我國(guó)質(zhì)押擔(dān)保法律制度完善
發(fā)布時(shí)間:2018-06-18 21:45
本文選題:質(zhì)權(quán) + 權(quán)利質(zhì)權(quán) ; 參考:《山東大學(xué)》2015年碩士論文
【摘要】:在經(jīng)濟(jì)學(xué)家眼里,一切物應(yīng)當(dāng)皆有價(jià)值?v觀世界主要國(guó)家在物權(quán)方面的立法,不動(dòng)產(chǎn)和動(dòng)產(chǎn)的劃分方式最為簡(jiǎn)單也最為常見。當(dāng)代經(jīng)濟(jì)的持續(xù)發(fā)展促進(jìn)了融資需求的增長(zhǎng),也推動(dòng)著擔(dān)保制度的自我完善;現(xiàn)代意義上的擔(dān)保制度始于工業(yè)革命時(shí)期,其中動(dòng)產(chǎn)(包括權(quán)利)擔(dān)保制度的發(fā)展極大地促進(jìn)了經(jīng)濟(jì)增長(zhǎng)。其最大特色在于不影響擔(dān)保物的使用收益,而支撐這一制度的是日益發(fā)達(dá)的市場(chǎng)經(jīng)濟(jì)。通過(guò)比較我們能得出這樣一個(gè)結(jié)論:市場(chǎng)經(jīng)濟(jì)越發(fā)達(dá)的國(guó)家其動(dòng)產(chǎn)融資擔(dān)保制度也越發(fā)達(dá),反過(guò)來(lái)說(shuō),動(dòng)產(chǎn)融資擔(dān)保制度發(fā)達(dá)的國(guó)家其經(jīng)濟(jì)發(fā)展也較快。以世界頭號(hào)經(jīng)濟(jì)強(qiáng)國(guó)美國(guó)為例,動(dòng)產(chǎn)融資擔(dān)保占中小企業(yè)融資70%以上,反觀我國(guó),連30%都不到,對(duì)比之下,不難理解我國(guó)企業(yè)融資長(zhǎng)久的桎梏。本文在參考大量文獻(xiàn)的基礎(chǔ)上,對(duì)比國(guó)內(nèi)外立法現(xiàn)狀,旨在為完善我國(guó)質(zhì)押擔(dān)保制度做出有益的嘗試。文章共分為五個(gè)部分對(duì)質(zhì)押擔(dān)保制度進(jìn)行了探討。第一部分,導(dǎo)論,文章介紹了選題背景、選題的意義;第二部分,質(zhì)押擔(dān)保制度的一般理論,本部分界定了質(zhì)押及質(zhì)權(quán)的概念,在此基礎(chǔ)上重點(diǎn)闡述了動(dòng)產(chǎn)質(zhì)權(quán)和權(quán)利質(zhì)權(quán);第三部分質(zhì)押擔(dān)保制度的域外考察,本部分分析了當(dāng)前國(guó)外質(zhì)押擔(dān)保的相關(guān)制度,在此基礎(chǔ)上結(jié)合我國(guó)當(dāng)前的質(zhì)押擔(dān)保制度進(jìn)行對(duì)比分析。第四部分,我國(guó)質(zhì)押擔(dān)保制度的現(xiàn)狀,本部分首先分析了我國(guó)質(zhì)押擔(dān)保制度的立法體系現(xiàn)狀,繼而分析了當(dāng)前我國(guó)質(zhì)押擔(dān)保的環(huán)境現(xiàn)狀,在此基礎(chǔ)上重點(diǎn)分析研究了我國(guó)當(dāng)前質(zhì)押擔(dān)保制度存在的問(wèn)題,并就我國(guó)完善質(zhì)押擔(dān)保的必要性提出了自己的見解。最后,就如何完善我國(guó)的質(zhì)押擔(dān)保制度提出了自己的想法。
[Abstract]:In the eyes of economists, everything should have value. Looking at the legislation of real right in major countries in the world, the division of real estate and movable property is the simplest and most common. The sustained development of contemporary economy has promoted the growth of financing demand and the self-improvement of guarantee system. Among them, the development of chattel (including rights) guarantee system greatly promoted the economic growth. The main characteristic of the system is that it does not affect the income from the use of collateral, but is supported by an increasingly developed market economy. By comparison, we can draw a conclusion that the more developed the market economy, the more developed the chattel financing guarantee system, on the other hand, the more developed the chattel financing guarantee system, the faster its economic development. Taking the United States, the world's largest economic power, as an example, the guarantee of movable property financing accounts for more than 70% of the financing of small and medium-sized enterprises. In contrast, it is not difficult to understand the shackles of Chinese enterprises' financing for a long time. On the basis of a large number of references, this paper contrasts the domestic and foreign legislation status, aiming to make a beneficial attempt to perfect the pledge guarantee system in our country. The article is divided into five parts to discuss the pledge guarantee system. The first part, introduction, introduces the background of the topic, the significance of the topic, the second part, the general theory of pledge guarantee system, this part defines the concepts of pledge and pledge, on the basis of which it focuses on the pledge of movable property and pledge of rights. The third part is the extraterritorial investigation of the pledge guarantee system. This part analyzes the current foreign pledge guarantee system, on the basis of which, combining with the current pledge guarantee system in China to carry out a comparative analysis. The fourth part, the current situation of pledge guarantee system in our country, this part first analyzes the current situation of the legislation system of pledge guarantee system in our country, and then analyzes the current situation of the environment of pledge guarantee system in our country. On the basis of this, the author analyzes and studies the problems existing in the current pledge guarantee system in China, and puts forward his own opinion on the necessity of perfecting the pledge guarantee in our country. Finally, the author puts forward his own ideas on how to perfect the pledge guarantee system in our country.
【學(xué)位授予單位】:山東大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類號(hào)】:D923.2
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