區(qū)塊鏈技術(shù)對(duì)商業(yè)銀行傳統(tǒng)貿(mào)易結(jié)算方式的影響研究
發(fā)布時(shí)間:2018-01-23 23:57
本文關(guān)鍵詞: 區(qū)塊鏈 傳統(tǒng)貿(mào)易結(jié)算方式 影響 出處:《對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué)》2017年碩士論文 論文類型:學(xué)位論文
【摘要】:區(qū)塊鏈作為一項(xiàng)技術(shù)解決方案,是分布式數(shù)據(jù)存儲(chǔ)、點(diǎn)對(duì)點(diǎn)傳輸、共識(shí)機(jī)制、加密算法等計(jì)算機(jī)技術(shù)在互聯(lián)網(wǎng)時(shí)代的創(chuàng)新應(yīng)用模式。主要特點(diǎn)是去中心化、可靠安全、便捷高效,在諸多場景具有很高的應(yīng)用價(jià)值,特別是金融領(lǐng)域。2015年以來,區(qū)塊鏈在全球范圍內(nèi)發(fā)展迅猛,包括各國央行及政府部門、商業(yè)銀行、IT巨頭在內(nèi)的機(jī)構(gòu)紛紛加快區(qū)塊鏈探索的腳步,針對(duì)區(qū)塊鏈研發(fā)部門和初創(chuàng)公司的投資也呈現(xiàn)出爆炸式增長。本文以區(qū)塊鏈技術(shù)對(duì)商業(yè)銀行傳統(tǒng)貿(mào)易結(jié)算方式的影響為研究對(duì)象,分析了區(qū)塊鏈技術(shù)和區(qū)塊鏈金融的發(fā)展現(xiàn)狀,對(duì)相關(guān)概念和應(yīng)用場景進(jìn)行闡釋、歸納和總結(jié)。與此同時(shí),分析了商業(yè)銀行三種傳統(tǒng)貿(mào)易結(jié)算方式的特點(diǎn)和流程,包括匯款方式、托收方式和信用證方式,并對(duì)商業(yè)銀行傳統(tǒng)貿(mào)易結(jié)算流程進(jìn)行SWOT分析。在此基礎(chǔ)上,將傳統(tǒng)貿(mào)易結(jié)算方式與區(qū)塊鏈技術(shù)相結(jié)合,研究區(qū)塊鏈技術(shù)結(jié)合傳統(tǒng)貿(mào)易結(jié)算方式的應(yīng)用場景。此外,列舉我國區(qū)塊鏈初創(chuàng)企業(yè)布比區(qū)塊鏈公司的案例,分析其發(fā)展現(xiàn)狀和存在問題,由此論證區(qū)塊鏈技術(shù)對(duì)傳統(tǒng)貿(mào)易結(jié)算的積極影響和消極影響。最后,結(jié)合案例分析和影響研究,提出我國發(fā)展區(qū)塊鏈金融的建議和對(duì)策。
[Abstract]:As a technical solution, block chain is the innovative application mode of distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other computer technologies in the Internet era. Reliable, safe, convenient and efficient, it has high application value in many scenarios, especially in the financial field. Since 2015, the block chain has developed rapidly in the world, including central banks and government departments. Commercial banks and IT giants and other institutions have accelerated the pace of block chain exploration. The investment of block chain research and development department and start-up company also shows explosive growth. This paper focuses on the impact of block chain technology on the traditional trade settlement methods of commercial banks. This paper analyzes the development status of blockchain technology and blockchain finance, explains, summarizes and summarizes the related concepts and application scenarios. At the same time, it analyzes the characteristics and process of three traditional trade settlement methods of commercial banks. Including remittance, collection and letter of credit, and commercial bank traditional trade settlement process SWOT analysis. On this basis, the traditional trade settlement method and blockchain technology are combined. This paper studies the application of block-chain technology in combination with traditional trade settlement methods. In addition, it lists the cases of Bubi Block chain Company, a start-up enterprise in Block chain, and analyzes its development status and existing problems. The positive and negative effects of blockchain technology on traditional trade settlement are demonstrated. Finally, combined with case analysis and impact study, suggestions and countermeasures for developing blockchain finance in China are put forward.
【學(xué)位授予單位】:對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:TP311.13;F832.2
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本文編號(hào):1458585
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