本文選題：中國農(nóng)村　切入點：養(yǎng)老保障　出處：《吉林財經(jīng)大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：近年來,我國經(jīng)濟面臨復(fù)雜的系統(tǒng)轉(zhuǎn)型,出現(xiàn)經(jīng)濟增長動力的轉(zhuǎn)換、結(jié)構(gòu)的再平衡“新常態(tài)”趨勢,使我國社會保障制度面臨新的挑戰(zhàn)和機遇。由于我國經(jīng)濟發(fā)展不平衡造成區(qū)域之間社會結(jié)構(gòu)具有差異性,隨著家庭養(yǎng)老功能的弱化和個人養(yǎng)老能力的不足,單純依靠社會養(yǎng)老保險不能滿足多元社會化養(yǎng)老需求,養(yǎng)老保障社會化成為必然趨勢。除了傳統(tǒng)的家庭養(yǎng)老之外,農(nóng)村出現(xiàn)了機構(gòu)養(yǎng)老、社區(qū)居家養(yǎng)老、農(nóng)村互助養(yǎng)老、農(nóng)村社會養(yǎng)老保險養(yǎng)老和商業(yè)保險養(yǎng)老等多元化養(yǎng)老模式。但我國農(nóng)村養(yǎng)老正處于從家庭走向社會的過渡期,即農(nóng)村養(yǎng)老的社會化時期,受到目前農(nóng)村經(jīng)濟發(fā)展水平的制約,發(fā)展基礎(chǔ)較為薄弱,養(yǎng)老保障社會化水平相對滯后,難以滿足不斷增長的多元養(yǎng)老保障社會化需求。提升中國農(nóng)村養(yǎng)老保障水平,不僅事關(guān)我國應(yīng)對人口老齡化的全局,而且事關(guān)國民經(jīng)濟和社會發(fā)展的大局。為解決當前中國農(nóng)村養(yǎng)老需求增長與養(yǎng)老保障不足的矛盾,順應(yīng)養(yǎng)老保障社會化發(fā)展趨勢,筆者提出在中國農(nóng)村建立新型集體養(yǎng)老模式,建設(shè)“集養(yǎng)院”,采取“政府+子女+個人+社會”的籌資模式,堅持責任共擔原則,形成綜合自我養(yǎng)老、家庭養(yǎng)老、集體養(yǎng)老、國家養(yǎng)老和社會養(yǎng)老等多種養(yǎng)老功能的創(chuàng)新型農(nóng)村居家養(yǎng)老模式,以實現(xiàn)農(nóng)村養(yǎng)老可持續(xù)發(fā)展。并通過建立協(xié)作機制,大力發(fā)展其他社會化養(yǎng)老服務(wù),敬老、養(yǎng)老、助老相結(jié)合,形成“自助+他助+互助”的綜合養(yǎng)老機制,構(gòu)建完善的農(nóng)村養(yǎng)老保障體系,建立個人、集體、國家和社會各方責任充分共擔的農(nóng)村養(yǎng)老保障體系。
[Abstract]:In recent years, China's economy is facing a complex system transformation, with the change of economic growth power and the "new normal" trend of structural rebalancing. The social security system of our country is faced with new challenges and opportunities. Due to the imbalance of economic development in our country, there are differences in social structure among regions, with the weakening of family pension function and the deficiency of individual pension ability. Social old-age insurance alone can not meet the needs of multiple social pension, pension security socialization has become an inevitable trend. In addition to the traditional family pension, there are institutional pension in rural areas, community home pension, rural mutual support, Rural social old-age insurance and commercial insurance are in the transition period from family to society, that is, the socialization of rural old-age care, which is restricted by the current level of rural economic development. The foundation of development is relatively weak, the level of socialization of old-age security is relatively lagging behind, and it is difficult to meet the increasing demand for the socialization of multi-old-age security. Improving the level of old-age security in rural areas of China is not only related to the overall situation of China's response to the aging population. And related to the overall situation of national economy and social development. To build a "collective nursing home", to adopt the financing mode of "government children's individual society", to adhere to the principle of shared responsibility, to form comprehensive self-supporting, family old-age and collective old-age care. In order to realize the sustainable development of the rural old-age system, and to develop other socialized pension services, such as the national old-age pension and the social old-age pension, the innovative rural home-based old-age pension model can realize the sustainable development of the rural old-age support, and vigorously develop other socialized old-age care services. With the help of the elderly, the comprehensive pension mechanism of "self-help others help each other" is formed, and a perfect rural old-age security system is constructed, and a rural old-age security system with individual, collective, national and social responsibilities fully shared by all parties is established.
【學(xué)位授予單位】：吉林財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F323.89

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