農(nóng)村信用合作社監(jiān)管與治理制度研究
本文關(guān)鍵詞:農(nóng)村信用合作社監(jiān)管與治理制度研究 出處:《西南財(cái)經(jīng)大學(xué)》2013年碩士論文 論文類(lèi)型:學(xué)位論文
更多相關(guān)文章: 農(nóng)村信用合作社 產(chǎn)權(quán)制度 監(jiān)管 治理 改進(jìn)建議
【摘要】:近年來(lái),我國(guó)一直堅(jiān)持把“三農(nóng)”工作放在重中之重,2011年的政府工作報(bào)告中,繼續(xù)把鞏固和加強(qiáng)農(nóng)業(yè)基礎(chǔ)地位作為政府工作的重點(diǎn)之一。農(nóng)村信用合作社是我國(guó)農(nóng)村合作金融體系的重要組成部分,也是我國(guó)農(nóng)村合作金融的主力軍。農(nóng)村信用合作社以服務(wù)“三農(nóng)”為宗旨,在促進(jìn)農(nóng)業(yè)和農(nóng)村的經(jīng)濟(jì)發(fā)展以及農(nóng)民增收等方面起到了積極的作用。但是長(zhǎng)期以來(lái),大部分地區(qū)的農(nóng)村信用合作社由于監(jiān)管體制不完善、產(chǎn)權(quán)制度不明晰和法人治理結(jié)構(gòu)不健全等問(wèn)題的存在,導(dǎo)致了其無(wú)法充分發(fā)揮農(nóng)村金融的紐帶作用,也給農(nóng)村信用合作社的可持續(xù)發(fā)展帶來(lái)了極大的隱患。 為了進(jìn)一步完善我國(guó)農(nóng)村信用合作社的監(jiān)管體制和治理結(jié)構(gòu),2003年我國(guó)啟動(dòng)了農(nóng)村信用社的新一輪改革。為此,文章通過(guò)分析農(nóng)村信用合作社的相關(guān)理論,結(jié)合我國(guó)農(nóng)村信用社新一輪改革前后的經(jīng)營(yíng)狀況、監(jiān)管模式和治理結(jié)構(gòu)的歷史分析以及國(guó)外發(fā)達(dá)國(guó)家合作金融機(jī)構(gòu)的監(jiān)管和治理模式的比較研究,對(duì)我國(guó)農(nóng)村信用合作社的監(jiān)管和治理模式進(jìn)行分析。在此基礎(chǔ)上,針對(duì)我國(guó)農(nóng)村信用合作社新一輪改革中發(fā)現(xiàn)的問(wèn)題,提出完善我國(guó)農(nóng)村信用合作社的監(jiān)管和治理模式的措施,最后對(duì)農(nóng)村信用社縣級(jí)聯(lián)社的治理結(jié)構(gòu)提出幾點(diǎn)建議。
[Abstract]:In recent years, China has been adhering to the "three rural" work in priority among priorities, the government work report in 2011, continue to consolidate and strengthen the position of agriculture as one of the focus of the government. The rural credit cooperatives is an important part of rural cooperative financial system in China, is China's rural cooperative finance the main force of rural credit cooperatives to serve the "three rural" for the purpose, has played a positive role in promoting agricultural and rural economic development and farmers' income and so on. But for a long time, most of the region's rural credit cooperatives as the regulatory system is not perfect, unclear property right and corporate governance structure is not perfect and other problems the role of the lead, unable to give full play to the rural finance, but also to the sustainable development of rural credit cooperatives has brought great risks.
In order to further improve China's rural credit cooperatives supervision system and governance structure, in 2003 China launched a new round of rural credit cooperatives reform. Therefore, this article through the theoretical analysis of the rural credit cooperatives, combined with a new round of reform of China's rural credit cooperatives operating conditions, the comparative research on the supervision mode and governance structure the historical analysis and the overseas developed country cooperative financial institutions supervision and governance mode, analysis of China's rural credit cooperatives supervision and governance mode. On this basis, according to China's rural credit cooperatives in the new round of reform of the problem, put forward to perfect our country's Rural Credit Cooperatives supervision and governance mode finally, measures, governance structure of rural credit cooperatives at the county level and put forward some suggestions.
【學(xué)位授予單位】:西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:F832.35
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