【摘要】：隨著中國經(jīng)濟的快速發(fā)展,人們生活水平和質(zhì)量的不斷提升,家庭和個人存款的數(shù)額不斷提升,理財?shù)挠^念越來越多的植入到人們的生活腦海中。大眾群體更加關(guān)注如何能夠?qū)⑹种械拇婵詈唾Y金通過有效的管理使其帶來更大的經(jīng)濟效益。與此同時各大商業(yè)銀行也都對準了理財產(chǎn)品,將其視為銀行資金交易競爭的又一大新的市場環(huán)境。本課題的研究設計思路是在現(xiàn)有商業(yè)銀行理財管理系統(tǒng)應用的基礎上,針對理財業(yè)務主要開展的方式方法,完成了理財系統(tǒng)從開發(fā)技術(shù)平臺架構(gòu)的設計,到對理財系統(tǒng)設計前的業(yè)務流程分析、數(shù)據(jù)流分析以及關(guān)鍵技術(shù)的分析等實質(zhì)性工作。提出的更加切合實際的商業(yè)銀行理財系統(tǒng)的設計方案。通過本文的研究分析更加明確了商業(yè)銀行理財系統(tǒng)升級的必要性,必須要符合更加科學高效的管理機制,面向大數(shù)據(jù)的理財業(yè)務開展擁有更加安全準確的用戶數(shù)據(jù)保護,并且能夠吸引潛在客戶投身于理財業(yè)務,實現(xiàn)大資金的融合。本系統(tǒng)旨在對商業(yè)銀行業(yè)務系統(tǒng)的整合,銀行的全部理財業(yè)務都被整合到一個大的業(yè)務系統(tǒng)平臺,在此統(tǒng)一的平臺上進行理財產(chǎn)品的發(fā)布與營銷、匯總與分析,再據(jù)以細化,分列出每個明確的功能平臺,采用結(jié)構(gòu)化的程序設計理念和方法,易于系統(tǒng)的使用和維護。
[Abstract]:With the rapid development of Chinese economy, the improvement of people's living standard and quality, the increasing amount of family and individual savings, the concept of financial management is more and more embedded in people's mind of life. The public is more concerned about how to bring more economic benefits through effective management of savings and funds. At the same time, commercial banks are also targeting wealth management products as another major new market environment for banks to compete for capital transactions. The research and design idea of this subject is based on the existing commercial bank financial management system application, aiming at the main ways and methods of financial management business, completed the financial management system from the development of technical platform architecture design. To the financial management system before the design of business process analysis, data flow analysis and analysis of key technologies and other substantive work. Put forward a more practical commercial bank financial management system design. Through the research and analysis of this paper, the necessity of upgrading the financial management system of commercial banks is more clear. It is necessary to conform to a more scientific and efficient management mechanism and to have more secure and accurate user data protection for the development of financial management business for big data. And can attract potential customers to participate in financial services, to achieve the integration of large funds. The purpose of this system is to integrate the business system of commercial banks. All banking business is integrated into a large business system platform. In this unified platform, financial management products are issued and marketed, collected and analyzed, and then refined. List each specific functional platform, using structured programming concepts and methods, easy to use and maintain the system.
【學位授予單位】：北京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2016
【分類號】：TP311.52
，

本文編號：2263113