基于Android的銀行理財向?qū)У难芯颗c實(shí)現(xiàn)
發(fā)布時間：2018-06-14 11:17
本文選題：理財向?qū)?/strong> + 手機(jī)業(yè)務(wù)助手��； 參考：《北京郵電大學(xué)》2016年碩士論文
【摘要】：隨著“互聯(lián)網(wǎng)+”的發(fā)展,銀行的金融業(yè)務(wù)也開始受到了互聯(lián)網(wǎng)的沖擊�，F(xiàn)在,很多客戶不再到銀行獲取面對面的金融服務(wù),而是通過網(wǎng)上第三方金融機(jī)構(gòu)比如支付寶、微信等進(jìn)行資金操作。一方面,互聯(lián)網(wǎng)金融為群眾帶來了更多的選擇和更便捷的體驗(yàn),另一方面,由于互聯(lián)網(wǎng)金融在目前還缺乏有效的監(jiān)管,群眾缺乏相關(guān)的金融知識,使得網(wǎng)上金融詐騙、非法集資等事件層出不窮。而銀行,作為金融知識宣傳最直接的部門,由于互聯(lián)網(wǎng)普及的原因而減少了向群眾宣傳金融知識的機(jī)會,這個現(xiàn)狀制約了我國互聯(lián)網(wǎng)金融環(huán)境的建設(shè)。所以,作為銀行機(jī)構(gòu),也需要跟上“互聯(lián)網(wǎng)+”的浪潮,在目前的金融環(huán)境下,為客戶提供更便捷的互聯(lián)網(wǎng)金融服務(wù),幫助客戶更好的了解金融知識。本論文設(shè)計了一種基于Android移動設(shè)備的理財輔助系統(tǒng),通過該系統(tǒng)銀行可以更好的為客戶提供理財服務(wù),同時有針對性的宣傳金融知識,幫助客戶建立良好的理財觀念。本論文通過對國外理財系統(tǒng)進(jìn)行深入分析,結(jié)合國內(nèi)的銀行管理情況和居民特色,對居民理財管理中存在的問題提出移動端信息化的解決方案,并對銀行管理的理財業(yè)務(wù)流程,理財產(chǎn)品推廣進(jìn)行信息化改造,設(shè)計并實(shí)現(xiàn)了銀行理財管理系統(tǒng)中基于Android平臺、面向銀行客戶的移動智能終端平臺。本論文設(shè)計開發(fā)的基于Android的銀行管理理財向?qū)?采用了 Java作為開發(fā)語言,使用了 MySql數(shù)據(jù)庫,該系統(tǒng)包含金融知識普及,金融理財產(chǎn)品推薦、金融新聞推送等功能,解決傳統(tǒng)的銀行在金融理財業(yè)務(wù)中無法按需引導(dǎo),金融知識普及力度不夠等問題。利用移動端的便攜性優(yōu)勢和移動性優(yōu)勢,將居民和銀行從傳統(tǒng)的理財模式向信息化轉(zhuǎn)變。本論文所研究并設(shè)計基于Android移動端的銀行理財管理系統(tǒng),提供一個居民了解金融知識,選擇理財產(chǎn)品的移動智能終端應(yīng)用及合理的進(jìn)行理財投資的輔助系統(tǒng),使用該系統(tǒng)后,用戶可以得到量身定做的理財方案,并獲取相關(guān)的金融知識。居民也可以隨時了解金融動態(tài),更好的進(jìn)行理財管理工作。一方面提升居民金融水平,另一方面,也為銀行帶來了更多的業(yè)務(wù),為經(jīng)濟(jì)發(fā)展注入新的催化劑。
[Abstract]:With the development of the Internet plus ", the bank's financial business has been the impact of the Internet. Now, a lot of customers to the bank no longer get face-to-face financial services, but through the online third party financial institutions such as Alipay, WeChat and other capital operation. On the one hand, Internet banking has brought more choices and for the masses More convenient experience, on the other hand, due to the lack of effective supervision and lack of relevant financial knowledge, Internet financial fraud and illegal fund-raising are emerging in the Internet, and banks, as the most direct sector of financial knowledge propaganda, have reduced the publicity to the masses because of the popularity of the Internet. General opportunity, this situation has restricted the construction of Internet financial environment in our country. So, as banks also need to keep up with the "Internet plus" wave in the current financial environment, provide more convenient Internet financial services for clients, to help customers better understand financial knowledge. This paper based on the design of a Android Mobile The financial assistance system of the equipment, through which the bank can provide better financial services for the customers, at the same time, has targeted publicity financial knowledge to help customers establish good financial ideas. This paper makes a thorough analysis of foreign financial management system, combined with domestic banking management and residents' characteristics, and manages the management of residents' financial management. The existing problems put forward the solution of mobile terminal information, and reform the banking management financial business process, the promotion of financial products, design and implement the bank management system based on the Android platform and the mobile intelligent terminal flat platform for the bank customers. This paper is designed and developed based on the Android bank management. The financial guide, using Java as the development language, uses the MySql database, which includes the functions of the popularization of financial knowledge, the recommendation of financial products, the push of financial news and so on, to solve the problem that the traditional banks can not be guided in the financial services according to the requirements and the financial knowledge is not popularized enough. This paper studies and designs a bank management system based on Android mobile terminal, which provides a mobile intelligent terminal for the residents to understand financial knowledge, select financial products and make a reasonable financial investment auxiliary system, and use the system. After the unification, the user can get the tailor-made financial plan and obtain the relevant financial knowledge. The residents can also understand the financial situation at any time and better manage the financial management. On the one hand, it can improve the financial level of the residents, on the other hand, it also brings more business for the bank, and injects new catalyst for the economic development.
【學(xué)位授予單位】：北京郵電大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：TP311.52;TP316
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