讓與擔(dān)保制度研究
本文選題:讓與擔(dān)保 + 典型擔(dān)保物權(quán)。 參考:《南昌大學(xué)》2017年碩士論文
【摘要】:最高人民法院出臺(tái)的關(guān)于民間借貸的司法解釋,其中第24條被認(rèn)為是關(guān)于讓與擔(dān)保的規(guī)定。但是由于該規(guī)定只涉及了民間借貸的情況,且并未直接言明讓與擔(dān)保,因此引發(fā)本文對(duì)于是否建立讓與擔(dān)保制度的深思。正文共四部分論述讓與擔(dān)保制度。第一部分是對(duì)讓與擔(dān)保的概述,首先通過讓與擔(dān)保的定義總結(jié)出其所具備的法律特征。其次將讓與擔(dān)保和商品房按揭制度、動(dòng)產(chǎn)抵押制度做比較,雖然與相關(guān)制度有相似處,但是讓與擔(dān)保的獨(dú)特優(yōu)勢(shì)決定了其存在的合理性。最后通過市場(chǎng)經(jīng)濟(jì)的需求總結(jié)出了讓與擔(dān)保的有利作用。第二部分主要談?wù)撟屌c擔(dān)保性質(zhì)和效力的現(xiàn)行觀點(diǎn)。其一是法學(xué)界對(duì)于讓與擔(dān)保的法律性質(zhì)和效力的學(xué)說,法律性質(zhì)包括所有權(quán)構(gòu)成說和擔(dān)保權(quán)構(gòu)成說兩種,法律效力包括有效說和無效說兩種觀點(diǎn)。其二是審判實(shí)務(wù)中有關(guān)讓與擔(dān)保糾紛的處理情況。作者通過在裁判文書網(wǎng)上搜索的不動(dòng)產(chǎn)讓與擔(dān)保、動(dòng)產(chǎn)讓與擔(dān)保、權(quán)利讓與擔(dān)保共七個(gè)案件,歸納出在讓與擔(dān)保無效和有效情況下法院的裁判理由。第三部分是作者觀點(diǎn),通過確認(rèn)讓與擔(dān)保不屬于通謀虛偽表示、不違反禁止流質(zhì)、不違反物權(quán)法定原則以證明其有效性。本文認(rèn)為讓與擔(dān)保具有擔(dān)保屬性,應(yīng)當(dāng)和典型擔(dān)保物權(quán)屬于同一擔(dān)保體系。第四部分是完善讓與擔(dān)保制度的建議,主要包括立法形式、公示制度、清算原則和不同情況下的擔(dān)保效力認(rèn)定。
[Abstract]:The Supreme people's Court has issued a judicial interpretation of private lending, article 24 of which is considered to be a provision on alienation guarantees. However, this regulation only involves the situation of private lending, and does not directly express the transfer guarantee, so this article is concerned about whether to establish the transfer guarantee system. The text consists of four parts on the system of transfer guarantee. In the first part, the author summarizes the legal characteristics of transferable security by the definition of assignment guarantee. Secondly, the transfer guarantee and the mortgage system of commercial housing and the system of chattel mortgage are compared. Although there are similarities with the relevant systems, the unique advantages of the transferable guarantee determine the rationality of its existence. Finally, through the demand of market economy summed up the beneficial role of transfer guarantee. The second part mainly discusses the current views on the nature and effectiveness of the assignment of security. The first is the theory of the legal nature and effect of the transferable security. The legal nature includes the constitution of ownership and the constitution of the security right, and the legal effect includes the theory of validity and the theory of invalidity. The second is about the disposition of the dispute of assignment and guarantee in the trial practice. Through seven cases of immovable property assignment guarantee and assignment guarantee, the author concludes the court's reasons for the invalidity and validity of the assignment guarantee. The third part is the author's point of view, by confirming that the transfer guarantee does not belong to conspiracy hypocrisy, does not violate the prohibition of fluid, does not violate the principle of property law to prove its validity. This paper holds that the transfer security has the property of security and should belong to the same security system as the typical security interest. The fourth part is the suggestion of perfecting the system of transferable guarantee, including legislative form, publicity system, liquidation principle and the confirmation of guarantee effect under different circumstances.
【學(xué)位授予單位】:南昌大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:D923.2
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