發(fā)布時(shí)間：2018-04-29 10:55

  本文選題：化工企業(yè) + 環(huán)境責(zé)任保險(xiǎn)　； 參考：《沈陽(yáng)航空航天大學(xué)》2015年碩士論文

【摘要】：伴隨著社會(huì)的進(jìn)步、科技的發(fā)展，化工行業(yè)達(dá)到空前的繁榮狀態(tài)，社會(huì)生產(chǎn)和人民生活的方方面面都離不開(kāi)化工行業(yè)的支撐。各類化工企業(yè)如雨后春筍般在全國(guó)各地建立，隨之而來(lái)的是各類環(huán)境污染事故的出現(xiàn)，環(huán)境污染問(wèn)題越來(lái)越受到人們的關(guān)注。 環(huán)境污染事故的發(fā)生，使得企業(yè)面臨巨大的清污治理費(fèi)用的支出，使得企業(yè)的壓力越來(lái)越大。環(huán)境責(zé)任保險(xiǎn)是企業(yè)分散這一風(fēng)險(xiǎn)的重要選擇，但是由于現(xiàn)在的環(huán)境責(zé)任保險(xiǎn)對(duì)于規(guī)模相同的企業(yè)采取的是統(tǒng)一費(fèi)率，使得風(fēng)險(xiǎn)較低的企業(yè)投保熱情不高，而風(fēng)險(xiǎn)較高的企業(yè)樂(lè)于接受這一費(fèi)率，導(dǎo)致保險(xiǎn)公司的經(jīng)營(yíng)風(fēng)險(xiǎn)增加，從而保險(xiǎn)公司不得不“惜�！�，進(jìn)而風(fēng)險(xiǎn)高的企業(yè)也會(huì)退出保險(xiǎn)市場(chǎng)，投保人的減少不利于環(huán)境責(zé)任保險(xiǎn)的發(fā)展。 本文從化工企業(yè)和環(huán)境責(zé)任險(xiǎn)的特點(diǎn)出發(fā)，對(duì)化工企業(yè)進(jìn)行事故分析，主要從設(shè)備設(shè)施、危險(xiǎn)物料、工藝環(huán)節(jié)、企業(yè)管理四個(gè)方面進(jìn)行分析，并建立化工企業(yè)意外事故風(fēng)險(xiǎn)指標(biāo)體系，采用主成分和熵權(quán)法集成綜合評(píng)價(jià)方法，將化工企業(yè)意外事故風(fēng)險(xiǎn)分為低、一般、較大和很大。最后，整合所有可能影響化工企業(yè)環(huán)境強(qiáng)制責(zé)任險(xiǎn)費(fèi)率的因素，包括企業(yè)的重大危險(xiǎn)源等級(jí)、意外事故風(fēng)險(xiǎn)水平、環(huán)境的敏感性、事故產(chǎn)物的毒性以及歷史事故記錄，最終對(duì)化工企業(yè)環(huán)境強(qiáng)制責(zé)任保險(xiǎn)費(fèi)率進(jìn)行浮動(dòng)，，為推廣環(huán)境強(qiáng)制責(zé)任保險(xiǎn)做一定的努力。
[Abstract]:With the progress of the society and the development of science and technology, the chemical industry has reached an unprecedented prosperity, social production and people's life can not be separated from the support of the chemical industry. All kinds of chemical enterprises are springing up all over the country. With the emergence of various environmental pollution accidents, people pay more and more attention to environmental pollution. The occurrence of environmental pollution accident makes the enterprise face the huge expense of cleaning and treating expenses, which makes the pressure of the enterprise more and more great. Environmental liability insurance is an important choice for enterprises to disperse this risk. However, due to the fact that the current environmental liability insurance takes a flat rate for enterprises with the same scale, the low risk enterprises are less enthusiastic about it. The higher risk enterprises are willing to accept this rate, which leads to an increase in the operating risk of the insurance companies, so that the insurance companies have to "cherish insurance," and then the high-risk enterprises will also withdraw from the insurance market. The decrease of policy holder is unfavorable to the development of environmental liability insurance. Starting from the characteristics of chemical enterprises and environmental liability insurance, this paper analyzes the accidents of chemical enterprises, mainly from four aspects: equipment and facilities, hazardous materials, technological links, and enterprise management. The index system of accident risk in chemical enterprises is established, and the integrated evaluation method of principal component and entropy weight is adopted to divide the accident risk of chemical enterprises into low, general, larger and very large. Finally, integrate all the factors that may affect the environmental compulsory liability insurance rate for chemical enterprises, including the grade of major hazards, the level of accident risk, environmental sensitivity, the toxicity of accident products, and the history of accident records, Finally, the rate of environmental compulsory liability insurance for chemical enterprises is fluctuated, and some efforts are made to popularize environmental compulsory liability insurance.
【學(xué)位授予單位】：沈陽(yáng)航空航天大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F426.72;TQ086

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本文編號(hào)：1819643