商業(yè)銀行企業(yè)信用貸款管理系統(tǒng)設計與實現
發(fā)布時間：2019-01-19 11:10
【摘要】：隨著科技信息技術的快速發(fā)展,金融體系已建立科學完善的信貸系統(tǒng),并通過信貸系統(tǒng)控制運營成本、提升經濟效益,充分利用先進的管理技術和經營理念,有效提升信貸管理的水平。本文以研究開發(fā)信貸管理系統(tǒng)為重點,使信貸業(yè)務管理實現流程化和系統(tǒng)化的規(guī)范管理模式,能夠較好地處理在信貸業(yè)務辦理過程中的數據和信息傳遞,并對這些數據和信息的安全性及完整性進行保障。目前,部分金融機構仍運行傳統(tǒng)的DOS系統(tǒng)進行信貸管理,使用傳統(tǒng)的面向過程開發(fā)工具進行可視化平臺開發(fā),這類系統(tǒng)在實際運行過程中的維護和管理上不僅難度較大,且難于操作和實現。本文利用ASP.NET技術設計信貸系統(tǒng)界面,運用SQL Server數據庫進行信貸資料的存儲,采用.Net環(huán)境下MVC模式為依托進行開發(fā)。首先通過查閱文獻對信貸系統(tǒng)的選題背景及國內外研究現狀進行分析,提出現有信貸系統(tǒng)在實際應用過程中的優(yōu)點及不足,為后期功能模塊的研發(fā)與實現奠定基礎;其次,在借鑒國內外研究成果的前提下,從技術水平、經濟效益、操作標準、系統(tǒng)功能等四個維度對信貸系統(tǒng)的可行性及需求進行分析;再次,根據具體的需求分析進行信貸系統(tǒng)的總體結構設計,系統(tǒng)結構采用模塊式設計,并以相關模塊的劃分進行系統(tǒng)的詳細設計及數據庫設計;最后,實現設計系統(tǒng)的模塊功能,并對功能模塊的實現進行分析和測試,測試結果表明本系統(tǒng)滿足需求分析,達到預期效果。同時該信貸系統(tǒng)在實際運行過程中安全穩(wěn)定,能夠完成金融機構對信貸業(yè)務全流程科學化、系統(tǒng)化的有效管理,提高信貸業(yè)務的辦理實效,為商業(yè)銀行在金融同業(yè)競爭中立于不敗之地提供技術保障。
[Abstract]:With the rapid development of science and technology and information technology, the financial system has established a scientific and perfect credit system, and through the credit system to control operating costs, enhance economic benefits, make full use of advanced management technology and business philosophy. Effectively improve the level of credit management. In this paper, we focus on the research and development of credit management system, make the credit business management process and systematic standardized management model, can better deal with the data and information transmission in the process of credit business management. The security and integrity of these data and information are guaranteed. At present, some financial institutions still run the traditional DOS system for credit management, and use traditional process-oriented development tools to develop visual platform. This kind of system is not only difficult to maintain and manage in the actual operation process. And difficult to operate and implement. In this paper, ASP.NET technology is used to design the interface of credit system, SQL Server database is used to store credit data, and MVC model is used to develop. Firstly, by consulting the literature to analyze the background of the topic selection and the research status at home and abroad, the advantages and disadvantages of the existing credit system in the process of practical application are put forward, which will lay the foundation for the research and development of the functional modules in the later stage. Secondly, based on the domestic and foreign research results, the feasibility and demand of credit system are analyzed from four dimensions: technical level, economic benefit, operating standard and system function. Thirdly, according to the specific demand analysis, the overall structure of the credit system is designed, the system structure is modular design, and relevant modules are divided into the detailed design of the system and database design; Finally, the module function of the design system is realized, and the implementation of the functional module is analyzed and tested. The test results show that the system meets the requirements analysis and achieves the desired effect. At the same time, the credit system is safe and stable in the actual operation process, it can complete the scientific and systematic management of the whole process of the credit business by the financial institutions, and improve the actual effect of the management of the credit business. For commercial banks in the financial industry competition in an invincible position to provide technical protection.
【學位授予單位】：北京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2016
【分類號】：TP311.52
，
本文編號：2411315
[Abstract]:With the rapid development of science and technology and information technology, the financial system has established a scientific and perfect credit system, and through the credit system to control operating costs, enhance economic benefits, make full use of advanced management technology and business philosophy. Effectively improve the level of credit management. In this paper, we focus on the research and development of credit management system, make the credit business management process and systematic standardized management model, can better deal with the data and information transmission in the process of credit business management. The security and integrity of these data and information are guaranteed. At present, some financial institutions still run the traditional DOS system for credit management, and use traditional process-oriented development tools to develop visual platform. This kind of system is not only difficult to maintain and manage in the actual operation process. And difficult to operate and implement. In this paper, ASP.NET technology is used to design the interface of credit system, SQL Server database is used to store credit data, and MVC model is used to develop. Firstly, by consulting the literature to analyze the background of the topic selection and the research status at home and abroad, the advantages and disadvantages of the existing credit system in the process of practical application are put forward, which will lay the foundation for the research and development of the functional modules in the later stage. Secondly, based on the domestic and foreign research results, the feasibility and demand of credit system are analyzed from four dimensions: technical level, economic benefit, operating standard and system function. Thirdly, according to the specific demand analysis, the overall structure of the credit system is designed, the system structure is modular design, and relevant modules are divided into the detailed design of the system and database design; Finally, the module function of the design system is realized, and the implementation of the functional module is analyzed and tested. The test results show that the system meets the requirements analysis and achieves the desired effect. At the same time, the credit system is safe and stable in the actual operation process, it can complete the scientific and systematic management of the whole process of the credit business by the financial institutions, and improve the actual effect of the management of the credit business. For commercial banks in the financial industry competition in an invincible position to provide technical protection.
【學位授予單位】：北京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2016
【分類號】：TP311.52
，
本文編號：2411315
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