本文選題：供應鏈金融　切入點：江蘇中行　出處：《南京大學》2017年碩士論文　論文類型：學位論文

【摘要】：全球經濟一體化背景下,企業(yè)之間的競爭逐漸成為整體供應鏈各環(huán)節(jié)之間的競爭,國內各家商業(yè)銀行順應企業(yè)全球化發(fā)展趨勢,滿足企業(yè)供應鏈整體金融服務需求,積極開展面向供應鏈的金融業(yè)務,搶占業(yè)務發(fā)展新的"制高點",以便加快企業(yè)轉型發(fā)展。越來越多的供應鏈運作方式取代了原本單一的以不動產擔保為主的貸款方式,能夠解決企業(yè)融資需求的難題。供應鏈金融是指銀行通過整合供應鏈財務資源,為供應鏈上的核心企業(yè)和中小企業(yè)提供的一整套資金解決方案。作為五大國有商業(yè)銀行之一,中國銀行江蘇省分行清楚地認識到開展供應鏈金融業(yè)務的重要性,并著力于供應鏈金融業(yè)務領域的探索,加大創(chuàng)新力度。所以,對中國銀行江蘇省分行供應鏈金融業(yè)務的發(fā)展現狀及存在的不足進行分析研究,并提出相關發(fā)展策略,對中國銀行江蘇省分行及國內其他商業(yè)銀行在供應鏈金融業(yè)務領域拓展新的市場具有積極意義和實踐價值。本文梳理了供應鏈金融業(yè)務開展的內涵、背景和相關理論;以中國銀行江蘇省分行(下稱"江蘇中行")為研究對象,結合作者在江蘇中行長期從事供應鏈金融業(yè)務的實踐經驗,歸納總結了近年來江蘇中行供應鏈金融業(yè)務發(fā)展歷史、業(yè)務的主要產品、客戶和特點;同時由于發(fā)展中仍存在諸多問題,通過對國內其他金融機構供應鏈金融業(yè)務發(fā)展經驗的分析,指出其供應鏈金融業(yè)務發(fā)展的實踐經驗;最后本文指出江蘇中行在產品創(chuàng)新和發(fā)展、內部管理控制和在線系統(tǒng)建設方面存在的不足,提出了江蘇中行應重點關注供應鏈金融業(yè)務產品的創(chuàng)新、內部流程及風險防控體系的優(yōu)化和信息系統(tǒng)及人才技術的加強等三方面業(yè)務拓展的思路和策略,希望能夠有助于江蘇中行改善信貸業(yè)務結構和客戶結構,增強核心企業(yè)對江蘇中行的依賴度,降低江蘇中行授信資產風險,提高整體盈利水平,為江蘇中行業(yè)務轉型發(fā)展提供一定的戰(zhàn)略性建議。
[Abstract]:Under the background of global economic integration, competition among enterprises has gradually become the competition among all links of the whole supply chain. Domestic commercial banks conform to the trend of enterprise globalization and meet the overall financial service demand of the enterprise supply chain. Actively develop supply-chain oriented financial services, seize the new "commanding heights" of business development, so as to speed up the transformation and development of enterprises. More and more supply chain operations have replaced the original single way of lending based on real estate guarantees. Supply chain finance is a set of financial solutions provided by banks to the core enterprises and small and medium-sized enterprises in the supply chain by integrating the financial resources of the supply chain. As one of the five state-owned commercial banks, The Bank of China Jiangsu Branch clearly recognizes the importance of carrying out the supply chain financial business, and focuses on the exploration of the supply chain financial business field and increases its innovation. This paper analyzes the current situation and shortcomings of the supply chain financial business of Bank of China Jiangsu Branch, and puts forward relevant development strategies. It has positive significance and practical value for Bank of China Jiangsu Branch and other domestic commercial banks to expand new market in the field of supply chain finance business. Taking Bank of China Jiangsu Branch (hereinafter referred to as "Bank of China Jiangsu Province") as the research object, combined with the author's long-term experience in the supply chain finance business of Jiangsu Bank of China, this paper summarizes the development history of supply chain finance business of Bank of China in Jiangsu Province in recent years. The main products, customers and characteristics of the business, at the same time, because there are still many problems in the development, through the analysis of the experience of other domestic financial institutions in the development of supply chain financial business, the paper points out the practical experience of the development of the supply chain financial business. Finally, this paper points out the shortcomings of BOC in product innovation and development, internal management control and online system construction, and points out that Bank of Jiangsu should focus on the innovation of supply chain financial business products. The optimization of internal process and risk prevention and control system and the strengthening of information system and talent technology are the three aspects of thinking and strategy of business expansion, hoping to help the Bank of Jiangsu to improve the credit business structure and customer structure. Enhancing the reliance of the core enterprises on the Bank of Jiangsu, reducing the risk of the Bank of Jiangsu credit assets, improving the overall profitability level, and providing some strategic suggestions for the business transformation and development of Bank of China in Jiangsu Province.
【學位授予單位】：南京大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F274;F832.2

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本文編號：1612464