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金融隱私權(quán)國際化保護法律問題研究

發(fā)布時間:2018-06-03 12:59

  本文選題:金融隱私權(quán) + 法律保護; 參考:《大連海事大學(xué)》2012年碩士論文


【摘要】:金融隱私權(quán)作為一種兼具人格權(quán)與財產(chǎn)權(quán)性質(zhì)的權(quán)利,具有專屬性、自控性以及限制性三個主要特點。隨著金融市場的迅速發(fā)展,金融隱私權(quán)遭到侵害的風(fēng)險不斷增加,需要法律的介入對金融隱私權(quán)進行保護。對于金融隱私權(quán)的保護,“默示條款”理論以及“侵權(quán)責(zé)任”理論先后占據(jù)著主導(dǎo)地位,兩大理論的演進為金融隱私權(quán)保護的立法提供了理論基礎(chǔ)。經(jīng)濟全球化的發(fā)展擴展了金融隱私權(quán)法律保護的范圍,金融隱私權(quán)的國際化保護業(yè)已成為趨勢。本文通過對金融隱私權(quán)的本質(zhì)特征以及金融隱私權(quán)國際化保護的必要性的介紹,闡述金融隱私權(quán)國際性保護的雙邊與多邊協(xié)調(diào)機制,力求在分析金融隱私權(quán)國際化保護的法律制度的基礎(chǔ)上,為我國在全球化背景下進行金融隱私權(quán)保護的立法提供參考。 論文全文分為引言、正文和結(jié)論三部分。正文部分共四章: 第一章介紹金融隱私權(quán)的概念和特征,分析金融隱私權(quán)保護理論的演進,探討金融隱私權(quán)國際化保護的原因、要求和保護方式。 第二章對金融隱私權(quán)保護的國際雙邊協(xié)調(diào)機制進行具體研究。本章以比較法的研究方式對歐美金融隱私權(quán)的相關(guān)立法進行分析,探討歐美金融隱私權(quán)立法保護方式的異同,進而分析《安全港協(xié)定》產(chǎn)生的必要性并闡述該協(xié)定的內(nèi)容及其作用。 第三章是對金融隱私權(quán)保護的國際多邊協(xié)調(diào)機制的具體分析。按范圍的不同,金融隱私權(quán)保護的國際多邊協(xié)調(diào)機制可分為區(qū)域性多邊協(xié)調(diào)機制和全球性多邊協(xié)調(diào)機制,本章對這兩種多邊協(xié)調(diào)機制的內(nèi)容進行分析并闡述多邊協(xié)調(diào)機制在金融隱私權(quán)國際化保護領(lǐng)域的作用。 第四章在對我國金融隱私權(quán)的法律保護的現(xiàn)狀以及存在的問題進行分析的基礎(chǔ)上,結(jié)合前文論述,提出在金融隱私權(quán)保護國際化背景下對我國金融隱私權(quán)保護法律進行完善的建議。
[Abstract]:As a kind of rights with personality and property rights, financial privacy has three main characteristics: specificity, self-control and restriction. With the rapid development of financial market, the risk of financial privacy right being infringed is increasing, which needs the intervention of law to protect financial privacy right. For the protection of the right to financial privacy, the theory of implied clause and the theory of tort liability occupy a dominant position one after another. The evolution of the two theories provides a theoretical basis for the legislation of the protection of financial privacy. With the development of economic globalization, the scope of legal protection of financial privacy has been expanded, and the international protection of financial privacy has become a trend. Based on the introduction of the essential characteristics of financial privacy and the necessity of international protection of financial privacy, this paper expounds the bilateral and multilateral coordination mechanisms for the international protection of financial privacy. On the basis of analyzing the legal system of the internationalization protection of financial privacy right, this paper provides a reference for the legislation of financial privacy protection in our country under the background of globalization. The thesis is divided into three parts: introduction, text and conclusion. There are four chapters in the text: The first chapter introduces the concept and characteristics of financial privacy, analyzes the evolution of financial privacy protection theory, discusses the reasons, requirements and ways of financial privacy protection. The second chapter studies the international bilateral coordination mechanism of financial privacy protection. This chapter analyzes the relevant legislation of financial privacy in Europe and the United States by comparative law, and probes into the similarities and differences of the legislative protection of financial privacy in Europe and the United States. The necessity of the safe Harbor Agreement is analyzed and the contents and functions of the Agreement are expounded. The third chapter is the specific analysis of the international multilateral coordination mechanism of financial privacy protection. According to the scope, the international multilateral coordination mechanism for the protection of the right to financial privacy can be divided into regional multilateral coordination mechanism and global multilateral coordination mechanism. This chapter analyzes the content of the two multilateral coordination mechanisms and expounds the role of multilateral coordination mechanisms in the field of financial privacy internationalization protection. The fourth chapter is based on the analysis of the current situation and existing problems of the legal protection of the right to financial privacy in China, combined with the previous discussion, Under the background of the internationalization of financial privacy protection, this paper puts forward some suggestions on how to perfect the law of financial privacy protection in our country.
【學(xué)位授予單位】:大連海事大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2012
【分類號】:D996.2;D997.1

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