本文選題：信托 + 經(jīng)營(yíng)模式　； 參考：《吉林大學(xué)》2014年碩士論文

【摘要】：信托是指委托人基于對(duì)受托人的信任，將其財(cái)產(chǎn)權(quán)委托給受托人，由受托人按委托人的意愿以自己的名義，為受益人的利益或者特定目的，進(jìn)行管理或者處分的行為。信托的種類可以分為民事信托、投資信托和公益信托等。信托具有財(cái)產(chǎn)管理、基金投資、社會(huì)公益，以及投資銀行業(yè)務(wù)和中介業(yè)務(wù)等功能。 我國(guó)的信托業(yè)務(wù)于1979年隨著改革開(kāi)放而恢復(fù)開(kāi)展，最初是作為政策工具開(kāi)始經(jīng)營(yíng)，至今仍未走上正常發(fā)展的道路。 本文共分六章。第一章是引言部分，主要闡明了本文的選題背景和研究意義、中外文獻(xiàn)綜述以及文章力圖實(shí)現(xiàn)的創(chuàng)新。 第二章是關(guān)于信托以及信托業(yè)風(fēng)險(xiǎn)的一些基礎(chǔ)理論。主要包括信托業(yè)發(fā)展歷史上各國(guó)對(duì)其所下的定義以及我國(guó)《信托法》中信托的概念；信托的基本功能特點(diǎn)；信托的種類等。此外，從內(nèi)外部?jī)蓚�(gè)角度分析了我國(guó)信托市場(chǎng)及其信托機(jī)構(gòu)所面臨的風(fēng)險(xiǎn)。 第三章闡述了我國(guó)信托市場(chǎng)在經(jīng)歷了數(shù)次大規(guī)模整頓后的發(fā)展現(xiàn)狀，進(jìn)而利用SWOT分析，從優(yōu)勢(shì)、劣勢(shì)、機(jī)會(huì)、威脅四個(gè)維度分析了我國(guó)信托市場(chǎng)及信托公司的外部環(huán)境。此外，本章還列舉了我國(guó)信托機(jī)構(gòu)目前主要的四種經(jīng)營(yíng)模式。 第四章是本文的核心內(nèi)容，，主要闡述了我國(guó)信托市場(chǎng)現(xiàn)存的各種風(fēng)險(xiǎn)，并列舉了海南信托公司從輝煌到紛紛破產(chǎn)倒閉這一具體案例，進(jìn)而提出了我國(guó)信托業(yè)風(fēng)險(xiǎn)防范的必要性。最后，從內(nèi)部控制和外部監(jiān)管兩個(gè)角度提出了針對(duì)我國(guó)信托市場(chǎng)風(fēng)險(xiǎn)防范的有效機(jī)制。 第五章列舉了英、美、日三個(gè)信托市場(chǎng)發(fā)達(dá)國(guó)家的信托業(yè)發(fā)展歷程，既有值得借鑒的先進(jìn)經(jīng)驗(yàn)，又有應(yīng)該避免的失敗教訓(xùn)。進(jìn)而將英美日三國(guó)與我國(guó)的信托市場(chǎng)進(jìn)行比較，得出了有助于我國(guó)信托業(yè)發(fā)展的三點(diǎn)啟示。 第六章是本文的關(guān)鍵，是在前五章的基礎(chǔ)上，創(chuàng)新性地從宏觀、中觀、微觀三個(gè)維度提出了有助于我國(guó)信托市場(chǎng)風(fēng)險(xiǎn)防范和健康有序發(fā)展的幾點(diǎn)對(duì)策和建議。 我國(guó)將信托與銀行、證券、保險(xiǎn)并稱為金融行業(yè)的四大支柱。如今，銀行仍是老牌勁旅，證券和保險(xiǎn)也迎頭趕上，成為了后起之秀。而我國(guó)的信托業(yè)仍在摸著石頭過(guò)河，沒(méi)能起到名副其實(shí)的作用。我國(guó)政府相關(guān)部門應(yīng)及時(shí)完善信托市場(chǎng)的相關(guān)法律法規(guī)，強(qiáng)化信息披露，首先為信托業(yè)的發(fā)展?fàn)I造一個(gè)健康有序的外部環(huán)境；其次，我國(guó)的信托行業(yè)也應(yīng)意識(shí)到社會(huì)經(jīng)濟(jì)高速發(fā)展這一重要?dú)v史機(jī)遇，發(fā)揮自身鏈接虛擬經(jīng)濟(jì)和實(shí)體經(jīng)濟(jì)的獨(dú)特優(yōu)勢(shì)，著眼長(zhǎng)遠(yuǎn)發(fā)展，注重人才培養(yǎng)，通過(guò)積極努力的營(yíng)銷，擴(kuò)大信托資產(chǎn)規(guī)模，平衡地區(qū)發(fā)展差異，宣傳信托理財(cái)?shù)挠^念；最后，信托機(jī)構(gòu)應(yīng)充分意識(shí)到目前所面臨的威脅和挑戰(zhàn)，并積極應(yīng)對(duì)。完善信托公司的內(nèi)部治理結(jié)構(gòu)，令其適合市場(chǎng)經(jīng)濟(jì)發(fā)展的需要，此外強(qiáng)化自身風(fēng)險(xiǎn)管理體系的完善和風(fēng)險(xiǎn)管理技術(shù)的提高。只有政府、信托行業(yè)和信托公司共同努力，各司其職，我國(guó)的信托業(yè)才能有更加長(zhǎng)遠(yuǎn)的發(fā)展。
[Abstract]:Trust is the act of managing or disposing of the trustee, based on the trust of the trustee, by entrusting its property to the trustee, by the trustee, in its own name, for the benefit of the beneficiary, or for a specific purpose by the trustee. The types of trust can be divided into civil trust, investment trust and public trust, etc. the trust has property. Management, fund investment, social welfare, investment banking and intermediary business.
The trust business of our country resumed in 1979 with the reform and opening up. At the beginning, it began to operate as a policy tool, and has not yet embarked on the road of normal development.
This article is divided into six chapters. The first chapter is the introduction, which mainly explains the background and significance of the study, the literature review at home and abroad, and the innovation that the article is trying to achieve.
The second chapter is some basic theories about trust and trust industry risk, including the definition of the trust industry in the history of the trust industry and the concept of trust in the trust law in China; the basic function and characteristics of the trust; the types of trust. In addition, the trust market and its trust institutions in China are analyzed from the two angles of the internal and external angles. The risks faced.
The third chapter expounds the development status of China's trust market after several large-scale rectifying, and then uses SWOT analysis to analyze the external environment of our trust market and trust companies from four dimensions of advantages, disadvantages, opportunities and threats. In addition, this chapter also enumerates the four main operating modes of our trust institutions.
The fourth chapter is the core content of this article, mainly expounds the existing risks in the trust market of our country, and enumerates the specific case of the Hainan trust company from brilliance to bankruptcy and bankruptcy, and then puts forward the necessity of risk prevention in the trust industry of our country. Finally, from the two angles of internal control and external supervision, it puts forward the trust of our country. The effective mechanism of market risk prevention.
The fifth chapter enumerates the development course of the trust industry in the three developed countries of the trust market in Britain, America and Japan. It has both advanced experience and lessons that should be avoided, and then compares the trust market between the three countries and the United States and Japan, and draws three points of enlightenment for the development of our trust industry.
The sixth chapter is the key of this article. On the basis of the first five chapters, we put forward some countermeasures and suggestions to help our trust market risk prevention and healthy and orderly development from the three dimensions of macro, medium and micro.
In China, trust, bank, securities and insurance are the four pillars of the financial industry. Now, the bank is still the old brand, and the securities and insurance also catch up. And the trust industry in our country is still feeling the stone crossing the river. The relevant government departments of our country should improve the trust market in a timely manner. To close the laws and regulations, strengthen the information disclosure, first of all, create a healthy and orderly external environment for the development of the trust industry. Secondly, the trust industry in our country should also realize the important historical opportunity of the rapid development of the society and economy, give full play to the unique advantages of the virtual economy and the real economy, and pay attention to the long-term development, and pay attention to the training of talents. In the end, the trust institutions should fully realize the threats and challenges faced by the trust companies and actively respond to the internal governance structure of the trust companies to meet the needs of the market economy and strengthen their own risk management. The improvement of the system and the improvement of the risk management technology. Only the government, the trust industry and the trust companies work together to work each other, and the trust industry in our country can have a more long-term development.

【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.49

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 于爾根·巴澤多(J

本文編號(hào)：1886923