本文選題：構建 + 五支柱　； 參考：《華僑大學》2017年碩士論文

【摘要】：在社會保障制度里,最重要的一環(huán)就是養(yǎng)老保險制度,養(yǎng)老保險制度對國家和社會的平穩(wěn)發(fā)展非常重要。目前我國建立的是三支柱養(yǎng)老保險體系,這一體系還不完善,我國的養(yǎng)老保險制度改革仍然落后于世界先進國家,改革任務依然繁重。將我國的養(yǎng)老保險模式進一步完善,是保證我國經濟社會和諧穩(wěn)定發(fā)展以及人民生活幸福的重要先決條件。經過長期的論證研究,世界銀行的三支柱養(yǎng)老保險模型已經演變成了五支柱養(yǎng)老保險模型。在三支柱的基礎上分別增加了零支柱和四支柱。零支柱是普享型的不用繳費的國民年金;四支柱是非正式的家庭內部的子女贍養(yǎng)以及經濟資助。世界銀行五支柱養(yǎng)老保險理論是本文的研究理論依據,本文針對我國養(yǎng)老保險制度在不斷發(fā)展以及改革過程中出現的諸多問題和面臨的制度困境,提出我國具有構建五支柱養(yǎng)老保險模式的必要性和可行性,在梳理國內外關于多支柱社會養(yǎng)老保險模式研究成果的基礎上,進一步分析得出構建符合我國國情的五支柱養(yǎng)老保險制度的制度框架。本文的研究結論提出中國應該實現從三支柱到五支柱養(yǎng)老保險模式的制度變遷。我國將通過五支柱養(yǎng)老保險模式的構建,建立起能夠適應各種水平的防范老年貧困風險的社會安全保障基本網。通過成功構建五支柱養(yǎng)老保險模式,我國的養(yǎng)老保險各個支柱之間的功能劃分會更加明確,各支柱責任也更為合理,共同構成兼顧效率與公平、可持續(xù)發(fā)展的養(yǎng)老保險體系。
[Abstract]:In the social security system, the most important part is the old-age insurance system, which is very important to the steady development of the country and society. At present, our country has established a three-pillar old-age insurance system, which is not perfect. The reform of our country's old-age insurance system still lags behind the advanced countries in the world, and the reform task is still heavy. It is an important prerequisite for ensuring the harmonious and stable development of our country's economy and society and the people's life happiness to perfect our country's old-age insurance mode further. After a long-term study, the three-pillar pension insurance model of the World Bank has evolved into a five-pillar pension insurance model. Zero and four pillars are added to the three pillars respectively. The zero pillar is a universal non-contributory national annuity; the four pillars are child support and financial assistance within an informal family. The five-pillar pension insurance theory of the World Bank is the theoretical basis of this paper. This paper aims at the problems and difficulties in the process of the development and reform of the pension insurance system in China. This paper puts forward the necessity and feasibility of constructing a five-pillar old-age insurance model in our country, and on the basis of combing the research results of multi-pillar social old-age insurance model at home and abroad, The system frame of the five-pillar pension insurance system in accordance with the national conditions of our country is obtained by further analysis. The conclusion of this paper is that China should realize the institutional changes from three pillars to five pillars. Through the construction of the five pillar old-age insurance model, China will set up a basic network of social security which can adapt to various levels to prevent the risk of old age poverty. Through the successful construction of the five-pillar old-age insurance model, the functional division of each pillar of the pension insurance in China will be more clear, and the responsibility of each pillar will be more reasonable, which together constitute an old-age insurance system that takes into account efficiency and fairness and sustainable development.
【學位授予單位】：華僑大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F842.67

【參考文獻】

相關期刊論文 前10條

1 湯兆云;陳巖;;從三支柱到五支柱:中國社會養(yǎng)老模式的未來選擇[J];廣東社會科學;2015年04期

2 鄭秉文;;從做實賬戶到名義賬戶——可持續(xù)性與激勵性[J];開發(fā)研究;2015年03期

3 韓克慶;;名義賬戶制:養(yǎng)老保險制度改革的倒退[J];探索與爭鳴;2015年05期

4 鄭功成;;從地區(qū)分割到全國統籌——中國職工基本養(yǎng)老保險制度深化改革的必由之路[J];中國人民大學學報;2015年03期

5 席恒;翟紹果;;更加公平可持續(xù)的養(yǎng)老保險制度的實現路徑探析[J];中國行政管理;2014年03期

6 林毓銘;;體制改革:從養(yǎng)老保險省級統籌到基礎養(yǎng)老金全國統籌[J];經濟學家;2013年12期

7 董克用;孫博;;從多層次到多支柱:養(yǎng)老保障體系改革再思考[J];公共管理學報;2011年01期

8 屈小博;;中國養(yǎng)老保險制度的演變、發(fā)展與思考[J];社會科學管理與評論;2010年03期

9 付濤;;為千億個人賬戶養(yǎng)老基金探路——從遼寧社�！敖柚КF象”談起[J];現代經濟信息;2010年06期

10 林東海;丁煜;;養(yǎng)老保險全覆蓋:基于“兩個統籌”的混合養(yǎng)老金體系設計[J];中國行政管理;2009年12期

相關重要報紙文章 前1條

1 湯兆云;;整合我國社會養(yǎng)老保險制度[N];中國社會科學報;2014年

，

本文編號：1934044