“新常態(tài)”下中小企業(yè)融資現(xiàn)狀及對(duì)策研究
發(fā)布時(shí)間:2018-06-27 00:15
本文選題:中小企業(yè)融資 + 經(jīng)濟(jì)新常態(tài); 參考:《昆明理工大學(xué)》2017年碩士論文
【摘要】:我國(guó)中小企業(yè)數(shù)量龐大,融資需求大,我國(guó)目前的金融體制程度不同地存在不利于中小企業(yè)融資的因素,中小企業(yè)融資難成為我國(guó)長(zhǎng)期存在的問題。目前中國(guó)經(jīng)濟(jì)進(jìn)入“新常態(tài)”,經(jīng)濟(jì)增長(zhǎng)速度逐漸由高速發(fā)展變?yōu)橹懈咚侔l(fā)展,經(jīng)濟(jì)模式由速度粗放型轉(zhuǎn)變?yōu)榫?xì)集約型,中小企業(yè)融資問題更加突出。本文結(jié)合“新常態(tài)”經(jīng)濟(jì)形勢(shì),通過分析中小企業(yè)的融資方案,認(rèn)為我國(guó)當(dāng)前在健全中小企業(yè)信貸擔(dān)保系統(tǒng)同時(shí),要全面實(shí)施金融體制改革;政府要對(duì)中小企業(yè)全面扶持;中小企業(yè)自身要?jiǎng)?chuàng)建和運(yùn)用多種融資模式,三方面共同改善中小企業(yè)資金短缺的困境。希望能夠給中小企業(yè)解決融資難問題提供有意義的意見。
[Abstract]:The number of small and medium-sized enterprises in our country is huge and the demand for financing is large. The current financial system of our country has some factors which are not conducive to the financing of small and medium-sized enterprises. At present, China's economy has entered the "new normal", the economic growth rate has gradually changed from high-speed to medium-high speed development, the economic model has changed from extensive speed to fine intensive, and the financing problem of SMEs is more prominent. According to the economic situation of "new normal", through analyzing the financing scheme of small and medium-sized enterprises, this paper thinks that at the same time of perfecting the credit guarantee system of small and medium-sized enterprises in our country, we should carry out the reform of financial system in an all-round way, and the government should fully support the small and medium-sized enterprises. Small and medium-sized enterprises themselves should create and use a variety of financing models, three aspects to jointly improve the plight of SMEs capital shortage. Hope to give small and medium-sized enterprises to solve the problem of financing difficulties to provide meaningful advice.
【學(xué)位授予單位】:昆明理工大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:F276.3;F275
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