【摘要】：我國于20世紀80年代出現(xiàn)融資租賃以來,近三十年的時間里,融資租賃得到了飛速的發(fā)展。它滲透到各行各業(yè),為缺乏資金的中小企業(yè)尋求到解決方法。作為近年來新興發(fā)展的汽車行業(yè),也出現(xiàn)了融資租賃的身影。汽車銷售公司看到了融資租賃行業(yè)的優(yōu)勢及發(fā)展前景,即融資租賃不需要承租人支付購買貨運汽車的全部價款就能取得貨運汽車的占有、使用的權利,讓有意向購買貨運汽車的購買者選擇與融資公司和汽車生產(chǎn)商簽訂融資租賃合同來取得貨運汽車,貨運汽車的購買者便成了融資租賃的承租人。在融資租賃合同的簽訂過程中,與承租人洽談的一直是而且只有汽車銷售公司,但汽車銷售公司并不成為融資租賃合同的主體,而是通過融資公司與汽車銷售公司簽訂債權轉讓合同而取得融資租賃合同的權利義務。融資公司單方將融資租賃合同的權利義務轉讓給汽車銷售公司,一旦出現(xiàn)汽車購買者(即承租人)不按融資租賃合同約定支付租金的情況,汽車銷售公司就以債權轉讓合同起訴汽車購買者,要求其支付租金、違約金或者返還租賃物等。融資租賃合同之所以產(chǎn)生糾紛大都是因為承租人未能按照合同的約定履行支付租金的義務,故為了防止因承租人違約造成出租人的損失,所以對出租人的保護日見成效,且法律的規(guī)定也非常完備,但是在融資租賃合同轉讓時,承租人和出租人的權利義務保護還缺乏相關法律法規(guī)的規(guī)定,這讓越來越多的汽車銷售公司利用這種毫無風險的融資租賃模式銷售汽車。在司法實踐中,對債權轉讓合同的效力認定成了整個審判的重心,承租人的權利保護與汽車銷售公司、融資公司相比嚴重失衡。本文主要以融資租賃合同轉讓過程中,承租人在融資租賃合同中享有的權利為研究對象,通過對融資租賃轉讓時承租人的權利實現(xiàn)受到什么樣的障礙來進行分析,以期達到明確承租人的權利與義務,并對融資公司債權轉讓、汽車銷售公司的債權取得進行必要限制,規(guī)范汽車銷售市場、完善承租人權利保護制度的目的。全文共分以下幾部分,緒論部分針對融資租賃合同轉讓時對承租人權利保護的缺失,揭示本文研究的意義與價值。第一部分為融資租賃合同概述；此部分中通過對具體案例的分析,結合具體案例,探討怎樣認定融資租賃合同的轉讓及其效力問題,揭示融資租賃合同轉讓在司法實踐中確實存在問題。第二部分為融資租賃合同轉讓時承租人權利實現(xiàn)的障礙；這部分揭示研究融資租賃合同轉讓的價值所在,轉讓時對承租人的權利的影響。第三部分為融資租賃合同轉讓時承租人權利保護制度的完善。針對第二部分融資租賃合同轉讓時承租人權利實現(xiàn)的障礙提出切實可行的制度完善方案,以期實現(xiàn)對融資租賃合同轉讓時承租人權利保護的法律空白填補,切實讓承租人、出租人和受讓人之間的權利達到民事主體之間的平衡,以促進融資租賃行業(yè)和汽車行業(yè)健康持續(xù)的發(fā)展。
[Abstract]:Since the financial leasing appeared in the 1980s in our country, the financial leasing has developed rapidly in the past 30 years. It has penetrated into all walks of life, seeking solutions for the small and medium-sized enterprises lacking funds. As a newly developed automobile industry in recent years, the financial leasing has also appeared. Automobile sales companies have seen financing. Advantages and development prospects of the leasing industry, that is, financial leasing does not require the lessee to pay the full price of the purchase of freight cars to obtain the possession of freight cars, the right to use, so that interested buyers of freight cars choose to sign financial leasing contracts with financing companies and automobile manufacturers to obtain freight cars, freight cars. In the process of signing the financial lease contract, the automobile sales company has been negotiating with the lessee, but the automobile sales company does not become the main body of the financial lease contract, but obtains the financial lease by signing the creditor's rights transfer contract between the financing company and the automobile sales company. The rights and obligations of the contract. The financing company unilaterally transfers the rights and obligations of the financial lease contract to the automobile sales company, and in the event that the automobile purchaser (i.e. the lessee) fails to pay the rent as stipulated in the financial lease contract, the automobile sales company sues the automobile purchaser with the contract of assignment of creditor's rights, requesting him to pay the rent, the liquidated damages or Financial lease contract dispute is mostly because the lessee fails to fulfill the obligation to pay rent as stipulated in the contract, so in order to prevent the lessor's loss caused by the lessee's breach of contract, the protection of the lessor is increasingly effective, and the legal provisions are very complete, but in the financial lease contract transfer In judicial practice, the validity of the contract of assignment of creditor's rights has become the focus of the whole trial, the protection of lessee's rights and automobiles. Sales companies and financing companies are seriously out of balance. This paper mainly focuses on the rights of the lessee in the financial lease contract during the transfer of the financial lease contract, and analyzes the obstacles to the realization of the lessee's rights during the transfer of the financial lease, so as to achieve a clear understanding of the lessee's rights and obligations. The paper is divided into the following parts. The introduction part aims at the lack of protection of lessee's rights during the transfer of financial lease contract, and reveals the significance and value of this study. The second part is the realization of lessee's rights in the transfer of financial lease contract. The third part is the improvement of the protection system of lessee's rights during the transfer of financial lease contract. The scheme aims at filling the legal blank of the lessee's rights protection when the financial lease contract is transferred and realizing the balance between the lessee, lessor and transferee's rights, so as to promote the healthy and sustainable development of the financial lease industry and the automobile industry.
【學位授予單位】：云南大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：D923.6

【參考文獻】

相關期刊論文 前1條

1 任昊麗;王利敏;;融資租賃合同中索賠權的法律分析[J];山西省政法管理干部學院學報;2006年04期

相關碩士學位論文 前1條

1 虞臣偉;我國融資租賃交易的法律問題研究[D];復旦大學;2010年

，

本文編號：2177817