【摘要】：知識(shí)產(chǎn)權(quán)質(zhì)押融資是指?jìng)鶆?wù)人或者第三人依法將其知識(shí)產(chǎn)權(quán)中可轉(zhuǎn)讓的財(cái)產(chǎn)權(quán)作為質(zhì)押標(biāo)的,向銀行等金融機(jī)構(gòu)獲取資金的一種融資方式。債務(wù)人不履行到期債務(wù)或者發(fā)生當(dāng)事人約定的實(shí)現(xiàn)質(zhì)權(quán)的情形時(shí),債權(quán)人有權(quán)將質(zhì)押物依法拍賣(mài)、變賣(mài)或者折價(jià),并就該價(jià)款優(yōu)先受償。 隨著知識(shí)產(chǎn)權(quán)的價(jià)值逐漸被人們所認(rèn)識(shí),知識(shí)產(chǎn)權(quán)質(zhì)押融資業(yè)務(wù)也步入了大眾的視線(xiàn)范圍,成為我國(guó)科技型中小企業(yè)獲取資金的重要途徑之一。但因知識(shí)產(chǎn)權(quán)存在權(quán)利的不穩(wěn)定性、相關(guān)制度不完善等因素,給知識(shí)產(chǎn)權(quán)質(zhì)押融資帶了巨大的法律風(fēng)險(xiǎn),讓擁有知識(shí)產(chǎn)權(quán)的企業(yè)很難從金融機(jī)構(gòu)獲取貸款。知識(shí)產(chǎn)權(quán)質(zhì)押融資法律風(fēng)險(xiǎn)控制機(jī)制的出現(xiàn)能夠在一定程度上化解金融機(jī)構(gòu)面臨的風(fēng)險(xiǎn),緩解融資難問(wèn)題。 知識(shí)產(chǎn)權(quán)質(zhì)押融資法律風(fēng)險(xiǎn)控制機(jī)制是一項(xiàng)全新的制度,但缺乏系統(tǒng)的理論研究和配套的法律法規(guī)的具體規(guī)定,給實(shí)際操作與運(yùn)行帶來(lái)了困難,因此有必要進(jìn)行理論上的研究。首先,對(duì)知識(shí)產(chǎn)權(quán)質(zhì)押融資基本理論與現(xiàn)存法律風(fēng)險(xiǎn)及其控制進(jìn)行基本理論研究。其次,就國(guó)內(nèi)外現(xiàn)行的風(fēng)險(xiǎn)控制機(jī)制進(jìn)行對(duì)比分析并提出現(xiàn)存機(jī)制的不足。最后,進(jìn)行知識(shí)產(chǎn)權(quán)質(zhì)押資融法律風(fēng)險(xiǎn)控制機(jī)制構(gòu)建研究。機(jī)制借鑒國(guó)外發(fā)達(dá)國(guó)家的實(shí)踐經(jīng)驗(yàn),從法律層面、政府層面與金融層面三個(gè)方面進(jìn)行構(gòu)建,并重點(diǎn)引入保險(xiǎn)制度,從而達(dá)到降低知識(shí)產(chǎn)權(quán)融資風(fēng)險(xiǎn)、提升融資活躍度、改善融資結(jié)構(gòu)等效果,通過(guò)法律風(fēng)險(xiǎn)控制機(jī)制的實(shí)施最終達(dá)到緩解中小企業(yè)融資困難的局面。
[Abstract]:Intellectual property rights pledge financing is a kind of financing way that the debtor or the third party take the transferable property right in their intellectual property rights as the pledge subject and obtain funds from banks and other financial institutions according to law. In the event that the debtor fails to perform the debts due or the parties agree to realize the pledge, the creditor shall have the right to auction, sell or discount the pledged property in accordance with the law, and shall be given priority in respect of the payment of such price. As the value of intellectual property has been gradually recognized, intellectual property pledge financing business has also stepped into the scope of sight of the public, and has become one of the important ways for small and medium-sized scientific and technological enterprises to obtain funds. However, due to the instability of intellectual property rights and the imperfect system, the pledge financing of intellectual property rights has a huge legal risk, which makes it difficult for enterprises with intellectual property rights to obtain loans from financial institutions. The emergence of legal risk control mechanism of intellectual property pledge financing can resolve the risks faced by financial institutions to a certain extent and alleviate the financing difficulties. The legal risk control mechanism of intellectual property pledge financing is a new system, but the lack of systematic theoretical research and specific provisions of supporting laws and regulations has brought difficulties to the actual operation and operation, so it is necessary to carry out theoretical research. Firstly, the basic theory of intellectual property pledge financing and the existing legal risk and its control are studied. Secondly, the current risk control mechanisms at home and abroad are compared and analyzed, and the shortcomings of the existing mechanisms are put forward. Finally, the legal risk control mechanism of intellectual property pledge financing is studied. The mechanism draws lessons from the practical experience of foreign developed countries, constructs from the legal level, the government level and the financial level, and introduces the insurance system emphatically, so as to reduce the risk of intellectual property financing and enhance the financing activity. Through the implementation of the legal risk control mechanism, the financing difficulties of small and medium-sized enterprises can be alleviated.
【學(xué)位授予單位】：南京理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：D923.4;D922.28

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