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民辦養(yǎng)老機構(gòu)經(jīng)營風險研究

發(fā)布時間:2018-03-13 19:05

  本文選題:民辦養(yǎng)老機構(gòu) 切入點:養(yǎng)老市場 出處:《安徽大學》2017年碩士論文 論文類型:學位論文


【摘要】:在社會政策和社會力量的共同推動下,我國養(yǎng)老服務業(yè)整體規(guī)模在不斷擴大,整個養(yǎng)老行業(yè)呈現(xiàn)良好的發(fā)展態(tài)勢。但在人口老齡化壓力逐漸增大的背景下,養(yǎng)老服務的供給與老年人多樣化、專業(yè)化的服務需求之間的供需矛盾也凸顯出來。養(yǎng)老產(chǎn)業(yè)作為我國的一個朝陽產(chǎn)業(yè),起先都是在政府的主導下形成與發(fā)展的,其資金投入也基本來源于政府財政。伴隨養(yǎng)老服務業(yè)的逐步發(fā)展,政府有限的財政資金難以滿足日益增長的養(yǎng)老服務需求,鼓勵民間資本進軍養(yǎng)老服務業(yè)便成為政府解決養(yǎng)老財政缺口問題的重要手段。民辦養(yǎng)老機構(gòu)在政策和市場需求的雙重刺激下發(fā)展迅猛,一方面民辦養(yǎng)老機構(gòu)積極順應我國人口老齡化發(fā)展的趨勢,日益成為推動社會化養(yǎng)老的主力軍;另一方面,在我國養(yǎng)老機構(gòu)的管理水平和風險觀念相對落后的情況下,民辦養(yǎng)老機構(gòu)在經(jīng)營發(fā)展還凸顯出一些困難和風險隱患,值得政府和社會各界人士給予關(guān)注和支持。民辦養(yǎng)老機構(gòu)作為社會福利服務行業(yè)的新生力量涌入市場,在社會主義市場經(jīng)濟還處于初級階段、養(yǎng)老問題還相當復雜、行業(yè)標準尚不規(guī)范、政府公共服務監(jiān)管體制尚不完善之時,其經(jīng)營管理過程中面臨諸多風險,產(chǎn)生風險的原因也不盡相同,且目前國內(nèi)尚未建立專門針對民辦養(yǎng)老機構(gòu)經(jīng)營管理的規(guī)范性風險防控體系。本文以民辦養(yǎng)老機構(gòu)的經(jīng)營風險為切入點,通過實地走訪各地民辦養(yǎng)老機構(gòu)并結(jié)合個人的實習經(jīng)驗,綜合運用參與式觀察法、無結(jié)構(gòu)式訪談法、文獻研究法等研究方法對民辦養(yǎng)老機構(gòu)的經(jīng)營困境、面臨的經(jīng)營風險進行調(diào)查研究,并結(jié)合所學的社會福利、社會政策、社會工作等相關(guān)專業(yè)知識,對民辦養(yǎng)老機構(gòu)的經(jīng)營風險進行深度剖析和評估。本論文以風險管理理論為基礎(chǔ),立足民辦養(yǎng)老機構(gòu)的可持續(xù)發(fā)展,分析民辦養(yǎng)老機構(gòu)的生存發(fā)展背景以及經(jīng)營管理風險,研究民辦養(yǎng)老機構(gòu)應對經(jīng)營風險的措施,從而發(fā)揮民營企業(yè)在我國養(yǎng)老產(chǎn)業(yè)中的積極作用,致力于推動我國養(yǎng)老事業(yè)不斷向前邁進。首先,本文從機構(gòu)分類的角度分析養(yǎng)老機構(gòu)的基本概念并厘清"民辦"與"公辦"養(yǎng)老機構(gòu)的區(qū)別,結(jié)合民辦養(yǎng)老機構(gòu)的特點分析其優(yōu)越性;然后通過對民辦養(yǎng)老機構(gòu)經(jīng)營管理過程中所發(fā)生的經(jīng)典案例的分析研究,識別和總結(jié)民辦養(yǎng)老機構(gòu)面臨的主要經(jīng)營風險;在此基礎(chǔ)上歸納分析民辦養(yǎng)老機構(gòu)經(jīng)營風險產(chǎn)生的原因,進而探討應對民辦養(yǎng)老機構(gòu)經(jīng)營風險的方法,并提出具體的防控措施。本文的創(chuàng)新點在于立足民辦養(yǎng)老機構(gòu)風險管理的視角,通過科學的調(diào)研和專業(yè)的分析,識別民辦養(yǎng)老機構(gòu)面臨的主要經(jīng)營風險,并對癥下藥地提出規(guī)避風險的措施,為我國民辦養(yǎng)老機構(gòu)的發(fā)展提供有價值的參考,致力于促進我國養(yǎng)老服務業(yè)健康有序的發(fā)展。
[Abstract]:Driven by social policies and social forces, the overall scale of the pension service industry in China is constantly expanding, and the whole pension industry is showing a good development trend, but under the background of increasing pressure of aging population, The contradiction between the supply of old-age services and the diversification of the elderly, and the demand for specialized services are also highlighted. As a sunrise industry in China, the pension industry was formed and developed at first under the guidance of the government. With the gradual development of the old-age service industry, the limited financial funds of the government can hardly meet the increasing demand for pension services. Encouraging private capital to enter the pension service industry has become an important means for the government to solve the problem of pension finance gap. Private pension institutions have developed rapidly under the dual stimulus of policy and market demand. On the one hand, the private pension institutions actively conform to the trend of the aging population in our country and become the main force to promote the socialization of the aged. On the other hand, under the situation that the management level and the risk concept of the pension institutions in our country are relatively backward, The operation and development of private pension institutions also highlight some difficulties and hidden risks, which deserve the attention and support of the government and people from all walks of life. As a new force in the social welfare service industry, private pension institutions pour into the market. When the socialist market economy is still in its infancy, the pension problem is quite complex, the industry standard is not standardized, and the government's public service supervision system is not perfect, it faces many risks in the process of operation and management. The reasons for the risks are different, and at present, there is no standard risk prevention and control system for the private pension institutions in China. This paper takes the operating risks of the private pension institutions as the starting point. Through field visits to local private pension institutions and combined with individual practice experience, comprehensive use of participatory observation method, unstructured interview method, literature research and other research methods to private pension institutions management difficulties, The business risks faced by them are investigated and studied, and relevant professional knowledge such as social welfare, social policy, social work, etc. Based on the theory of risk management, this paper is based on the sustainable development of private pension institutions, analyzes the survival and development background and management risks of private pension institutions. In order to exert the active role of private enterprises in the pension industry of our country, we should study the measures that private pension institutions should take to deal with the management risks, and devote ourselves to pushing forward the cause of the aged in our country. First of all, This paper analyzes the basic concepts of pension institutions from the perspective of organization classification, clarifies the differences between "private pension institutions" and "public" pension institutions, and analyzes their advantages in combination with the characteristics of private pension institutions. Then through the analysis and study of the classic cases in the process of the private pension organization management, the paper identifies and summarizes the main operating risks faced by the private pension institution. On this basis, the causes of the operating risks of the private pension institutions are summarized and analyzed, and the methods to deal with the operational risks of the private pension institutions are discussed. The innovation of this paper is based on the perspective of risk management of private pension institutions, through scientific investigation and professional analysis, to identify the main operating risks faced by private pension institutions. In order to provide valuable reference for the development of private pension institutions and to promote the healthy and orderly development of the pension service industry in China, the measures to avoid risks are put forward.
【學位授予單位】:安徽大學
【學位級別】:碩士
【學位授予年份】:2017
【分類號】:D669.6

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