發(fā)布時(shí)間：2018-10-05 19:01

【摘要】：金融結(jié)構(gòu)是指構(gòu)成金融總體的各個(gè)組成部分的分布、存在、相對(duì)規(guī)模、相互關(guān)系與配合的狀態(tài),它反映了金融業(yè)的功能和效率。越來(lái)越多的研究證明,相對(duì)于金融總量的增長(zhǎng),金融結(jié)構(gòu)的優(yōu)化對(duì)經(jīng)濟(jì)增長(zhǎng)更具有內(nèi)在推動(dòng)力的作用。以往國(guó)內(nèi)外關(guān)于金融結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)關(guān)系的研究,主要集中在國(guó)家層面,對(duì)具體區(qū)域的考察,僅局限于金融發(fā)展與經(jīng)濟(jì)增長(zhǎng)方面。具體到山東省,對(duì)其金融結(jié)構(gòu)演進(jìn)對(duì)經(jīng)濟(jì)增長(zhǎng)的影響的研究幾乎空白。基于此,本文創(chuàng)新性地選取山東省金融結(jié)構(gòu)為研究對(duì)象,研究山東省金融結(jié)構(gòu)演進(jìn)對(duì)經(jīng)濟(jì)增長(zhǎng)的影響。 本文共分為五章：第一章,緒論。本章主要介紹本文的選題背景和意義,以及國(guó)內(nèi)外對(duì)此問(wèn)題的研究情況,并闡述了研究方法、論文結(jié)構(gòu)、文章創(chuàng)新與不足。第二章,金融結(jié)構(gòu)演進(jìn)對(duì)經(jīng)濟(jì)增長(zhǎng)的作用機(jī)制分析。鑒于本文研究重點(diǎn),本部分首先確定了金融結(jié)構(gòu)的表現(xiàn)形態(tài),即金融產(chǎn)業(yè)結(jié)構(gòu)、金融市場(chǎng)發(fā)展及融資結(jié)構(gòu)、貸款結(jié)構(gòu)。繼而運(yùn)用相關(guān)經(jīng)濟(jì)理論,對(duì)金融結(jié)構(gòu)演進(jìn)如何影響經(jīng)濟(jì)增長(zhǎng)的作用機(jī)制進(jìn)行分析。第三章,現(xiàn)狀分析。本章分析了目前山東省經(jīng)濟(jì)增長(zhǎng)狀況,并從山東省金融產(chǎn)業(yè)結(jié)構(gòu)、金融市場(chǎng)發(fā)展及融資結(jié)構(gòu)、貸款結(jié)構(gòu)出發(fā),對(duì)山東省金融結(jié)構(gòu)的演進(jìn)與現(xiàn)狀進(jìn)行深入分析。第四章,實(shí)證分析。本部分從金融產(chǎn)業(yè)結(jié)構(gòu)、金融市場(chǎng)發(fā)展及融資結(jié)構(gòu)、貸款結(jié)構(gòu)三方面,對(duì)山東省金融結(jié)構(gòu)演進(jìn)如何影響經(jīng)濟(jì)增長(zhǎng)進(jìn)行實(shí)證檢驗(yàn)。檢驗(yàn)結(jié)果證明,金融產(chǎn)業(yè)結(jié)構(gòu)、金融市場(chǎng)發(fā)展及融資結(jié)構(gòu)、貸款結(jié)構(gòu)演進(jìn)與經(jīng)濟(jì)增長(zhǎng)間存在協(xié)整關(guān)系且都構(gòu)成經(jīng)濟(jì)增長(zhǎng)的格蘭杰原因,但金融產(chǎn)業(yè)結(jié)構(gòu)、貸款結(jié)構(gòu)演進(jìn)對(duì)經(jīng)濟(jì)增長(zhǎng)的影響是正向的,而金融市場(chǎng)發(fā)展及融資結(jié)構(gòu)演進(jìn)對(duì)經(jīng)濟(jì)增長(zhǎng)的影響是負(fù)向的。第五章,政策建議。根據(jù)實(shí)證檢驗(yàn)結(jié)果,本章從優(yōu)化金融產(chǎn)業(yè)結(jié)構(gòu)、提高金融市場(chǎng)發(fā)展水平、維護(hù)合理貸款結(jié)構(gòu)下的金融機(jī)構(gòu)穩(wěn)定、完善金融監(jiān)管等四個(gè)方面對(duì)如何優(yōu)化山東省金融結(jié)構(gòu)繼而推動(dòng)山東省經(jīng)濟(jì)增長(zhǎng)提出具有針對(duì)性的政策建議。
[Abstract]:The financial structure refers to the distribution, existence, relative scale, interrelation and cooperation of each component of the whole financial system, which reflects the function and efficiency of the financial industry. More and more studies have proved that the optimization of financial structure plays a more internal role in economic growth than the growth of financial aggregate. In the past, the research on the relationship between financial structure and economic growth was mainly focused on the national level, and the investigation of specific regions was limited to financial development and economic growth. In Shandong Province, the impact of the evolution of its financial structure on economic growth is almost blank. Based on this, this paper chooses the financial structure of Shandong Province as the research object, and studies the influence of the evolution of the financial structure of Shandong Province on the economic growth. This paper is divided into five chapters: chapter one, introduction. This chapter mainly introduces the background and significance of this paper, as well as the domestic and foreign research on this issue, and describes the research methods, paper structure, article innovation and shortcomings. The second chapter analyzes the mechanism of the evolution of financial structure on economic growth. In view of the focus of this paper, this part first determines the performance of the financial structure, that is, the financial industry structure, financial market development and financing structure, loan structure. Then it analyzes how the evolution of financial structure affects the mechanism of economic growth by using relevant economic theory. The third chapter, the present situation analysis. This chapter analyzes the current economic growth of Shandong Province, and from the financial industry structure, financial market development and financing structure, loan structure, the evolution and current situation of Shandong financial structure is analyzed. Chapter four, empirical analysis. This part examines how the evolution of financial structure in Shandong Province affects economic growth from three aspects: financial industry structure, financial market development and financing structure, and loan structure. The results show that the financial industry structure, the development of financial market and financing structure, the evolution of loan structure and economic growth have cointegration relationship and all constitute the Granger cause of economic growth, but the financial industry structure, The influence of loan structure evolution on economic growth is positive, while that of financial market development and financing structure evolution is negative. Chapter V, Policy recommendations. According to the results of empirical test, this chapter focuses on optimizing the structure of financial industry, improving the level of financial market development, and maintaining the stability of financial institutions under the reasonable loan structure. Four aspects, such as perfecting financial supervision, put forward targeted policy suggestions on how to optimize the financial structure of Shandong Province and then promote the economic growth of Shandong Province.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.7;F127

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