本文關(guān)鍵詞： 基本養(yǎng)老保險 城鄉(xiāng)統(tǒng)籌 籌資模式 待遇標(biāo)準(zhǔn)　出處：《遼寧大學(xué)》2016年碩士論文　論文類型：學(xué)位論文

【摘要】：我國社會保障制度因受二元發(fā)展格局影響自建立之初便沿著城鄉(xiāng)分割的方向發(fā)展,養(yǎng)老保險制度改革在社會保障制度發(fā)展中占有舉足輕重的地位,而城鄉(xiāng)分割造成養(yǎng)老保險在城鄉(xiāng)間的差距逐漸拉大,故而統(tǒng)籌城鄉(xiāng)基本養(yǎng)老保險制度得到國家及社會公眾愈來愈高的重視�！岸Y(jié)構(gòu)”造成基本養(yǎng)老保險制度在地域、政策、身份等方面存在明顯差異以致養(yǎng)老保險制度長久以來呈“碎片化”狀態(tài)發(fā)展。隨著市場經(jīng)濟(jì)的平穩(wěn)較快發(fā)展,城鄉(xiāng)之間的人員流動日趨頻繁,當(dāng)前又處于城鄉(xiāng)共同協(xié)調(diào)發(fā)展的重要階段,導(dǎo)致基本養(yǎng)老保險制度碎片化現(xiàn)狀與城鄉(xiāng)一體化、人口流動之間的矛盾愈演愈烈。為了使養(yǎng)老保險制度能夠覆蓋所有社會成員并保證其能夠得以長久健康發(fā)展,加快城鄉(xiāng)統(tǒng)籌基本養(yǎng)老保險制度建設(shè)進(jìn)程勢在必行。法律由國家強制力保障實施,建立城鄉(xiāng)統(tǒng)籌基本養(yǎng)老保險法律制度是養(yǎng)老保險制度城鄉(xiāng)統(tǒng)籌發(fā)展的重要保障。所以本文基于“新農(nóng)�！迸c“城居�！币讶缓喜⒌氖聦�,所提議的養(yǎng)老保險體系主要研究對象為如何對城鄉(xiāng)居民養(yǎng)老保險與城鎮(zhèn)職工養(yǎng)老保險制度進(jìn)行有效銜接而最終建設(shè)起城鄉(xiāng)統(tǒng)籌基本養(yǎng)老保險制度。我國至今還沒有完備的城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度體系,相關(guān)規(guī)定僅體現(xiàn)于《社會保險法》以及一些政策、意見、通知等,使現(xiàn)行法律規(guī)定無法有效規(guī)制城鄉(xiāng)統(tǒng)籌養(yǎng)老保險制度,故本文依據(jù)國內(nèi)外成熟的基本理論及先進(jìn)的實踐經(jīng)驗,針對我國統(tǒng)籌城鄉(xiāng)基本養(yǎng)老保險法律制度在建設(shè)過程中將要面對的一系列挑戰(zhàn),對法律制度的設(shè)計提出行之有效的建議措施。本文三部分內(nèi)容結(jié)構(gòu)如下：第一部分,闡述城鄉(xiāng)統(tǒng)籌基本養(yǎng)老保險法律制度的理論內(nèi)涵�？茖W(xué)界定了城鄉(xiāng)統(tǒng)籌養(yǎng)老保險、城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度的概念與城鄉(xiāng)養(yǎng)老保險的基本類型,隨之對城鄉(xiāng)統(tǒng)籌養(yǎng)老保險的理論基礎(chǔ)包括社會公平理論、城鄉(xiāng)統(tǒng)籌發(fā)展理論以及社會公民權(quán)理論進(jìn)行分析,從而得出養(yǎng)老保險城鄉(xiāng)統(tǒng)籌發(fā)展對完善養(yǎng)老保險制度具有積極的推進(jìn)作用,既是促進(jìn)城鄉(xiāng)社會共同發(fā)展的必要手段又是保證社會穩(wěn)定的重要舉措,并且部分機制的統(tǒng)一、政府職能的轉(zhuǎn)變、經(jīng)濟(jì)的平穩(wěn)較快發(fā)展為養(yǎng)老保險城鄉(xiāng)統(tǒng)籌提供了可行性基礎(chǔ)。第二部分,總結(jié)城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度發(fā)展現(xiàn)狀和困境。對我國目前關(guān)于養(yǎng)老保險城鄉(xiāng)統(tǒng)籌的現(xiàn)行規(guī)定進(jìn)行闡述,我國城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度正處于適用范圍不斷擴(kuò)大、待遇水平有所提高、財政支持發(fā)揮顯著作用的運行現(xiàn)狀,基于現(xiàn)狀總結(jié)出我國在構(gòu)建城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度過程中仍面臨著諸多困境：首先,籌資模式在繳費責(zé)任主體、繳費標(biāo)準(zhǔn)與參保方式上存在著巨大差異；其次,城鄉(xiāng)養(yǎng)老保險待遇標(biāo)準(zhǔn)參差不齊導(dǎo)致待遇水平差距懸殊；再次,分散化管理體制影響?zhàn)B老保險統(tǒng)籌層次的提高：最后,城鄉(xiāng)養(yǎng)老保險間缺乏有效的銜接機制進(jìn)而不利于統(tǒng)籌發(fā)展的實現(xiàn)。第三部分,探討我國城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度的完善措施。在前兩部分論述的基礎(chǔ)上,基于我國城鄉(xiāng)統(tǒng)籌養(yǎng)老保險的立法和運行現(xiàn)狀以及建設(shè)進(jìn)程中面對的困境,在借鑒外國成熟實踐經(jīng)驗基礎(chǔ)上并結(jié)合我國國情,對城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度內(nèi)容的完善提出自己的意見：健全城鄉(xiāng)統(tǒng)籌養(yǎng)老保險的立法體系；明確構(gòu)建城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度的基本原則,包括政府主導(dǎo)與責(zé)任分擔(dān)、兼顧公平與效率、統(tǒng)一性與差別性及分步實施統(tǒng)籌推進(jìn)四項原則；通過籌資模式、待遇標(biāo)準(zhǔn)、管理體制與城鄉(xiāng)養(yǎng)老保險制度整合銜接四個方面來完善城鄉(xiāng)統(tǒng)籌養(yǎng)老保險法律制度的具體內(nèi)容。
[Abstract]:The social security system of our country from two yuan development pattern since the beginning of the division between urban and rural areas along the direction of the reform of the endowment insurance system plays an important role in the development of the social security system, and the division of urban and rural endowment insurance cause the gap between the city and the countryside gradually widened, so the urban and rural basic endowment insurance system by the state and the public attention more and more. The "two element" caused by the basic old-age insurance system in the region, policy, and other aspects of identity difference that the endowment insurance system for a long time was fragmented state of development. With the steady and rapid development of the market economy, the increasingly frequent personnel flow between urban and rural areas, and in the current stage the coordinated development of urban and rural areas, the basic old-age insurance system leads to fragmentation of urban and rural integration, the contradiction between population flow between the increasingly fierce In order to make the endowment insurance system to cover all members of society, and ensure that it can be a long and healthy development, accelerate urban and rural basic old-age insurance system construction process. It is imperative to guarantee the implementation of the law by the national compelling force, to establish the system of basic old-age insurance law is an important guarantee of urban and rural endowment insurance system of urban and rural development. So this paper is based on "new agricultural insurance and city home insurance" is the fact that the merge of endowment insurance system proposed by the main object of study is how to urban and rural residents pension insurance system of old-age insurance for urban workers and the effective cohesion and finally build up the basic old-age insurance system for urban and rural areas. China has no system of urban and rural endowment insurance legal system is complete the relevant provisions of the social insurance law lies only in < > and some policy advice, notification, the existing legal provisions can not be The effective regulation of urban and rural endowment insurance system, so this paper based on the basic theory of domestic and foreign mature and advanced practical experience, a series of challenges for the basic old-age insurance legal system of China's urban and rural face in the construction process in the design of the legal system of the proposed measures effective. In the three part of this paper is as follows: the first part explains the theoretical connotation of the basic old-age insurance legal system of urban and rural areas. The scientific definition of urban and rural endowment insurance, this type of urban and rural endowment insurance legal system and the concept of urban and rural pension insurance base, along with the theoretical basis of urban and rural endowment insurance includes social justice theory, analysis of urban and rural development theory and social citizenship the theory, so that the endowment insurance of urban and rural development has a positive role in promoting the perfection of the pension insurance system, which is The necessary means to promote the common development of urban and rural society is an important measure to ensure social stability, and unified mechanism, the transformation of government functions, steady and rapid economic development provides a feasible basis for urban and rural pension insurance. The second part summarizes the urban and rural endowment insurance law system development status quo and difficulties of the current regulations on pension insurance. Urban and rural areas in our country at present were introduced, China's urban and rural old-age insurance legal system is constantly expanding the scope of application, the treatment level has improved, financial support play a significant function of the status quo, summed up the status quo in China in the process of the construction of urban and rural endowment insurance legal system is still faced with many difficulties: first of all, based on Financing in the mode of payment responsibility, payment standard and the insured on the way there is a huge difference; secondly, urban and rural old-age insurance benefits standard Quasi uneven level gap lead to treatment; thirdly, the decentralized management system of raising the pooling level of pension insurance: finally, implementation of urban and rural pension insurance between the lack of effective cohesion mechanism which is not conducive to the overall development. In the third part, the discussion of China's urban and rural endowment insurance measures for perfecting the legal system. On the basis of the first two parts the face, legislation and operation of the status quo of China's urban and rural endowment insurance and the construction process based on the plight, in reference to foreign mature on the basis of practical experience combined with China's national conditions and put forward their own opinions on improving urban and rural endowment insurance law system includes: improving legislative system of urban and rural endowment insurance; the basic principles of establishing endowment insurance system of urban and rural areas, including government leading and responsibility, fairness and efficiency, unity and difference The four principles should be implemented in a coordinated way, and the specific contents of the legal system of urban and rural overall pension insurance should be improved in four aspects: financing mode, treatment standard, integration of management system and urban-rural pension insurance system.

【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：F842.67

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