【摘要】：隨著中國(guó)經(jīng)濟(jì)的快速發(fā)展,人們生活水平和質(zhì)量的不斷提升,家庭和個(gè)人存款的數(shù)額不斷提升,理財(cái)?shù)挠^念越來(lái)越多的植入到人們的生活腦海中。大眾群體更加關(guān)注如何能夠?qū)⑹种械拇婵詈唾Y金通過(guò)有效的管理使其帶來(lái)更大的經(jīng)濟(jì)效益。與此同時(shí)各大商業(yè)銀行也都對(duì)準(zhǔn)了理財(cái)產(chǎn)品,將其視為銀行資金交易競(jìng)爭(zhēng)的又一大新的市場(chǎng)環(huán)境。本課題的研究設(shè)計(jì)思路是在現(xiàn)有商業(yè)銀行理財(cái)管理系統(tǒng)應(yīng)用的基礎(chǔ)上,針對(duì)理財(cái)業(yè)務(wù)主要開(kāi)展的方式方法,完成了理財(cái)系統(tǒng)從開(kāi)發(fā)技術(shù)平臺(tái)架構(gòu)的設(shè)計(jì),到對(duì)理財(cái)系統(tǒng)設(shè)計(jì)前的業(yè)務(wù)流程分析、數(shù)據(jù)流分析以及關(guān)鍵技術(shù)的分析等實(shí)質(zhì)性工作。提出的更加切合實(shí)際的商業(yè)銀行理財(cái)系統(tǒng)的設(shè)計(jì)方案。通過(guò)本文的研究分析更加明確了商業(yè)銀行理財(cái)系統(tǒng)升級(jí)的必要性,必須要符合更加科學(xué)高效的管理機(jī)制,面向大數(shù)據(jù)的理財(cái)業(yè)務(wù)開(kāi)展擁有更加安全準(zhǔn)確的用戶數(shù)據(jù)保護(hù),并且能夠吸引潛在客戶投身于理財(cái)業(yè)務(wù),實(shí)現(xiàn)大資金的融合。本系統(tǒng)旨在對(duì)商業(yè)銀行業(yè)務(wù)系統(tǒng)的整合,銀行的全部理財(cái)業(yè)務(wù)都被整合到一個(gè)大的業(yè)務(wù)系統(tǒng)平臺(tái),在此統(tǒng)一的平臺(tái)上進(jìn)行理財(cái)產(chǎn)品的發(fā)布與營(yíng)銷、匯總與分析,再據(jù)以細(xì)化,分列出每個(gè)明確的功能平臺(tái),采用結(jié)構(gòu)化的程序設(shè)計(jì)理念和方法,易于系統(tǒng)的使用和維護(hù)。
[Abstract]:With the rapid development of Chinese economy, the improvement of people's living standard and quality, the increasing amount of family and individual savings, the concept of financial management is more and more embedded in people's mind of life. The public is more concerned about how to bring more economic benefits through effective management of savings and funds. At the same time, commercial banks are also targeting wealth management products as another major new market environment for banks to compete for capital transactions. The research and design idea of this subject is based on the existing commercial bank financial management system application, aiming at the main ways and methods of financial management business, completed the financial management system from the development of technical platform architecture design. To the financial management system before the design of business process analysis, data flow analysis and analysis of key technologies and other substantive work. Put forward a more practical commercial bank financial management system design. Through the research and analysis of this paper, the necessity of upgrading the financial management system of commercial banks is more clear. It is necessary to conform to a more scientific and efficient management mechanism and to have more secure and accurate user data protection for the development of financial management business for big data. And can attract potential customers to participate in financial services, to achieve the integration of large funds. The purpose of this system is to integrate the business system of commercial banks. All banking business is integrated into a large business system platform. In this unified platform, financial management products are issued and marketed, collected and analyzed, and then refined. List each specific functional platform, using structured programming concepts and methods, easy to use and maintain the system.
【學(xué)位授予單位】：北京工業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2016
【分類號(hào)】：TP311.52
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本文編號(hào)：2263113