發(fā)布時(shí)間：2018-05-26 20:37

  本文選題：金融發(fā)展 + 城鄉(xiāng)收入差距　； 參考：《西南財(cái)經(jīng)大學(xué)》2013年碩士論文

【摘要】：金融業(yè)作為現(xiàn)代經(jīng)濟(jì)的核心內(nèi)容,在經(jīng)濟(jì)發(fā)展中發(fā)揮著越來(lái)越重要的作用,它對(duì)社會(huì)經(jīng)濟(jì)生活的影響是多方面、多角度的,不僅會(huì)影響到財(cái)富的分配,還會(huì)影響到經(jīng)濟(jì)的增長(zhǎng)、發(fā)展等許多方面。自從1978年我國(guó)實(shí)行改革開(kāi)放以來(lái),金融業(yè)取得了長(zhǎng)足的發(fā)展,經(jīng)濟(jì)取得了舉世矚目的成就,我國(guó)普通民眾的生活水平也得到顯著提升,但城鄉(xiāng)居民收入的差距卻表現(xiàn)出不斷拉大的趨勢(shì),這嚴(yán)重影響了我國(guó)的經(jīng)濟(jì)發(fā)展平穩(wěn)性和社會(huì)的穩(wěn)定性,改善城鄉(xiāng)收入差距的現(xiàn)狀已經(jīng)迫在眉睫。 我國(guó)地域遼闊,各地區(qū)間經(jīng)濟(jì)發(fā)展差異很大,而中國(guó)在“十五”計(jì)劃期間開(kāi)始的“西部大開(kāi)發(fā)”策略則給西部地區(qū)提供了很好的發(fā)展契機(jī)。研究西部地區(qū)金融發(fā)展與收入差距,對(duì)促進(jìn)西部地區(qū)整體崛起具有重要的現(xiàn)實(shí)意義所以,本文選擇西部第一經(jīng)濟(jì)大省四川省的金融發(fā)展與城鄉(xiāng)居民收入差距作為研究對(duì)象。 本文在闡述金融發(fā)展、收入分配以及兩者關(guān)系理論的基礎(chǔ)上探討來(lái)金融發(fā)展對(duì)城鄉(xiāng)居民收入差距的作用機(jī)理。結(jié)合四川省自身經(jīng)濟(jì)發(fā)展特點(diǎn),以金融發(fā)展的門(mén)檻效應(yīng)、非均衡效應(yīng)和減貧效應(yīng)為依據(jù),考察四川省金融發(fā)展對(duì)三大效應(yīng)對(duì)城鄉(xiāng)收入差距可能的影響,其中門(mén)檻效應(yīng)、非均衡效應(yīng)會(huì)拉大城鄉(xiāng)居民收入差距的狀況；減貧效應(yīng)能縮小城鄉(xiāng)居民收入差距。文章詳細(xì)分析了四川省金融發(fā)展與城鄉(xiāng)居民收入差距的現(xiàn)狀,在金融發(fā)展?fàn)顩r方面,選取了金融發(fā)展規(guī)模、效率和結(jié)構(gòu)三個(gè)指標(biāo)來(lái)分析四川省的整體金融發(fā)展?fàn)顩r;在城鄉(xiāng)居民收入差距方面,主要分析了四川省城鄉(xiāng)居民收入差距絕對(duì)量和來(lái)源兩方面的變化趨勢(shì),將城鄉(xiāng)居民人均收入比、泰爾指數(shù)作為衡量城鄉(xiāng)居民收入差距的重要指標(biāo),其中泰爾指數(shù)用以衡量城市和農(nóng)村兩個(gè)組間的收入差距狀況。 基于上述規(guī)范研究,本文通過(guò)收集、整理了四川省1979-2010年間的相關(guān)數(shù)據(jù)資料,構(gòu)建金融發(fā)展規(guī)模、金融發(fā)展結(jié)構(gòu)和金融發(fā)展效率指標(biāo)來(lái)衡量四川省的金融發(fā)展?fàn)顩r,同時(shí)添加了經(jīng)濟(jì)增長(zhǎng)作為控制變量,使用向量誤差修正模型對(duì)四川省金融發(fā)展與城鄉(xiāng)居民收入差距之間的關(guān)系進(jìn)行了考察。模型共涉及四川省金融發(fā)展規(guī)模、金融發(fā)展效率、金融發(fā)展結(jié)構(gòu)、GDP增長(zhǎng)率和泰爾指數(shù)五個(gè)指標(biāo),具體的實(shí)證研究包括平穩(wěn)性檢驗(yàn)、Johansen協(xié)整檢驗(yàn)、誤差修正模型的建立。VEC模型研究結(jié)果顯示,四川省金融發(fā)展和城鄉(xiāng)居民收入差距之間存在長(zhǎng)期穩(wěn)定關(guān)系,四川省金融發(fā)展規(guī)模與城鄉(xiāng)居民收入差距有正向的影響,而金融發(fā)展效率、金融發(fā)展結(jié)構(gòu)和經(jīng)濟(jì)增長(zhǎng)則與收入差距有反向的關(guān)系。最后,從金融發(fā)展的角度提出縮小城鄉(xiāng)居民收入差距的相應(yīng)政策建議。包括遏制農(nóng)村金融資源的外流、規(guī)范農(nóng)村金融機(jī)構(gòu)發(fā)展、提高金融發(fā)展效率和加快農(nóng)村產(chǎn)業(yè)結(jié)構(gòu)調(diào)整等。
[Abstract]:As the core content of modern economy, financial industry plays a more and more important role in economic development. Its influence on social and economic life is multifaceted and multi-angle, which will not only affect the distribution of wealth, but also the growth of economy. Development, etc. Since the implementation of reform and opening up in China in 1978, the financial industry has made considerable progress, the economy has made remarkable achievements, and the standard of living of ordinary people in our country has also been significantly improved. However, the income gap between urban and rural residents shows a growing trend, which seriously affects the stability of economic development and social stability in China, and it is urgent to improve the current situation of income gap between urban and rural areas. Our country has a vast territory and there are great differences in economic development among different regions. However, the strategy of "developing the western region" which began during the 10th Five-Year Plan provides a good opportunity for the development of the western region. It is of great practical significance to study the financial development and income gap in the western region. Therefore, this paper chooses the financial development and the income gap between urban and rural residents in Sichuan Province, the largest economic province in the west, as the object of study. Based on the theory of financial development, income distribution and their relationship, this paper discusses the mechanism of financial development on the income gap between urban and rural residents. Based on the characteristics of Sichuan Province's economic development and the threshold effect, non-equilibrium effect and poverty reduction effect of financial development, this paper examines the possible effects of Sichuan financial development on the urban-rural income gap, including the threshold effect. The disequilibrium effect will enlarge the income gap between urban and rural residents, and the poverty reduction effect can narrow the income gap between urban and rural residents. This paper analyzes the current situation of financial development in Sichuan Province and the income gap between urban and rural residents in detail. In the aspect of financial development, the paper selects three indicators of financial development scale, efficiency and structure to analyze the overall financial development of Sichuan Province. In the aspect of income gap between urban and rural residents, this paper mainly analyzes the change trend of the absolute quantity and source of income gap between urban and rural residents in Sichuan Province, taking the ratio of per capita income of urban and rural residents and the Tyr index as an important index to measure the income gap between urban and rural residents. The Terre Index measures the income gap between urban and rural groups. Based on the above standard research, this paper collects and collates the relevant data of Sichuan Province from 1979 to 2010, constructs the scale of financial development, the financial development structure and the financial development efficiency index to measure the financial development situation of Sichuan Province. At the same time, the relationship between financial development and income gap between urban and rural residents in Sichuan Province is investigated by using vector error correction model. The model involves five indexes: the scale of financial development, the efficiency of financial development, the structure of financial development and the growth rate of GDP and the Thiel index. The empirical research includes the Johansen cointegration test. The result shows that there is a long-term stable relationship between the financial development and the income gap between urban and rural residents in Sichuan Province, and the scale of financial development in Sichuan Province has a positive impact on the income gap between urban and rural residents. However, the efficiency of financial development, the structure of financial development and economic growth are inversely related to the income gap. Finally, from the perspective of financial development, the paper puts forward the corresponding policy recommendations to narrow the income gap between urban and rural residents. It includes curbing the outflow of rural financial resources, standardizing the development of rural financial institutions, improving the efficiency of financial development and speeding up the adjustment of rural industrial structure.
【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F124.7;F832;F224

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本文編號(hào)：1938813