本文關鍵詞：中信銀行引進戰(zhàn)略投資者影響研究　出處：《內蒙古大學》2013年碩士論文　論文類型：學位論文

  更多相關文章： 戰(zhàn)略投資者 企業(yè)價值 中信銀行

【摘要】：由于我國加入WTO時承諾,2006年開啟了我國銀行業(yè)全面對外開放的大局面,如何在如此激烈的競爭中屹立不倒,如何改善公司治理、風險管理、產品創(chuàng)新的水平以及如何建立現代商業(yè)銀行企業(yè)文化是急需解決的問題。 我國商業(yè)銀行在我國金融體系中具有絕對核心地位。由于體制不完善和經營水平低下,我國銀行業(yè)也形成了不少非常難以解決的問題。例如：資本充足率、核心資本充足率等指標達不到《新巴塞爾協議》的最低要求,不良資產率長期保持較高的水平,內部控制方面存在著諸多的不健全,風險防范措施存在諸多弊端。單一的僅僅靠國有產權結構已經無法滿足現代銀行業(yè)發(fā)展的要求是所有這些問題產生的根源。 最先完成改造的是部分全國性的股份制商業(yè)銀行,持股股東不再僅僅只有政府和國家,已經實現了多元化,產權制度也隨之變得更加正規(guī)化。但其產權制度總體上還有缺失的,這些全國性的股份制銀行的最終控制人基本上還是國家或者政府,政府和國家往往還持有占比較多的股份,這樣的產權結構產生的問題是銀行往往難以根據實際情況進行經營決策,所做出的決策容易受到來自政府的干擾。從現代企業(yè)制度理論這方面來說,公司治理水平和市場配置資源效率低下的主要原因就是政府和企業(yè)做不到有效的分離。這樣來看,中國股份制商業(yè)銀行的產權結構不完善,公司治理結構還存在缺陷,必然會導致其治理水平徘徊在較低水平。 本文回顧了中國銀行業(yè)是如何引進境外戰(zhàn)略投資者的歷史進程,以股份制商業(yè)銀行——中信銀行作為案例進行重點分析,研究境外戰(zhàn)略投資者在我國股份制商業(yè)銀行改造過程中究竟是發(fā)揮了怎樣的積極作用。那么到底應該如何引入戰(zhàn)略投資者才能實現企業(yè)價值的增值呢?基于此,我們對案例進行了詳細的分析,并從中得到了啟示。
[Abstract]:Because of the promise of China's entry into WTO, 2006 opened the banking industry to the outside world, how to stand firm in such fierce competition, how to improve corporate governance and risk management. The level of product innovation and how to establish modern commercial bank corporate culture are urgent problems to be solved. The commercial banks of our country have the absolute core position in the financial system of our country. Because the system is not perfect and the management level is low, the banking industry of our country has also formed many very difficult problems, such as: the capital adequacy ratio. The core capital adequacy ratio and other indicators can not meet the minimum requirements of the New Basel Accord, the rate of non-performing assets has maintained a high level for a long time, and there are many deficiencies in internal control. There are many disadvantages in risk prevention measures. The single state-owned property right structure alone can not meet the requirements of the development of modern banking industry is the root of all these problems. The first to complete the transformation is part of the national joint-stock commercial banks, shareholding shareholders are no longer just the government and the country, has achieved diversification. Property rights system has become more formalized. But its property rights system in general is still missing, the ultimate controller of these national joint-stock banks is basically the state or the government. The government and the state often hold more shares, so the problem of the property right structure is that banks often have difficulty in making decisions according to the actual situation. Decisions made are susceptible to interference from the government. From the point of view of modern enterprise system theory. The main reason for the low efficiency of corporate governance and market allocation resources is that the government and enterprises can not effectively separate. In this way, the property right structure of Chinese joint-stock commercial banks is not perfect. There are still defects in the corporate governance structure, which will inevitably lead to the hovering of its governance level at a lower level. This paper reviews the historical process of introducing foreign strategic investors in China's banking sector, and focuses on the case study of the joint-stock commercial bank, Citic Bank. How to study how the foreign strategic investors have played an active role in the reform of China's joint-stock commercial banks, and how to introduce strategic investors in order to realize the value-added of enterprise value? Based on this, we have carried on the detailed analysis to the case, and has obtained the enlightenment from it.
【學位授予單位】：內蒙古大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.33;F831.2

【參考文獻】

相關期刊論文 前10條

1 洪梅;國有保險公司重組與戰(zhàn)略投資者選擇[J];保險研究;2003年10期

2 茍文均;透視美國存款保險制度改革草案[J];銀行家;2003年01期

3 余云輝;駱德明;;誰將掌控中國的金融?[J];銀行家;2005年12期

4 占碩;我國銀行業(yè)引進戰(zhàn)略投資者風險研究——控制權租金引發(fā)的股權轉移和效率損失[J];財經研究;2005年01期

5 耿建新;林春雷;;上市公司2008年海外并購短期績效研究[J];財會通訊;2011年03期

6 丁志杰;歐美中小銀行的發(fā)展經驗及其借鑒意義[J];金融論壇;2002年04期

7 秦國樓;以“合格的境外金融機構”重塑國有商業(yè)銀行的治理結構[J];金融論壇;2003年07期

8 王娟,孟建波;股權結構與公司績效關系的實證研究在國有銀行改革中的應用[J];南方金融;2004年02期

9 羅志松;銀行業(yè)外資并購對東道國金融安全的影響及對策[J];國際經濟合作;2005年03期

10 王華紅;外資銀行如何謀劃中國[J];國際融資;2004年04期

相關博士學位論文 前1條

1 馬政;我國商業(yè)銀行引進境外戰(zhàn)略投資者研究[D];南開大學;2009年

，

本文編號：1402474