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融資租賃合同的完善

發(fā)布時(shí)間:2018-06-15 07:17

  本文選題:融資租賃 + 融資租賃合同; 參考:《華東政法大學(xué)》2012年碩士論文


【摘要】:融資租賃20世紀(jì)50年代產(chǎn)生于美國。作為一種新的交易形式,隨著經(jīng)濟(jì)和科技的不斷進(jìn)步,融資租賃得到快速地發(fā)展,并且越來越受到國內(nèi)外學(xué)者的關(guān)注。 20世紀(jì)80年代融資租賃被引入我國,起初在我國有相當(dāng)大的發(fā)展,為我國利用外資、提高資金利用率、解決企業(yè)的設(shè)備更新、技術(shù)改造以及緩解就業(yè)壓力等方面起到了不可估量的作用。進(jìn)入90年代后期,我國進(jìn)入政治體制改革階段,政府執(zhí)能開始轉(zhuǎn)變,原來由政府承擔(dān)擔(dān)保責(zé)任的融資租賃項(xiàng)目,政府也不再承擔(dān)擔(dān)保責(zé)任,我國融資租賃的發(fā)展進(jìn)入停滯期,1998年亞洲金融危機(jī)的出現(xiàn),更給我國的融資租賃行業(yè)造成嚴(yán)重的影響。加之我國目前尚未有專門的融資租賃立法,《合同法》第十四章對(duì)于融資租賃的部分內(nèi)容也作了比較原則的規(guī)定,因而在融資租賃發(fā)展過程中還存在著一些亟待解決的問題。 目前研究融資租賃的文獻(xiàn)多是金融學(xué)和經(jīng)濟(jì)學(xué)方面的。對(duì)融資租賃法律問題進(jìn)行研究的文獻(xiàn)較少。法律方面的文獻(xiàn)也集中在研究融資租賃與傳統(tǒng)租賃的區(qū)別,當(dāng)事人的權(quán)利義務(wù)關(guān)系等方面。 本論文以融資租賃合同法律關(guān)系中存在的問題為研究對(duì)象。在吸收借鑒國內(nèi)外相關(guān)研究成果的基礎(chǔ)上,提出了筆者本人的一些觀點(diǎn)和看法。本論文的主要內(nèi)容包括以下幾個(gè)方面: 第一部分闡述了融資租賃合同法律關(guān)系的主體,主要分析了融資租賃合同法律關(guān)系主體資格問題。 第二部分對(duì)融資租賃法律關(guān)系的客體進(jìn)行詳細(xì)的分析,,主要闡述了融資租賃法律關(guān)系客體的限定問題。 第三部分對(duì)融資租賃法律關(guān)系的內(nèi)容進(jìn)行分析,主要分析融資租賃合同當(dāng)事人的權(quán)利和義務(wù),在訂立過程中、履行過程中和終止過程中融資租賃合同主要條款存在的一些法律問題,并提出解決方案。 最后一部分對(duì)我國融資租賃的立法完善提出了一些參考性的意見,建議我國制定融資租賃法來對(duì)筆者上述提出的問題加以詳細(xì)的規(guī)定,除了制定融資租賃法,筆者還建議其他與融資租賃法相配套的法律法規(guī)也應(yīng)當(dāng)加以完善,例如融資租賃監(jiān)管方面的法律法規(guī)、融資租賃稅收方面的法律法規(guī)、融資租賃信用、保險(xiǎn)方面的法律法規(guī)等等。
[Abstract]:Financial leasing originated in the United States in the 1950 s. As a new form of transaction, with the development of economy and science and technology, financial leasing has been developed rapidly and paid more and more attention by domestic and foreign scholars. In the 1980s, financial leasing was introduced into our country. At first, there was a great development in our country, which played an inestimable role in utilizing foreign capital, improving the utilization rate of funds, solving the equipment renewal of enterprises, technological transformation and alleviating the pressure of employment. In the late 1990s, when China entered the stage of political system reform, the government began to change its grip on financing leasing projects, which were originally guaranteed by the government, and the government was no longer responsible for the guarantee. The development of financial leasing in our country has entered a period of stagnation, and the emergence of the Asian financial crisis in 1998 has had a serious impact on the financial leasing industry in our country. In addition, there is no special legislation on financial lease in our country at present. Chapter 14 of contract Law also provides some comparative principles for financial lease, so there are still some problems to be solved in the process of development of financial lease. At present, the literature on financial leasing is mostly in finance and economics. There are few studies on the legal issues of financial leasing. The legal literature also focuses on the differences between financial leasing and traditional leases and the relationship between parties' rights and obligations. This thesis focuses on the problems existing in the legal relationship of financial lease contract. On the basis of absorbing and drawing on the domestic and foreign related research results, the author puts forward some views and opinions. The main content of this paper includes the following aspects: the first part expounds the subject of the legal relationship of the financial lease contract, mainly analyzes the subject qualification of the legal relationship of the financial lease contract. In the second part, the object of the legal relationship of financial lease is analyzed in detail. The third part analyzes the content of the legal relationship of financial lease, mainly analyzes the rights and obligations of the parties to the financial lease contract, in the process of concluding, Some legal problems existing in the main terms of the financial lease contract in the process of performance and termination, and the solutions are put forward. In the last part, some suggestions are put forward to perfect the legislation of finance lease in our country, and it is suggested that our country should formulate the financial lease law to make detailed provisions on the problems raised by the author above, except to make the financial lease law. The author also suggests that other laws and regulations should be improved, such as the regulation of financial lease, the tax of finance lease, the credit of financial lease. Insurance laws and regulations, etc.
【學(xué)位授予單位】:華東政法大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2012
【分類號(hào)】:D923.6

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