本文選題：農(nóng)村金融效率 + 儲蓄效率�。� 參考：《江西農(nóng)業(yè)大學(xué)》2015年碩士論文

【摘要】：江西是一個農(nóng)業(yè)大省,“三農(nóng)”問題從根本上影響著江西經(jīng)濟(jì)和社會的發(fā)展。農(nóng)村經(jīng)濟(jì)發(fā)展和農(nóng)民收入提高與農(nóng)村金融密2切相關(guān)。農(nóng)村金融是農(nóng)村經(jīng)濟(jì)體系中的重要組成部分,是有效推動農(nóng)村產(chǎn)業(yè)結(jié)構(gòu)調(diào)整以及農(nóng)業(yè)現(xiàn)代化的重要力量,在農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)的發(fā)展中起著舉足輕重的作用。農(nóng)村金融對農(nóng)村經(jīng)濟(jì)的發(fā)展主要是通過農(nóng)村金融的效率來體現(xiàn),農(nóng)村金融效率在農(nóng)村經(jīng)濟(jì)發(fā)展中起著決定性的作用,農(nóng)村金融的效率的高低成為農(nóng)村經(jīng)濟(jì)發(fā)展快慢的重要標(biāo)志。但是由于農(nóng)村金融的改革滯后農(nóng)村經(jīng)濟(jì)的發(fā)展、農(nóng)村資金外流嚴(yán)重以及農(nóng)村有效供給不足等現(xiàn)象使得農(nóng)村經(jīng)濟(jì)的發(fā)展受到嚴(yán)重的制約。本文構(gòu)建了江西省農(nóng)村金融效率的評價指標(biāo)體系,提出了農(nóng)村金融效率影響因素的假設(shè),運(yùn)用1993年-2013年江西省的時間序列數(shù)據(jù),首先采用因子分析方法觀測了江西省農(nóng)村金融效率的變化趨勢,然后運(yùn)用協(xié)整方程,誤差修正模型探求影響農(nóng)村金融效率的主要因素,最后從增加農(nóng)村居民收入,提高農(nóng)村教育水平、完善農(nóng)村社會保障機(jī)制,發(fā)展農(nóng)村工業(yè)和服務(wù)業(yè)、發(fā)展農(nóng)村經(jīng)濟(jì),提高農(nóng)村城鎮(zhèn)化水平三個方面提出提高農(nóng)村金融效率的對策。本文的結(jié)論如下:(1)1993年-2013年江西省農(nóng)村金融效率由強(qiáng)變?nèi)?轉(zhuǎn)而變強(qiáng)的趨勢,總體上呈現(xiàn)U型的變化特征。其中農(nóng)村儲蓄效率逐年增加,儲蓄投資效率呈L型變化,投資效率呈現(xiàn)波浪式發(fā)展;(2)農(nóng)村儲蓄效率的主要影響因素是人均消費(fèi)收入比率和城鎮(zhèn)化率,農(nóng)村社會保障水平和農(nóng)業(yè)化水平對儲蓄投資效率的影響最為顯著,同時農(nóng)業(yè)化水平和城鎮(zhèn)化率對農(nóng)村投資投向效率的影響最大。
[Abstract]:Jiangxi is a big agricultural province, the problems of agriculture, rural areas and farmers affect the economic and social development of Jiangxi fundamentally. Rural economic development and farmers' income are closely related to rural finance. Rural finance is an important part of rural economic system and an important force to effectively promote the adjustment of rural industrial structure and agricultural modernization. It plays an important role in the development of agriculture and rural economy. The development of rural finance to rural economy is mainly reflected by the efficiency of rural finance. The efficiency of rural finance plays a decisive role in the development of rural economy. The efficiency of rural finance has become an important symbol of the rapid and slow development of rural economy. However, the reform of rural finance lags behind the development of rural economy, the rural capital outflow is serious and the rural effective supply is insufficient, so the development of rural economy is seriously restricted. This paper constructs the evaluation index system of rural financial efficiency in Jiangxi Province, puts forward the hypothesis of influencing factors of rural financial efficiency, and applies the time series data of Jiangxi Province from 1993 to 2013. Firstly, the change trend of rural financial efficiency in Jiangxi Province is observed by factor analysis method, then the main factors affecting rural financial efficiency are explored by cointegration equation and error correction model, and finally, the income of rural residents is increased. To improve rural education, improve rural social security mechanism, develop rural industry and service industry, develop rural economy, improve the level of rural urbanization, three aspects of improving rural financial efficiency are put forward. The conclusion of this paper is as follows: (1) from 1993 to 2013, the rural financial efficiency of Jiangxi Province changed from strong to weak, then to strong. Among them, the efficiency of rural savings increases year by year, and the efficiency of saving and investment changes in the form of L, and the investment efficiency presents a wave of development) the main influencing factors of the efficiency of rural savings are the ratio of per capita consumption income and the rate of urbanization. The level of rural social security and agritization has the most significant influence on the efficiency of savings and investment, and the level of agricultural and urbanization has the greatest influence on the efficiency of investment in rural areas.
【學(xué)位授予單位】：江西農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F832.35

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本文編號：1930720