本文關(guān)鍵詞：山西省縣域經(jīng)濟發(fā)展中的金融服務問題研究　出處：《山西財經(jīng)大學》2013年碩士論文　論文類型：學位論文

  更多相關(guān)文章： 縣域經(jīng)濟 金融服務 現(xiàn)狀 問題 對策

【摘要】：縣域經(jīng)濟是國民經(jīng)濟中與城市經(jīng)濟相對應的基本經(jīng)濟單元，是以縣域為中心、鄉(xiāng)鎮(zhèn)為紐帶、縣域為腹地的區(qū)域經(jīng)濟；是以縣域政權(quán)為主體，優(yōu)化資源配置獲取競爭優(yōu)勢的特色區(qū)域經(jīng)濟。 縣域金融是現(xiàn)代縣域經(jīng)濟的核心。為推動縣域經(jīng)濟的發(fā)展，就要提高縣域金融服務水平。但由于各種原因使得縣域金融機構(gòu)體系不完善、國有商業(yè)銀行進行商業(yè)性轉(zhuǎn)型進而撤出農(nóng)村地區(qū)、農(nóng)發(fā)行也逐步收縮了其政策支農(nóng)業(yè)務、縣域地區(qū)的儲蓄存款被轉(zhuǎn)移到發(fā)達地區(qū)，民間融資不規(guī)范利息高加重了農(nóng)民的負擔，進而加劇了縣域地區(qū)資金的嚴重不足。 本文從山西省縣域經(jīng)濟發(fā)展中金融服務水平分析縣域金融存在的問題并提出思考，希望可以提高山西省縣域金融服務水平，更好地服務于縣域經(jīng)濟。本文共分六章節(jié)內(nèi)容： 第一章為導論，主要闡述了選題背景、研究意義和研究思路。 第二章介紹了國內(nèi)外關(guān)于金融與經(jīng)濟、縣域金融服務與縣域經(jīng)濟的發(fā)展理論研究綜述。 第三章分析了山西省縣域金融服務現(xiàn)狀，包括縣域金融服務的內(nèi)涵，縣域金融服務的機構(gòu)設置、產(chǎn)品供給等方面的內(nèi)容。 第四章提出山西省縣域金融服務中存在的問題，，包括金融服務體系不健全、資金外流現(xiàn)象嚴重、產(chǎn)品結(jié)構(gòu)不合理等，并對產(chǎn)生問題的原因進行分析。 第五章通過分析問題及原因，找出解決金融服務問題的對策，首先是完善縣域金融體系，其次要創(chuàng)新金融服務工具，優(yōu)化縣域生態(tài)環(huán)境。 希望本論文的研究成果能為縣域金融更好地服務縣域經(jīng)濟提供參考，使縣域經(jīng)濟又好又快發(fā)展。
[Abstract]:The county economy is the basic economic unit corresponding to the urban economy in the national economy . It is the regional economy in which the county is the center , the town is the bond and the county is hinterland ; it is the characteristic regional economy with the county power as the main body and optimizing the resource allocation to obtain the competitive advantage . County finance is the core of the modern county economy . In order to promote the development of county economy , it is necessary to improve the level of county level financial services . However , because of various reasons , the system of county - owned commercial banks is not perfect , the commercial transformation of state - owned commercial banks in turn out of the rural areas , and the agricultural distribution has gradually shrunk its policy - supporting business , and the non - standard interest rate of folk financing has been transferred to the developed regions . This paper analyzes the problems of county finance from the level of financial services in the county economic development of Shanxi Province and puts forward some thinking , hoping to improve the level of county level financial services in Shanxi Province and better serve the county economy . The first chapter introduces the background of topic selection , the significance of research and the thought of research . The second chapter introduces the development theory of finance and economy , county financial services and county economy at home and abroad . The third chapter analyzes the current situation of county - level financial services in Shanxi Province , including the connotation of county - level financial services , the establishment of county - level financial services , the supply of products and so on . The fourth chapter puts forward the problems existing in the county - level financial services of Shanxi Province , including the imperfect financial services system , the serious phenomenon of capital outflow , unreasonable product structure and so on , and analyzes the causes of the problems . The fifth chapter analyzes the problems and causes , finds out the countermeasures to solve the financial services problem , firstly , perfect the county financial system , secondly , to innovate the financial services tools , and optimize the county - domain ecological environment . It is hoped that the research results of this paper can provide reference for county - level finance to better serve the county economy , so that the county economy will develop quickly and quickly .

【學位授予單位】：山西財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F127;F832.7

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