本文關(guān)鍵詞：地方政府對中小商業(yè)銀行的管理職能研究　出處：《湖南師范大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 地方政府 管理職能 中小商業(yè)銀行 問題 對策

【摘要】：作為我國金融體的重要組成部分,中小商業(yè)銀行在短短的十兒年時(shí)問里得到了長足發(fā)展。中小商業(yè)銀行作為生存在國有四大商業(yè)銀行和股份制銀行中問的金融機(jī)構(gòu),在當(dāng)?shù)卣I(lǐng)導(dǎo)下積極實(shí)現(xiàn)自我驅(qū)動(dòng)、自我發(fā)展、自我創(chuàng)新,邁出了較大的改革步伐,在促進(jìn)城鄉(xiāng)經(jīng)濟(jì)發(fā)展與繁榮方而發(fā)揮了至關(guān)重要的作用。中小銀行作為當(dāng)?shù)卣攸c(diǎn)支持的金融企業(yè),表現(xiàn)出明顯的政府、政策優(yōu)勢,但同時(shí)受當(dāng)?shù)卣深A(yù)和影響也最為深刻。作為中小銀行的大股東來講,地方政府在推動(dòng)中小銀行發(fā)展的過程中發(fā)揮著至關(guān)重要的角色和作用,對其改革發(fā)展中的職能也負(fù)有不可推卸的責(zé)任。 文章從政府管理職能出發(fā),在分析地方政府在保護(hù)金融安全、保護(hù)公眾利益、保證中央銀行貨幣政策順利實(shí)施方而發(fā)揮作用的基礎(chǔ)土,對地方政府管理職能的發(fā)展與中小商業(yè)銀行管理關(guān)系進(jìn)行了全面閘述。在地方政府與中小銀行之問關(guān)系上,文中重點(diǎn)指出了地方政府在幫助商業(yè)銀行走出發(fā)展困境、解決現(xiàn)實(shí)問題中發(fā)揮的作用以及如何正確處理好政府對中小商業(yè)銀行的干預(yù)和影響。在對中國中小商業(yè)銀行的發(fā)展歷程及現(xiàn)狀分析的同時(shí),閘述了中小商業(yè)銀行的監(jiān)管問題和中小銀行業(yè)務(wù)經(jīng)營模式的問題。 伴隨著經(jīng)濟(jì)全球化的迅速發(fā)展,中小商業(yè)銀行原來僅僅服務(wù)當(dāng)?shù)亟?jīng)濟(jì)社會(huì)發(fā)展的角色與定位發(fā)生了重大變化,一些經(jīng)營條件優(yōu)越的中小商業(yè)銀行開始了新一輪的重組升級改造,在嘗試引進(jìn)戰(zhàn)略投資、謀求資本上市、完善法人治理、探索跨區(qū)經(jīng)營等方而取得了重要進(jìn)展。自2007年以來,諸多地方的中小商業(yè)銀行繼續(xù)掀起了新一輪的更名熱潮,并迅速走向其他區(qū)域。究竟地方政府應(yīng)該如何對中小商業(yè)銀行管理進(jìn)行創(chuàng)新,如何正確處理好地方政府與中小商業(yè)銀行之間的關(guān)系。地方政府究竟該如何轉(zhuǎn)變自身在中小商業(yè)銀行發(fā)展過程中角色和職能定位,中小向業(yè)銀行在將來該如何發(fā)展,文章就上述問題進(jìn)行了詳細(xì)和深入的探討。
[Abstract]:As an important part of China's financial system. Small and medium-sized commercial banks have made great progress in a short period of ten years. Small and medium-sized commercial banks as a survival in the state-owned four commercial banks and joint-stock banks ask financial institutions. Under the leadership of the local government, we have actively realized self-driving, self-development and self-innovation, and we have taken a great step forward in reform. Small and medium-sized banks, as financial enterprises supported by the local government, show obvious government and policy advantages. But at the same time by the local government intervention and impact is also the most profound. As the majority shareholders of small and medium-sized banks, local governments in the process of promoting the development of small and medium-sized banks play a vital role and role. To its reform and development of the functions also bear the unshirkable responsibility. Starting from the function of government management, this paper analyzes the basic ground in which local governments play a role in protecting financial security, protecting public interests and ensuring the smooth implementation of monetary policy of the central bank. The relationship between the development of local government management function and the management of small and medium-sized commercial banks is comprehensively described. This paper points out that the local government is helping the commercial banks out of the development dilemma. The role of solving practical problems and how to correctly deal with the government intervention and impact on small and medium-sized commercial banks. At the same time the development process and current situation of small and medium-sized commercial banks in China are analyzed. This paper discusses the supervision of medium and small commercial banks and the business model of small and medium banks. With the rapid development of economic globalization, the role and orientation of the small and medium-sized commercial banks which only serve the local economic and social development have changed greatly. Some small and medium-sized commercial banks with superior operating conditions have started a new round of restructuring and upgrading, trying to introduce strategic investment, seek capital listing, and improve corporate governance. Since 2007, small and medium-sized commercial banks in many places have continued to set off a new round of renaming upsurge. And quickly to other regions. After all, how local governments should innovate the management of small and medium-sized commercial banks. How to correctly deal with the relationship between local governments and small and medium-sized commercial banks, and how the local government should change its role and function orientation in the development process of small and medium-sized commercial banks. This paper makes a detailed and in-depth study on the development of small and medium-sized banks in the future.
【學(xué)位授予單位】：湖南師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.33;D630

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