本文選題：科技視閾 + 商業(yè)銀行　； 參考：《武漢理工大學(xué)》2014年碩士論文

【摘要】：當(dāng)今社會(huì)條件下，企業(yè)的經(jīng)營(yíng)理念有了新的發(fā)展，企業(yè)超越了傳統(tǒng)“經(jīng)濟(jì)人”的角色，在向“社會(huì)人”角色轉(zhuǎn)變。企業(yè)除了考慮經(jīng)濟(jì)職能的實(shí)現(xiàn)外，要更多擔(dān)負(fù)起對(duì)利益相關(guān)者的責(zé)任，在經(jīng)營(yíng)活動(dòng)中更加注重倫理規(guī)范。我國(guó)商業(yè)銀行在國(guó)民經(jīng)濟(jì)社會(huì)生活中發(fā)揮著重要作用，加上國(guó)家賦予了其特殊的壟斷地位，因此要求商業(yè)銀行擔(dān)負(fù)起更多的社會(huì)責(zé)任，在經(jīng)營(yíng)活動(dòng)中更加注重倫理規(guī)范。而且，面對(duì)我國(guó)加入WTO以來日益激烈的競(jìng)爭(zhēng)環(huán)境以及與國(guó)際接軌的要求，商業(yè)銀行在現(xiàn)代科技日新月異發(fā)展的今天更要轉(zhuǎn)變經(jīng)營(yíng)理念，實(shí)行倫理經(jīng)營(yíng)。但是目前我國(guó)商業(yè)銀行的倫理狀況卻不容樂觀，倫理缺失的案件反而通過各項(xiàng)科技手段將其影響不斷放大，極大地侵害了消費(fèi)者的權(quán)益，加大了金融系統(tǒng)的風(fēng)險(xiǎn)，給國(guó)家和人民造成了巨大的經(jīng)濟(jì)損失。因此，在現(xiàn)代科技視閾下我國(guó)商業(yè)銀行的倫理亟待構(gòu)建。 本文擬通過在現(xiàn)代科技視閾下分析我國(guó)商業(yè)銀行倫理現(xiàn)狀為主，綜合國(guó)外實(shí)例，歸納現(xiàn)代商業(yè)銀行倫理缺失的主要問題。然后結(jié)合我國(guó)實(shí)際情況，，分析我國(guó)商業(yè)銀行倫理缺失問題的原因，這些原因包括宏觀政治經(jīng)濟(jì)環(huán)境、商業(yè)銀行的內(nèi)部治理問題、銀行經(jīng)理人和從業(yè)人員的職業(yè)道德和職業(yè)技能等。最后在分析的基礎(chǔ)上，提出了一些具有針對(duì)性的措施，以期能對(duì)我國(guó)商業(yè)銀行的倫理構(gòu)建有所助益。
[Abstract]:Under the current social condition, the enterprise management idea has new development, the enterprise has surmounted the traditional "economic man" the role, is changing to the "social person" role.Besides considering the realization of economic functions, enterprises should shoulder more responsibilities to stakeholders and pay more attention to ethical norms in their business activities.China's commercial banks play an important role in the social life of the national economy, and the state has given them a special monopoly position, so commercial banks are required to shoulder more social responsibility and pay more attention to ethical norms in their business activities.Moreover, in the face of the increasingly fierce competitive environment since China's entry into the WTO and the requirement of connecting with the international standards, commercial banks need to change their business concepts and implement ethical management when modern science and technology are developing with each passing day.However, at present, the ethical situation of commercial banks in our country is not optimistic. Instead, the cases of lack of ethics amplify their influence through various scientific and technological means, greatly encroaching on the rights and interests of consumers and increasing the risks of the financial system.Great economic losses have been caused to the country and the people.Therefore, it is urgent to construct the ethics of commercial banks in our country under the sight of modern science and technology.By analyzing the present situation of commercial bank ethics in China from the perspective of modern science and technology, this paper summarizes the main problems in the ethical deficiency of modern commercial banks by synthesizing foreign examples.Then according to the actual situation of our country, we analyze the reasons for the lack of ethics of commercial banks in our country. These reasons include the macro-political and economic environment, the internal governance of commercial banks,Professional ethics and skills of bank managers and employees.Finally, on the basis of analysis, some targeted measures are put forward in order to be helpful to the ethical construction of commercial banks in China.
【學(xué)位授予單位】：武漢理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：B82-053

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