的路徑規(guī)劃。最后,分別在政府支持、風(fēng)險(xiǎn)監(jiān)管、人才培養(yǎng)、經(jīng)營(yíng)管理、產(chǎn)品創(chuàng)新以及與傳統(tǒng)金融的協(xié)調(diào)等方面,為我國(guó)伊斯蘭金融的發(fā)展提出了對(duì)策建議。以期為我國(guó)發(fā)展伊斯蘭金融起到知識(shí)普及、項(xiàng)目評(píng)估、發(fā)展規(guī)劃、對(duì)策建議的作用。
[Abstract]:Islamic finance is based on the economic and financial theory of the Koran, the Holy admonition and Shariah, and is formed in the process of reconciling with the traditional international financial system. A unique financial system used to serve people who follow Islamic norms in handling financial affairs. Modern Islamic finance has come into being along with the process of pursuing political and economic independence in Islamic countries. Driven by the Islamic Revival Movement and a large inflow of petrodollars, the process of internationalization was launched in order to cope with the increasing trend of financial globalization and to meet the needs of its own further development. In 2008, under the influence of the "subprime mortgage crisis" in the United States, the international traditional financial industry suffered a heavy blow, while Islamic finance was based on the concept of shared risk, profit sharing and morality, and was based on real assets. The prohibition of speculation and other principles better circumvent the subprime mortgage risk, rise against the trend, showing a strong vitality and vitality. Facing the Islamic world rich financial capital and rich oil resources. Various countries all over the world carry out Islamic financial business one after another, have launched fierce competition to the huge financial market of Islamic world. Today, China enjoys political stability, rapid economic development, a favorable investment environment, a huge market and cultural advantages of more than 30 million Muslim people, and a sound financial regulation in Hong Kong, an international financial center. Perfect financial infrastructure, developed financial markets. All these have laid a good foundation for the development of Islamic finance in our country, and our country is in the key period of building a well-off society in an all-round way and the period of deepening reform and opening to the outside world. To perfect the financial system of our country and promote the healthy development of the financial industry; Strengthen international economic and trade cooperation, enhance the ability to attract investment; It is of great significance to promote the economic development of ethnic areas and maintain national unity and harmony. This paper introduces the connotation, theory, development course, product business and operation management of Islamic finance in detail. This paper objectively expounds the positive significance of developing Islamic finance to promote the economic and financial development of our country, and the challenges it brings to the maintenance of financial security and stability of our country, and combines with the specific conditions of our country. This paper makes a rational analysis of the strengths, weaknesses and international environment of the development of Islamic finance in China, and sums up Hong Kong by studying and drawing lessons from the development models of Islamic finance in various countries of the world. On the basis of the experience and lessons of Ningxia Islamic finance pilot project, this paper makes a detailed path planning for the development of Islamic finance in China. Finally, it separately in the government support, risk supervision, talent training, management and management. In the aspects of product innovation and coordination with traditional finance, this paper puts forward some countermeasures and suggestions for the development of Islamic finance in China, with a view to popularizing knowledge, evaluating projects and planning development for the development of Islamic finance in China. The role of countermeasures and suggestions.
【學(xué)位授予單位】：中央民族大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.7

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本文編號(hào)：1428583