本文關(guān)鍵詞：吉林省農(nóng)村金融排斥問題研究　出處：《吉林農(nóng)業(yè)大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 農(nóng)村金融排斥 灰色關(guān)聯(lián)分析 灰色聚類分析 吉林省

【摘要】：十八大報(bào)告中提出要推動(dòng)城鄉(xiāng)發(fā)展一體化,解決好農(nóng)業(yè)農(nóng)村農(nóng)民問題是全黨工作重中之重,城鄉(xiāng)發(fā)展一體化是解決“三農(nóng)”問題的根本途徑。經(jīng)濟(jì)發(fā)展三要素是土地、資本和勞動(dòng),資金在農(nóng)村經(jīng)濟(jì)發(fā)展中屬于極度稀缺要素。要解決“三農(nóng)”問題,必須要有一套合理、高效、健康運(yùn)行的農(nóng)村金融體系,來為農(nóng)村經(jīng)濟(jì)發(fā)展提供充足的資金支持。2013年中央一號文件提出要加強(qiáng)國家對農(nóng)村金融改革發(fā)展的扶持和引導(dǎo),切實(shí)加大商業(yè)性金融支農(nóng)力度,改善農(nóng)村金融服務(wù)。因此解決好農(nóng)村金融問題,是破解“三農(nóng)”問題的關(guān)鍵。 金融排斥理論是20世紀(jì)90年代發(fā)展起來的金融理論。本文在對吉林省農(nóng)村金融排斥現(xiàn)狀進(jìn)行系統(tǒng)分析的基礎(chǔ)上,運(yùn)用金融排斥理論當(dāng)中經(jīng)典的六維度分析范式,結(jié)合灰色系統(tǒng)理論中的灰色聚類分析法、灰色關(guān)聯(lián)分析法,對吉林省農(nóng)村金融排斥情況進(jìn)行系統(tǒng)的定量分析,探尋吉林省農(nóng)村金融排斥的程度及其影響因素,并提出針對性的政策建議。本文研究內(nèi)容分成以下五個(gè)章節(jié)。 第一章導(dǎo)論部分。闡述本文的研究背景、研究意義、研究方法,對國內(nèi)外相關(guān)文獻(xiàn)進(jìn)行系統(tǒng)的綜述,界定研究范圍和相關(guān)概念,介紹研究框架及創(chuàng)新點(diǎn)。 第二章是吉林省農(nóng)村金融排斥現(xiàn)狀分析部分。依據(jù)金融排斥理論,從地理排斥、評估排斥、條件排斥、價(jià)格排斥、營銷排斥和自我排斥六方面對吉林省農(nóng)村金融排斥的現(xiàn)狀進(jìn)行了詳盡的論述。 第三章是吉林省農(nóng)村金融排斥地域差異分析。在構(gòu)建農(nóng)村金融排斥指標(biāo)體系的基礎(chǔ)上,利用灰色關(guān)聯(lián)聚類建立更科學(xué)的農(nóng)村金融衡量指標(biāo)體系,利用聚類分析法對吉林省39個(gè)樣本縣進(jìn)行聚類分析。構(gòu)建農(nóng)村金融排斥指數(shù),分析吉林省農(nóng)村金融排斥的地域特點(diǎn)。 第四章吉林省農(nóng)村金融排斥影響因素的實(shí)證分析。運(yùn)用Pearson相關(guān)系數(shù)法、方差分析、回歸分析,對吉林省農(nóng)村金融排斥影響因素進(jìn)行定量測度。 第五章研究結(jié)論及建議措施部分。在前文對吉林省農(nóng)村金融排斥現(xiàn)狀研究,對吉林省農(nóng)村金融排斥影響因素的實(shí)證研究的基礎(chǔ)上,給出了緩解吉林省農(nóng)村金融排斥的建議。
[Abstract]:In the report of the 18 National Congress, it is proposed to promote the integration of urban and rural development, and to solve the problem of agricultural rural farmers is the top priority of the whole Party's work. The integration of urban and rural development is the fundamental way to solve the problem of agriculture, rural areas and farmers. The three elements of economic development are land, capital and labor, and capital is extremely scarce in the development of rural economy. There must be a reasonable, efficient and healthy rural financial system. To provide adequate financial support for rural economic development. In 2013, the No. 1 document of the Central Committee proposed to strengthen the support and guidance of the state to the rural financial reform and development, and to effectively increase the strength of commercial financial support for agriculture. Therefore, to solve the problem of rural finance is the key to solve the problem of agriculture, countryside and farmers. The theory of financial exclusion is a financial theory developed in 1990s. This paper makes a systematic analysis of the current situation of rural financial exclusion in Jilin Province. Using the classical six-dimension analysis paradigm in the theory of financial exclusion, combining the grey cluster analysis and grey relational analysis in the grey system theory, this paper makes a systematic quantitative analysis of the rural financial exclusion in Jilin Province. This paper explores the extent of rural financial exclusion in Jilin Province and its influencing factors, and puts forward targeted policy recommendations. The research content of this paper is divided into the following five chapters. The first chapter introduces the research background, research significance, research methods, a systematic review of the relevant literature at home and abroad, the definition of research scope and related concepts, the introduction of the research framework and innovative points. The second chapter is the analysis of the current situation of rural financial exclusion in Jilin Province. According to the theory of financial exclusion, from the geographical exclusion, evaluation exclusion, conditional exclusion, price exclusion. Marketing exclusion and self-exclusion six aspects of Jilin Province rural financial exclusion of the current situation is discussed in detail. The third chapter is the analysis of regional differences of rural financial exclusion in Jilin Province. On the basis of constructing the index system of rural financial exclusion, a more scientific index system of rural financial exclusion is established by using grey correlation clustering. Cluster analysis was used to analyze 39 sample counties in Jilin Province. The index of rural financial exclusion was constructed and the regional characteristics of rural financial exclusion in Jilin province were analyzed. The empirical analysis of rural financial exclusion factors in Jilin Province in 4th chapter, using Pearson correlation coefficient method, variance analysis, regression analysis, quantitative measurement of rural financial exclusion factors in Jilin Province. On the basis of the previous research on the current situation of rural financial exclusion in Jilin Province and the empirical study on the influencing factors of rural financial exclusion in Jilin Province. Some suggestions are given to alleviate the rural financial exclusion in Jilin Province.
【學(xué)位授予單位】：吉林農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.7

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本文編號：1406809