本文選題：商業(yè)保險(xiǎn)　切入點(diǎn)：社會(huì)救助　出處：《北京科技大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版)》2016年04期

【摘要】：面對(duì)社會(huì)救助領(lǐng)域依然存在的各種風(fēng)險(xiǎn),一些地方政府越來(lái)越多地采取購(gòu)買商業(yè)保險(xiǎn)的形式來(lái)協(xié)助救助對(duì)象予以應(yīng)對(duì),在大病醫(yī)療及護(hù)理、自然災(zāi)害、意外傷害等領(lǐng)域,商業(yè)保險(xiǎn)較多介入到社會(huì)救助之中。文章在闡述商業(yè)保險(xiǎn)介入社會(huì)救助現(xiàn)狀的基礎(chǔ)上,對(duì)此進(jìn)行了理論和實(shí)踐分析,認(rèn)為目前的社會(huì)救助領(lǐng)域依然存在政府獨(dú)自承擔(dān)而財(cái)政負(fù)擔(dān)沉重的問(wèn)題,問(wèn)題的化解應(yīng)形成政企合作、政社合作多元參與的社會(huì)救助機(jī)制。
[Abstract]:In the face of the various risks that still exist in the field of social assistance, some local governments are increasingly taking the form of buying commercial insurance to help the recipients cope with them, in the areas of serious illness, medical care, natural disasters, accidental injuries, and so on. Commercial insurance is more involved in social assistance. On the basis of expounding the current situation of commercial insurance intervention in social assistance, this paper makes theoretical and practical analysis of this. It is believed that there are still problems in the field of social assistance which the government alone bears and the financial burden is heavy. The solution of the problem should form a mechanism of government-enterprise cooperation and cooperation of government and society to participate in social assistance.
【作者單位】： 國(guó)家行政學(xué)院社會(huì)和文化教研部;
【基金】：國(guó)家行政學(xué)院2015年“社會(huì)治理與社會(huì)組織發(fā)展”教學(xué)、科研與咨詢協(xié)同創(chuàng)新項(xiàng)目的階段性成果
【分類號(hào)】：F842.6;D632.1

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本文編號(hào)：1667982