本文關(guān)鍵詞：黑龍江省農(nóng)業(yè)供應(yīng)鏈金融發(fā)展研究　出處：《吉林農(nóng)業(yè)大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

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【摘要】：農(nóng)業(yè)作為中國(guó)國(guó)民經(jīng)濟(jì)的基礎(chǔ),其中主要包括種植業(yè)、林業(yè)、漁業(yè)、畜牧業(yè)等等,其中發(fā)展過(guò)程中可以概括為原始農(nóng)業(yè)、傳統(tǒng)農(nóng)業(yè)、現(xiàn)代農(nóng)業(yè)三個(gè)階段。伴隨著中國(guó)農(nóng)村經(jīng)濟(jì)的迅猛發(fā)展,農(nóng)村金融信貸的需求在發(fā)生著深刻變革,把供應(yīng)鏈的金融思想引入到農(nóng)村信貸當(dāng)中,能夠?yàn)檗r(nóng)戶解決貸款難的問(wèn)題,這也為農(nóng)村信貸開(kāi)拓了一個(gè)嶄新的視角。供應(yīng)鏈金融產(chǎn)品與其他銀行融資產(chǎn)品不同,其特點(diǎn)是依托大型優(yōu)秀企業(yè)的穩(wěn)定供應(yīng)鏈,為那些供應(yīng)鏈上下游信譽(yù)良好、經(jīng)營(yíng)有序、銷售渠道穩(wěn)定的企業(yè)設(shè)計(jì)產(chǎn)品,借助大型龍頭企業(yè)對(duì)中小型企業(yè)的了解,選擇那些經(jīng)營(yíng)資質(zhì)良好的企業(yè)最為商業(yè)銀行融資的目標(biāo),這樣做既能突破商業(yè)銀行的評(píng)級(jí)授信要求,也不需要另外提供其他擔(dān)保,還可以真正解決中小企業(yè)的融資困難問(wèn)題。 作為中國(guó)的比較傳統(tǒng)的農(nóng)業(yè)大省,黑龍江省面臨著具有代表性的建設(shè)農(nóng)業(yè)融資環(huán)境相關(guān)問(wèn)題。而現(xiàn)在該省的農(nóng)業(yè)投資最主要的來(lái)源還是農(nóng)民擁有的資金,目前各級(jí)政府也出臺(tái)了扶持補(bǔ)貼農(nóng)業(yè)的財(cái)政政策。在中國(guó)經(jīng)濟(jì)高速的發(fā)展的同時(shí),同時(shí)也更要加快發(fā)展本省農(nóng)業(yè)產(chǎn)業(yè)化,主要是增強(qiáng)的農(nóng)業(yè)投資力度、平均規(guī)模擴(kuò)大的農(nóng)業(yè)生產(chǎn),還有隨之提高的農(nóng)業(yè)的資金需求,所以,為了滿足農(nóng)業(yè)資金需求和產(chǎn)業(yè)化發(fā)展能創(chuàng)造良好的投融資環(huán)境,這就成為亟待解決的重點(diǎn)課題。 正是基于這一背景,本文首先從概念上來(lái)分析農(nóng)業(yè)供應(yīng)鏈金融的含義及其價(jià)值,而后通過(guò)分析目前黑龍江省農(nóng)村金融的現(xiàn)狀與困難入手,來(lái)分析農(nóng)業(yè)供應(yīng)鏈金融的發(fā)展,闡述了黑龍江省農(nóng)業(yè)融資的現(xiàn)狀及農(nóng)業(yè)融資存在的問(wèn)題,指出了隨著現(xiàn)代農(nóng)業(yè)的發(fā)展為農(nóng)業(yè)供應(yīng)鏈金融的應(yīng)用創(chuàng)造了條件。其次,通過(guò)實(shí)例說(shuō)明農(nóng)業(yè)供應(yīng)鏈金融在黑龍江農(nóng)業(yè)中的應(yīng)用,說(shuō)明農(nóng)業(yè)供應(yīng)鏈金融的成功之處,分析農(nóng)業(yè)供應(yīng)鏈金融為黑龍江省農(nóng)業(yè)生產(chǎn)生活帶來(lái)的利益。然后,闡述如何在黑龍江省內(nèi)更好的應(yīng)用和推廣農(nóng)業(yè)供應(yīng)鏈金融,并分別從政府、企業(yè)、農(nóng)戶三方面來(lái)分別具體闡述農(nóng)業(yè)供應(yīng)鏈金融在現(xiàn)代農(nóng)業(yè)中所采取的措施。最后總結(jié)本文的研究結(jié)論,闡述了推廣農(nóng)業(yè)供應(yīng)鏈金融的對(duì)策,并指出了農(nóng)業(yè)供應(yīng)鏈金融的進(jìn)一步研究方向。
[Abstract]:Agriculture as the basis of China's national economy, which mainly includes planting, forestry, fisheries, animal husbandry and so on, the development process can be summarized as primitive agriculture, traditional agriculture. With the rapid development of rural economy in China, the demand for rural financial credit is undergoing profound changes. It also opens up a new perspective for rural credit. Different from other bank financing products, the characteristics of supply chain financial products are the stable supply chain relying on large and excellent enterprises. For those supply chain upstream and downstream good reputation, orderly management, sales channels stable design products, with the help of large leading enterprises to understand the small and medium-sized enterprises. Selecting the most successful commercial bank financing targets for those with good operating qualifications would not only break the commercial banks' credit requirements but also do not require additional guarantees. Can also really solve the financing difficulties of small and medium-sized enterprises. As a relatively traditional agricultural province in China, Heilongjiang Province is faced with representative problems related to the construction of agricultural financing environment. However, the most important source of agricultural investment in the province is the funds owned by farmers. At present, governments at all levels have also issued fiscal policies to support subsidized agriculture. While China's economy is developing at a high speed, it is also necessary to speed up the development of agricultural industrialization in this province, mainly by strengthening agricultural investment. The average scale of the expansion of agricultural production, as well as the accompanying increase in the demand for agricultural funds, so in order to meet the needs of agricultural funds and the development of industrialization can create a good investment and financing environment. This has become an urgent task to be solved. It is based on this background, this paper first from the concept to analyze the meaning of agricultural supply chain finance and its value, and then through the analysis of the current situation and difficulties of rural finance in Heilongjiang Province. This paper analyzes the development of agricultural supply chain finance, expounds the current situation of agricultural financing in Heilongjiang Province and the existing problems of agricultural financing. It is pointed out that with the development of modern agriculture, conditions have been created for the application of agricultural supply chain finance. Secondly, the application of agricultural supply chain finance in Heilongjiang agriculture is illustrated by examples. Explain the success of agricultural supply chain finance, analyze the benefits of agricultural supply chain finance for agricultural production and life in Heilongjiang Province. Then, explain how to better use and promote agricultural supply chain finance in Heilongjiang Province. And respectively from the government, enterprises, farmers from the three aspects of the agricultural supply chain finance in modern agriculture respectively elaborated the measures taken. Finally, summarized the conclusions of this paper, elaborated the extension of agricultural supply chain finance countermeasures. And pointed out the further research direction of agricultural supply chain finance.
【學(xué)位授予單位】：吉林農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F327;F832.7

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本文編號(hào)：1402024