本文選題：金融發(fā)展 + 經(jīng)濟增長　； 參考：《河北經(jīng)貿(mào)大學》2013年碩士論文

【摘要】：世界各國的經(jīng)濟發(fā)展歷程表明，，經(jīng)濟增長與金融發(fā)展息息相關(guān)。許多學者的大量研究文獻揭示了經(jīng)濟增長與金融發(fā)展的關(guān)系，其基本觀點有三種，第一種觀點認為金融發(fā)展能夠有效促進經(jīng)濟的增長；第二種觀點恰好相反，認為金融發(fā)展只是被動的受經(jīng)濟增長所影響，而金融自身的發(fā)展對經(jīng)濟增長來說是無關(guān)緊要的；第三種觀點則認為金融發(fā)展與經(jīng)濟增長之間的關(guān)系是相互依存的，互相制約，又互相促進。盡管人們對于金融與經(jīng)濟增長關(guān)系的看法存在許多爭議，但經(jīng)濟學家和政策制定者都認為，金融系統(tǒng)對經(jīng)濟發(fā)展具有重要的影響。金融發(fā)展是現(xiàn)代經(jīng)濟發(fā)展的核心，金融發(fā)展構(gòu)成了現(xiàn)代市場經(jīng)濟最主要的方面。目前國內(nèi)研究區(qū)域金融發(fā)展與經(jīng)濟增長關(guān)系的文獻屢見不鮮，但是對河北省區(qū)域金融發(fā)展與經(jīng)濟增長進行深入探討的文章并不多見。因此本文選取了河北省區(qū)域金融發(fā)展與經(jīng)濟增長的關(guān)系為研究對象，并進行了系統(tǒng)研究。 本文分別利用聯(lián)立方程模型和面板數(shù)據(jù)模型對河北省金融發(fā)展與經(jīng)濟增長的關(guān)系進行分析。并從金融發(fā)展規(guī)模和金融效率兩個方面入手，以實證分析為主，理論分析為輔。本文的第一部分將對河北省的金融發(fā)展的現(xiàn)狀進行分析，從整體發(fā)展規(guī)模、河北省內(nèi)部各地區(qū)發(fā)展情況以及與其他省份的比較三個方面入手。研究發(fā)現(xiàn)近年來河北省金融業(yè)平穩(wěn)較快發(fā)展，但是與發(fā)達地區(qū)相比仍然有一定的差距，而省內(nèi)不同地區(qū)的存貸款規(guī)模也存在一定的差異。第二部分建立了金融發(fā)展與經(jīng)濟增長的聯(lián)立方程模型，并在聯(lián)立方程模型的基礎(chǔ)上進行了相關(guān)的情景分析。研究結(jié)果顯示，河北省的金融發(fā)展對經(jīng)濟增長呈現(xiàn)顯著的正向作用，金融中介效率卻與經(jīng)濟增長呈現(xiàn)負相關(guān)；進出口和固定資產(chǎn)投資對經(jīng)濟增長起顯著的促進作用，金融發(fā)展規(guī)模和進出口對金融中介的效率起積極的作用。第三部分利用河北省內(nèi)11個設(shè)區(qū)市的面板數(shù)據(jù)建立面板數(shù)據(jù)模型，從截面和時間兩個角度進一步分析了金融發(fā)展與經(jīng)濟增長的關(guān)系。根據(jù)協(xié)方差分析法和Hausman檢驗選取了個體固定影響變截距模型。通過對面板數(shù)據(jù)模型進行分析，我們發(fā)現(xiàn)，河北省的金融發(fā)展對經(jīng)濟增長具有顯著的促進作用，而河北省的金融效率對經(jīng)濟增長的作用不顯著。 本文最終的研究結(jié)論是，河北省的金融發(fā)展對經(jīng)濟增長具有一定的促進作用，而信貸資金投放不夠合理，導致了金融效率對經(jīng)濟增長沒有起到很好的作用。因此合理優(yōu)化信貸資源的投放是必要的。
[Abstract]:The economic development course of countries all over the world shows that economic growth and financial development are closely related. Many scholars have revealed the relationship between economic growth and financial development. There are three basic viewpoints. The first view is that financial development can effectively promote economic growth, and the second view is the opposite. The third view is that the relationship between financial development and economic growth is interdependent and mutually restricted. And promote each other. Although there is much debate about the relationship between finance and economic growth, economists and policymakers agree that the financial system has an important impact on economic development. Financial development is the core of modern economic development, and financial development constitutes the most important aspect of modern market economy. At present, the literature on the relationship between regional financial development and economic growth is common in China, but there are few articles on regional financial development and economic growth in Hebei province. Therefore, this paper selects the relationship between regional financial development and economic growth in Hebei Province as the research object, and carries on the systematic research. This paper analyzes the relationship between financial development and economic growth in Hebei Province by using simultaneous equation model and panel data model. And from two aspects of financial development scale and financial efficiency, empirical analysis, theoretical analysis as supplementary. The first part of this paper will analyze the present situation of the financial development of Hebei Province, starting with the overall development scale, the development situation of each region in Hebei Province and the comparison with other provinces. It is found that the financial industry of Hebei Province has developed steadily and rapidly in recent years, but there is still a certain gap compared with the developed regions, and there are some differences in the scale of deposit and loan in different regions of Hebei Province. The second part establishes the simultaneous equation model of financial development and economic growth, and carries on the related scenario analysis on the basis of the simultaneous equation model. The results show that the financial development of Hebei Province has a significant positive effect on economic growth, while the efficiency of financial intermediation is negatively correlated with economic growth, while import and export and fixed asset investment play a significant role in promoting economic growth. The scale of financial development and import and export play a positive role in the efficiency of financial intermediation. In the third part, the panel data model is established by using the panel data of 11 cities in Hebei province, and the relationship between financial development and economic growth is further analyzed from the perspective of section and time. Based on covariance analysis and Hausman test, the variable intercept model of individual fixed effect is selected. Through the analysis of panel data model, we find that the financial development of Hebei Province has a significant role in promoting economic growth, while the financial efficiency of Hebei Province does not play a significant role in economic growth. The final conclusion of this paper is that the financial development of Hebei Province has a certain role in promoting economic growth, but the investment of credit funds is not reasonable, resulting in financial efficiency has not played a good role in economic growth. Therefore, it is necessary to optimize the credit resources reasonably.
【學位授予單位】：河北經(jīng)貿(mào)大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F224;F127;F832.7

【參考文獻】

相關(guān)期刊論文 前8條

1 沈坤榮,張成;金融發(fā)展與中國經(jīng)濟增長——基于跨地區(qū)動態(tài)數(shù)據(jù)的實證研究[J];管理世界;2004年07期

2 任彪;孫立輝;;河北省金融發(fā)展與經(jīng)濟增長關(guān)系的統(tǒng)計研究[J];經(jīng)濟與管理;2011年12期

3 陳立泰;黃仕川;李正彪;;金融深化對第三產(chǎn)業(yè)結(jié)構(gòu)的影響分析——基于中國省際面板數(shù)據(jù)的分析[J];經(jīng)濟問題探索;2010年03期

4 周立,王子明;中國各地區(qū)金融發(fā)展與經(jīng)濟增長實證分析:1978-2000[J];金融研究;2002年10期

5 范方志,張立軍;中國地區(qū)金融結(jié)構(gòu)轉(zhuǎn)變與產(chǎn)業(yè)結(jié)構(gòu)升級研究[J];金融研究;2003年11期

6 王治洪;李蕾;;河北與周邊省份的金融發(fā)展比較研究[J];河北金融;2008年06期

7 曾錚;胡志浩;曾華瓏;;中國的金融發(fā)展與經(jīng)濟增長:一個聯(lián)立方程計量模型的經(jīng)驗解釋[J];金融發(fā)展研究;2008年07期

8 劉娟;黃午琴;崔霞;;區(qū)域金融發(fā)展差異綜合評價[J];現(xiàn)代商貿(mào)工業(yè);2012年20期

相關(guān)博士學位論文 前4條

1 冉茂盛;中國金融發(fā)展與經(jīng)濟增長作用機制研究[D];重慶大學;2003年

2 尹優(yōu)平;中國區(qū)域金融協(xié)調(diào)發(fā)展研究[D];西南財經(jīng)大學;2007年

3 樸松花;黑龍江省經(jīng)濟發(fā)展與區(qū)域金融[D];吉林大學;2009年

4 董金玲;江蘇區(qū)域金融作用機制及發(fā)展差異研究[D];中國礦業(yè)大學;2009年

相關(guān)碩士學位論文 前10條

1 唐國新;我國區(qū)域金融差異及其空間計量分析[D];復旦大學;2011年

2 楊偉;河北省區(qū)域金融發(fā)展差異研究[D];河北經(jīng)貿(mào)大學;2011年

3 張春姹;河北區(qū)域金融差異實證研究[D];河北經(jīng)貿(mào)大學;2011年

4 杜寧宜;遼寧區(qū)域金融與區(qū)域經(jīng)濟發(fā)展關(guān)系的實證分析[D];遼寧大學;2011年

5 黃湘雄;廣東區(qū)域金融發(fā)展統(tǒng)計研究[D];湖南大學;2005年

6 李蕊;我國區(qū)域金融結(jié)構(gòu)統(tǒng)計研究[D];湖南大學;2005年

7 陶藝;中國宏觀經(jīng)濟政策傳導機制及政策效應的模擬分析[D];東北財經(jīng)大學;2005年

8 項利華;我國區(qū)域金融發(fā)展研究[D];哈爾濱工程大學;2006年

9 和紅;我國區(qū)域金融協(xié)調(diào)發(fā)展問題研究[D];華僑大學;2007年

10 武大勇;計量經(jīng)濟學中的面板數(shù)據(jù)模型分析[D];華中科技大學;2006年

本文編號：1940251