本文關(guān)鍵詞：基于因子分析法的上市商業(yè)銀行競爭力實(shí)證分析　出處：《蘇州大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 因子分析 上市商業(yè)銀行 競爭力

【摘要】：近年來，在我國社會(huì)主義市場經(jīng)濟(jì)的迅速發(fā)展的背景下，銀行業(yè)規(guī)模不斷擴(kuò)大，功能逐漸增多，機(jī)制日益完善，其作為我國金融業(yè)的支柱，在整個(gè)國民經(jīng)濟(jì)中的重要地位也日漸突出。隨著全球經(jīng)濟(jì)一體化進(jìn)程加快和我國金融市場逐步開放，實(shí)力雄厚的外資銀行大規(guī)模登陸，與我國商業(yè)銀行展開了全面競爭。作為我國金融體系的主體，商業(yè)銀行進(jìn)入了同時(shí)面臨國內(nèi)銀行和國外銀行雙重競爭壓力的時(shí)代。上市商業(yè)銀行是我國銀行業(yè)主體和金融行業(yè)最有活力的一部分，其競爭力水平的高低對(duì)我國經(jīng)濟(jì)發(fā)展有重大的意義，同時(shí)，上市銀行的發(fā)展經(jīng)驗(yàn)對(duì)國內(nèi)其它未上市銀行具有重要的借鑒作用。在這種情況下，上市商業(yè)銀行作為我國商業(yè)銀行的一面旗幟，如何進(jìn)一步提升自身的競爭力，在金融競爭中居于有利地位，已經(jīng)成為一項(xiàng)重大而迫切的任務(wù)。因此，對(duì)其競爭力狀況進(jìn)行客觀、全面的分析和評(píng)價(jià)，對(duì)我國市場經(jīng)濟(jì)的建設(shè)和發(fā)展具有重要的理論價(jià)值和實(shí)踐意義。 本文首先系統(tǒng)的回顧了商業(yè)銀行競爭力已有的研究成果，并綜合闡述了競爭力及商業(yè)銀行競爭力的內(nèi)涵，同時(shí)對(duì)企業(yè)競爭力理論進(jìn)行了概括和總結(jié)，在此基礎(chǔ)上，遵循科學(xué)、全面、可得性等原則，建立上市商業(yè)銀行競爭力評(píng)價(jià)指標(biāo)體系，，展開對(duì)我國上市商業(yè)銀行競爭力的實(shí)證研究。在實(shí)證分析部分，本文選取14家上市商業(yè)銀行為研究樣本，以各銀行公布的2011年年報(bào)為樣本數(shù)據(jù)來源，采用多元統(tǒng)計(jì)分析中的因子分析法，利用因子綜合評(píng)分的結(jié)果，從盈利能力、安全能力、流動(dòng)能力、規(guī)模實(shí)力、發(fā)展能力和創(chuàng)新能力等方面對(duì)這些上市商業(yè)銀行的競爭力情況進(jìn)行分析，并確定各銀行的競爭力排名。最后，根據(jù)實(shí)證分析的結(jié)果，從多方面對(duì)提升我國上市商業(yè)銀行的競爭力提出政策建議。
[Abstract]:In recent years, with the rapid development of China's socialist market economy under the background of the banking industry continues to expand the scale, function gradually increased, the mechanism is increasingly perfect, as a pillar of China's financial industry, an important position in the whole national economy have become increasingly prominent. With the global economic integration and China's financial market gradually open, the strength of the large scale of foreign banks landing, launched a comprehensive competition of commercial banks in China. As the main body of China's financial system, commercial banks to enter the domestic and foreign banks are facing double pressure of competition era. At the same time, the listed commercial bank is a part of China's banking industry and the main financial industry's most dynamic, the level of competitiveness is of great significance to the economic development of our country at the same time, the experience of the development of listed banks is an important reference for other domestic non listed banks. In this case, the listed commercial banks as the banner of China's commercial banks, how to further enhance their competitiveness, the advantageous position in the financial competition, has become an important and urgent task. Therefore, the objective of the competitive situation, analysis and evaluation of the whole surface, it has important theoretical value and practical the significance of the construction and development of the market economy of our country.
This paper systematically reviews the results of research on the competitiveness of commercial banks have, and describes the concept of competitiveness and the competitiveness of commercial banks, the theory of the competitiveness of enterprises are summarized. On this basis, follow the scientific, comprehensive, availability principle, establishment of the listed commercial banks competitiveness evaluation index system of empirical Study on the competitiveness of listed commercial banks. In the part of empirical analysis, this paper selects 14 listed commercial banks as the research sample, the bank announced the 2011 Annual Report as the sample data source produced by the method of factor analysis in multivariate statistical analysis, using factor comprehensive evaluation results from profitability, safety, liquidity the size, strength, analysis ability and innovation ability and other aspects of the competitiveness of listed commercial banks, and to determine the ranking of each bank's competitiveness. Finally, according to the results of the empirical analysis, we put forward some policy suggestions to improve the competitiveness of the listed commercial banks in China.

【學(xué)位授予單位】：蘇州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.33;F224

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