我國(guó)貨幣政策對(duì)黑龍江房地產(chǎn)價(jià)格的傳導(dǎo)效應(yīng)分析
發(fā)布時(shí)間:2018-03-25 06:32
本文選題:貨幣政策 切入點(diǎn):黑龍江房地產(chǎn)價(jià)格 出處:《哈爾濱商業(yè)大學(xué)》2014年碩士論文
【摘要】:我國(guó)福利分房制度是在1998年正式被中央政府取消的,取而代之的是“住房商品化”,標(biāo)志著我國(guó)房地產(chǎn)從福利制轉(zhuǎn)變?yōu)槭袌?chǎng)化,這種制度的改變使黑龍江的房地產(chǎn)市場(chǎng)出現(xiàn)了一片生機(jī)盎然的景象。但就在房地產(chǎn)市場(chǎng)不斷創(chuàng)出新高的同時(shí),一些影響到我國(guó)宏觀經(jīng)濟(jì)健康發(fā)展的房地產(chǎn)市場(chǎng)的問題也隨之而來,房地產(chǎn)市場(chǎng)投資不合理的增速,政府對(duì)房地產(chǎn)商的土地供給結(jié)構(gòu)不合理,房?jī)r(jià)暴增引起居民的住房條件改善不平衡等諸多問題給社會(huì)帶來了不和諧因素。 為保證黑龍江房地產(chǎn)市場(chǎng)能夠可持續(xù)的穩(wěn)定發(fā)展,不僅中央政府出臺(tái)了有關(guān)政策,黑龍江地方政府也積極配合頒布了一系列宏觀經(jīng)濟(jì)調(diào)控政策。然而事與愿違,雖然各級(jí)政府把調(diào)控房地產(chǎn)市場(chǎng)作為重點(diǎn)工作,不斷的及時(shí)調(diào)整政策,但是黑龍江房地產(chǎn)市場(chǎng)仍舊有些沒有解決的問題,房地產(chǎn)市場(chǎng)上土地的供求結(jié)構(gòu)不平衡,房?jī)r(jià)相對(duì)較高,由此可知,相應(yīng)的調(diào)控政策并沒有達(dá)到理想的效果。 本文通過理論與世界相結(jié)合的方法對(duì)分析了利率、貨幣供應(yīng)量對(duì)黑龍江房地產(chǎn)價(jià)格的影響,并通過實(shí)證得到短期內(nèi)利率與貨幣供應(yīng)量的變化基本不會(huì)影響到黑龍江省房地產(chǎn)的價(jià)格。但是,從長(zhǎng)期來看,貨幣供應(yīng)量的變化與黑龍江省房地產(chǎn)價(jià)格的變化是正相關(guān)的,利率對(duì)黑龍江省房地產(chǎn)價(jià)格不會(huì)有影響。總的來說,利率對(duì)黑龍江省房地產(chǎn)價(jià)格的影響不是很強(qiáng)烈,而貨幣供應(yīng)量是在長(zhǎng)期內(nèi)調(diào)控房地產(chǎn)市場(chǎng)的強(qiáng)有力的手段。 文章針對(duì)貨幣政策房地產(chǎn)傳導(dǎo)的阻礙因素,提出了加速我國(guó)利率的市場(chǎng)化、強(qiáng)化利率的功能、增強(qiáng)黑龍江省政府部門的服務(wù)能力與執(zhí)行力、進(jìn)一步完善我國(guó)房地產(chǎn)市場(chǎng)的金融結(jié)構(gòu)、努力改善黑龍江省房地產(chǎn)市場(chǎng)的法制環(huán)境這幾個(gè)方面來提出有針對(duì)性的對(duì)策建議。
[Abstract]:China's welfare housing division system was formally abolished by the central government in 1998, and replaced by "housing commercialization", which marks the transformation of China's real estate from welfare system to marketization. The change in the system has made the real estate market in Heilongjiang a vibrant scene. But at the same time as the real estate market continues to set new highs, Some problems in the real estate market, which have affected the healthy development of China's macro economy, have followed. The investment in the real estate market is growing at an unreasonable rate, and the government's land supply structure to real estate developers is unreasonable. Many problems, such as the imbalance in the improvement of housing conditions caused by the explosion of house prices, have brought disharmonious factors to the society. In order to ensure the sustainable and stable development of the real estate market in Heilongjiang, not only did the central government issue relevant policies, but also the local government of Heilongjiang actively cooperated in promulgating a series of macroeconomic control policies. Although governments at all levels have made regulation and control of the real estate market a key task and constantly adjusted their policies in a timely manner, there are still some unresolved problems in the real estate market in Heilongjiang. The supply and demand structure of land in the real estate market is unbalanced, and housing prices are relatively high. It can be seen that the corresponding regulatory policies have not achieved the desired results. This paper analyzes the influence of interest rate and money supply on the real estate price of Heilongjiang province through the combination of theory and the world. And through empirical study, we can conclude that the change of interest rate and money supply will not affect the real estate price in Heilongjiang Province in the short term. However, in the long run, the change of money supply is positively related to the change of real estate price in Heilongjiang Province. Interest rates have no effect on real estate prices in Heilongjiang Province. In general, interest rates do not have a very strong impact on real estate prices in Heilongjiang Province, and money supply is a powerful means of regulating the real estate market in the long run. In view of the obstructing factors of real estate transmission of monetary policy, this paper proposes to accelerate the marketization of interest rate in our country, strengthen the function of interest rate, and strengthen the service ability and executive power of government departments in Heilongjiang Province. To further improve the financial structure of the real estate market in our country and try to improve the legal environment of the real estate market in Heilongjiang Province, this paper puts forward some countermeasures and suggestions.
【學(xué)位授予單位】:哈爾濱商業(yè)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F299.23;F822.0
【共引文獻(xiàn)】
相關(guān)期刊論文 前2條
1 王文甫;明娟;岳超云;;企業(yè)規(guī)模、地方政府干預(yù)與產(chǎn)能過剩[J];管理世界;2014年10期
2 陳漢鵬;戴金平;;Shibor作為中國(guó)基準(zhǔn)利率的可行性研究[J];管理世界;2014年10期
,本文編號(hào):1661958
本文鏈接:http://sikaile.net/jingjilunwen/touziyanjiulunwen/1661958.html
最近更新
教材專著