本文選題：中國工商銀行 + 國際化��； 參考：《河北大學(xué)》2014年碩士論文

【摘要】：中國工商銀行是我國國有商業(yè)銀行跨國經(jīng)營的首批銀行。從1992年在新加坡設(shè)立了首家境外分機(jī)構(gòu)到2012年底的覆蓋39個(gè)國家的383家境外機(jī)構(gòu)運(yùn)營網(wǎng)絡(luò)。在這20多年的發(fā)展歷程中，工商銀行走出了一條具有工行特色的國際化道路。現(xiàn)階段在我國境內(nèi)經(jīng)濟(jì)高速發(fā)展，改革開放不斷深化；境外卻爆發(fā)了大規(guī)模的全球金融危機(jī)。在此種國內(nèi)外環(huán)境影響下，中國工商銀行今后的國際化發(fā)展戰(zhàn)略應(yīng)堅(jiān)定怎樣的目標(biāo)，做出哪些適當(dāng)?shù)恼{(diào)整具有十分重要的現(xiàn)實(shí)意義。 本文分為六個(gè)部分展開討論。第一，介紹了文章的研究背景和意義、國內(nèi)外研究現(xiàn)狀以及研究的目的和方法。第二，以銀行國際化的概念為切入點(diǎn)，介紹了涉及銀行國際化的理論:內(nèi)部化理論、比較優(yōu)勢理論、追隨客戶理論、國際生產(chǎn)折中理論、規(guī)避風(fēng)險(xiǎn)理論，，并進(jìn)一步概括了銀行國際化的主要進(jìn)程。第三，通過對匯豐、花旗和渣打三家各有特色的跨國銀行國際化進(jìn)程回顧，分析其國際化的特點(diǎn)和可借鑒的經(jīng)驗(yàn)，總結(jié)對我國商業(yè)銀行的啟示。第四，介紹中國工商銀行的國際化發(fā)展歷程，歸納現(xiàn)階段工商銀行的國際化經(jīng)營現(xiàn)狀和存在的主要問題。第五，采用PEST分析方法，分析當(dāng)前國際、國內(nèi)政治經(jīng)濟(jì)形勢下工商銀行繼續(xù)拓展國際化的有力條件。并采用SWOT分析方法，闡述工商銀行進(jìn)行國際化的優(yōu)勢與不足，堅(jiān)定其國際化發(fā)展的方向。第六，結(jié)合國際化大型跨國銀行的國際化發(fā)展經(jīng)驗(yàn)提出了在工商銀行未來的國際化發(fā)展中的一些建議。包括制定符合自身特點(diǎn)的國際化發(fā)展戰(zhàn)略，高度重視并購后的整合，充分利用人民幣國際化的發(fā)展機(jī)遇，加強(qiáng)內(nèi)外聯(lián)動(dòng)，提高國內(nèi)國際共同發(fā)展，加強(qiáng)國際化人才的培養(yǎng)，完善風(fēng)險(xiǎn)管理機(jī)制，加強(qiáng)對海外分支機(jī)構(gòu)的監(jiān)管，加強(qiáng)與國際銀行合作，加快金融產(chǎn)品創(chuàng)新，整合品牌，提高工行的整體價(jià)值。
[Abstract]:Industrial and Commercial Bank of China is the first batch of state-owned commercial banks. From 1992 to the end of 2012, the network of 383 foreign organizations operating in 39 countries was established in Singapore. In the 20 years of development, ICBC has taken an international road with ICBC characteristics. With the rapid economic development in China and the deepening of reform and opening up, a large-scale global financial crisis broke out overseas. Under the influence of this kind of environment at home and abroad, it is of great practical significance that the Industrial and Commercial Bank of China (ICBC) should be firm in its international development strategy in the future, and what appropriate adjustments should be made. This paper is divided into six parts to discuss. First, it introduces the research background and significance, domestic and foreign research status and research purposes and methods. Secondly, taking the concept of bank internationalization as the starting point, this paper introduces the theories related to the internationalization of banks: internalization theory, comparative advantage theory, following customer theory, international production compromise theory, risk aversion theory. And further summarized the main process of bank internationalization. Thirdly, by reviewing the internationalization process of HSBC, Citi and Standard Chartered, the author analyzes the characteristics of internationalization and the experience that can be used for reference to sum up the enlightenment to Chinese commercial banks. Fourthly, it introduces the development course of ICBC's internationalization, and summarizes the current situation and main problems of ICBC's international operation. Fifth, using pest analysis method, to analyze the current international and domestic political and economic situation ICBC continues to expand the international conditions. The SWOT analysis method is used to explain the advantages and disadvantages of ICBC in internationalization and to strengthen the direction of its internationalization development. Sixth, some suggestions in the future development of ICBC are put forward based on the international development experience of large international banks. Including formulating an internationalization development strategy that conforms to its own characteristics, attaching great importance to the integration after mergers and acquisitions, making full use of the development opportunities of RMB internationalization, strengthening the internal and external linkage, enhancing the common development of domestic and international, and strengthening the training of internationalized talents. Improve the risk management mechanism, strengthen the supervision of overseas branches, strengthen cooperation with international banks, accelerate the innovation of financial products, integrate the brand, and improve the overall value of ICBC.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33

【參考文獻(xiàn)】

相關(guān)期刊論文 前8條

1 汪建,吳英蘊(yùn);當(dāng)代銀行國際化經(jīng)營的理論動(dòng)機(jī)[J];上海經(jīng)濟(jì)研究;2000年07期

2 中國銀行國際金融研究所課題組;黃志強(qiáng);黨鵬君;;渣打銀行國際化經(jīng)營歷程與實(shí)踐[J];國際金融;2012年07期

3 王俊;;中資商業(yè)銀行國際化路徑研究——以中國工商銀行為例[J];華北金融;2012年03期

4 牛曉娟;;花開富貴 旗開得勝——花旗銀行人力資源培訓(xùn)啟示[J];商業(yè)文化(上半月);2011年03期

5 樊志剛;;把握機(jī)遇 應(yīng)對挑戰(zhàn) 走有工行特色的國際化道路 英國劍橋戰(zhàn)略管理培訓(xùn)班學(xué)習(xí)心得[J];中國城市金融;2011年02期

6 姜建清;;大型銀行的國際化進(jìn)程——中國工商銀行的實(shí)踐[J];中國金融;2010年Z1期

7 滿雪東;;論我國商業(yè)銀行國際化經(jīng)營策略[J];中國經(jīng)貿(mào)導(dǎo)刊;2012年35期

8 姜建清;;工商銀行的國際化發(fā)展之路[J];中國金融;2012年04期

本文編號：2037897