本文關(guān)鍵詞： 農(nóng)村養(yǎng)老 養(yǎng)老保險(xiǎn) 法律制度　出處：《蘭州大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：我國是一個(gè)人口大國,也是農(nóng)村人口占多數(shù)的國家,盡管我國的城市化在迅猛的發(fā)展,但我國的農(nóng)村人口依然占到一半以上,與城市相比,農(nóng)村的老齡化水平依然形勢(shì)嚴(yán)峻,在農(nóng)村和貧困地區(qū)表現(xiàn)的尤為突出。按照國際經(jīng)驗(yàn),一個(gè)國家必須在老齡化來臨之前建立起國家相對(duì)完善的養(yǎng)老保險(xiǎn)體系。目前,我國的情況是城市養(yǎng)老保險(xiǎn)已經(jīng)基本建立起來,而農(nóng)村的養(yǎng)老保險(xiǎn)卻依舊處于開始探索階段,因而,我國需要加快完善農(nóng)村的養(yǎng)老保險(xiǎn)體系,以應(yīng)對(duì)人口老齡化的高峰來襲。我國也要以自身的實(shí)際情況為基礎(chǔ),低起點(diǎn)穩(wěn)發(fā)展的逐步推進(jìn)我國農(nóng)村養(yǎng)老保險(xiǎn)事業(yè),這是我國農(nóng)村發(fā)展進(jìn)步的根本要求,是解決三農(nóng)問題的主要方法之一,也是適應(yīng)適應(yīng)市場(chǎng)經(jīng)濟(jì)的發(fā)展需要。同時(shí),這也是對(duì)世界發(fā)展中國家社會(huì)養(yǎng)老保險(xiǎn)的一個(gè)重要貢獻(xiàn)。本文對(duì)養(yǎng)老保險(xiǎn)制度法律方面的完善進(jìn)行了較為系統(tǒng)化分析和研究：前言。本部分主要闡述了本文的研究目的、研究意義以及研究方法等問題。第一章部分。農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的基本理論方面主要論述內(nèi)容：首先是對(duì)我國農(nóng)村養(yǎng)老保險(xiǎn)的基本概念做了基本的厘定以及農(nóng)村養(yǎng)老保險(xiǎn)的基本特征,其次,對(duì)我國農(nóng)村養(yǎng)老保險(xiǎn)制度的三個(gè)階段的發(fā)展進(jìn)程進(jìn)行了分析概括。第二章部分。主要論述了我國農(nóng)村養(yǎng)老保險(xiǎn)的相關(guān)理論依據(jù)、主要的法律淵源以及我國農(nóng)村養(yǎng)老保險(xiǎn)制度設(shè)立的大致社會(huì)背景。第三章部分。是提出問題篇,主要內(nèi)容是通過分析我國目前農(nóng)村養(yǎng)老保險(xiǎn)法律制度,進(jìn)而提出了目前我國農(nóng)村養(yǎng)老保險(xiǎn)的現(xiàn)狀的弊端和問題并指出了制約我國農(nóng)村養(yǎng)老保險(xiǎn)法律制度發(fā)展的政治、經(jīng)濟(jì)、文化等各方面的因素。第四章部分。主要分析了在我國制定農(nóng)村養(yǎng)老保險(xiǎn)法律制度的必要性和可行性分析,我國目前的新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度做出了期待和展望。第五章部分。通過對(duì)韓國、新加坡、日本、加拿大等典型國家農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度建立時(shí)機(jī)、制度模式、基金渠道等等做了縱向的比較,從而得出對(duì)我國農(nóng)村養(yǎng)老保險(xiǎn)法律制度完善的一些啟示和借鑒。第六章部分。本文的核心和升華部分,通過以上的各個(gè)部分論述從而對(duì)養(yǎng)老保險(xiǎn)的完善提出了筆者的一些建議,本文的創(chuàng)新之處是對(duì)農(nóng)村養(yǎng)老保險(xiǎn)的籌資模式上主張土地逆向抵押和質(zhì)押保險(xiǎn)證貸款等方式來應(yīng)對(duì)農(nóng)村養(yǎng)老保險(xiǎn)集資難的問題。
[Abstract]:China is a country with a large population and a large rural population. Although the urbanization of our country is developing rapidly, the rural population of our country still accounts for more than half, compared with the city. The aging situation in rural areas is still grim, especially in rural and poor areas. According to international experience. A country must establish a relatively perfect pension insurance system before aging. At present, the situation of our country is that the urban old-age insurance has been basically established. However, the rural old-age insurance is still at the beginning of exploration stage, therefore, our country needs to accelerate the improvement of the rural old-age insurance system. In order to cope with the peak of the aging population attack. Our country should also take its own actual situation as the foundation, the low starting point steady development promotes our country countryside endowment insurance enterprise step by step, this is our country countryside development progress fundamental request. It is one of the main methods to solve the problem of "agriculture, countryside and farmers", and also adapts to the needs of the development of market economy. This is also an important contribution to the social old-age insurance in the developing world. Preface. This part mainly describes the purpose of this paper. Research significance and research methods. The first chapter. The basic theory of rural social endowment insurance mainly discusses the content:. The first is the basic concept of rural old-age insurance in China and the basic characteristics of rural old-age insurance. Secondly, the development process of the three stages of the rural old-age insurance system in China is analyzed and summarized. The second chapter mainly discusses the relevant theoretical basis of the rural old-age insurance in China. The main legal sources and the general social background of the establishment of the rural old-age insurance system in China. The third chapter is to raise questions, the main content is through the analysis of the current legal system of rural old-age insurance in China. And then put forward the current situation of rural old-age insurance in China and the shortcomings and problems and pointed out the constraints of the development of the legal system of rural old-age insurance in China's political and economic. Chapter 4th mainly analyzes the necessity and feasibility of establishing the legal system of rural old-age insurance in China. China's current new rural social endowment insurance system has made expectations and prospects. Part 5th. Through Korea, Singapore, Japan, Canada and other typical countries rural social endowment insurance system establishment opportunity. The system model, fund channel and so on have made the longitudinal comparison, thus obtains to our country countryside endowment insurance legal system consummation some enlightenment and the reference. 6th chapter part. This article core and the sublimation part. Through the discussion of each part above, the author puts forward some suggestions on the perfection of the old-age insurance. The innovation of this paper is that the financing mode of rural old-age insurance advocates land reverse mortgage and pledge insurance card loan to deal with the problem of rural endowment insurance financing.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：D922.182.3

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