發(fā)布時(shí)間：2018-03-09 20:06

  本文選題：農(nóng)村信用社　切入點(diǎn)：債券投資　出處：《云南師范大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：農(nóng)村信用社是我國社會(huì)主義市場(chǎng)經(jīng)濟(jì)中的重要組成部分，在我國金融機(jī)構(gòu)中占有重要的地位，特別是在我國農(nóng)村經(jīng)濟(jì)的發(fā)展過程中扮演著重要的角色。由于我國社會(huì)經(jīng)濟(jì)發(fā)展的歷史原因，我國農(nóng)村信用社在債券業(yè)務(wù)發(fā)展以及風(fēng)險(xiǎn)管理方面與科學(xué)管理的商業(yè)銀行存在著較大差距，有很多風(fēng)險(xiǎn)管理問題需要解決。因此，深入開展農(nóng)村信用社債券風(fēng)險(xiǎn)管控問題的研究，不斷完善農(nóng)村信用社債券風(fēng)險(xiǎn)管控制度，提高農(nóng)村信用社抵御金融風(fēng)險(xiǎn)的能力，降低經(jīng)營過程中的風(fēng)險(xiǎn)，提高農(nóng)村信用社收益具有重要的推動(dòng)作用。提高農(nóng)村信用社債券風(fēng)險(xiǎn)管控能力，為我國農(nóng)村經(jīng)濟(jì)發(fā)展提供有力的資金支持，對(duì)于推動(dòng)我國社會(huì)主義新農(nóng)村建設(shè)和全面建設(shè)小康社會(huì)具有重要的意義。 本次論文研究以我國銀行間債券市場(chǎng)為背景，以農(nóng)村信用社債券管理為研究對(duì)象，根據(jù)我國商業(yè)銀行債券管理理論，結(jié)合所學(xué)的經(jīng)濟(jì)學(xué)、金融學(xué)和管理學(xué)等學(xué)科綜合知識(shí)，采用了擬采用文獻(xiàn)檢索法、定性分析和部分定量分析相結(jié)合、理論分析與實(shí)證分析相結(jié)合的研究方法。 本文首先介紹了我國農(nóng)村信用社債券風(fēng)險(xiǎn)管控發(fā)展的現(xiàn)狀，其次結(jié)合Y省農(nóng)村信用社債券投資業(yè)務(wù)的開展情況，，從信用風(fēng)險(xiǎn)、流動(dòng)性風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)、集中度風(fēng)險(xiǎn)、管理風(fēng)險(xiǎn)及技術(shù)制約風(fēng)險(xiǎn)六個(gè)方面分析了Y省農(nóng)村信用社在開展債券業(yè)務(wù)中風(fēng)險(xiǎn)管控存在的問題，分別從信用社主體、債券風(fēng)險(xiǎn)管控對(duì)象以及金融市場(chǎng)環(huán)境入手，找出影響Y省農(nóng)村信用社債券風(fēng)險(xiǎn)管控的因素，并且對(duì)各因素進(jìn)行了分析。最后給出了完善Y省農(nóng)村信用社債券風(fēng)險(xiǎn)管控的對(duì)策和建議：一是優(yōu)化風(fēng)險(xiǎn)管理體系；二是完善基礎(chǔ)分析工作；三是加強(qiáng)債券投資風(fēng)險(xiǎn)管理的量化體系建設(shè)；四是合理確定市場(chǎng)定位，強(qiáng)化外部監(jiān)督；五是加大債券投資專業(yè)人才的培養(yǎng)力度。
[Abstract]:Rural credit cooperatives are an important part of China's socialist market economy and play an important role in our financial institutions. In particular, it plays an important role in the development of China's rural economy. Because of the historical reasons of our country's social and economic development, There is a big gap between China's rural credit cooperatives and scientifically managed commercial banks in bond business development and risk management, and there are many risk management problems to be solved. Carry out in-depth research on bond risk control of rural credit cooperatives, improve the risk control system of rural credit cooperatives, improve the ability of rural credit cooperatives to resist financial risks, and reduce risks in the process of operation. Improving the income of rural credit cooperatives plays an important role in promoting the risk management of rural credit cooperatives bonds and providing strong financial support for the development of rural economy in China. It is of great significance to promote the construction of new socialist countryside and build a well-off society in an all-round way. This paper takes the interbank bond market of our country as the background, takes the bond management of the rural credit cooperatives as the research object, according to the theory of the bond management of the commercial bank of our country, combines the comprehensive knowledge of economics, finance and management, etc. This paper adopts the method of literature retrieval, the combination of qualitative analysis and partial quantitative analysis, and the combination of theoretical analysis and empirical analysis. This paper first introduces the current situation of bond risk control and development of rural credit cooperatives in China, and then combines with the development of bond investment business in Y province, from credit risk, liquidity risk, market risk, concentration risk. This paper analyzes the problems existing in risk control of rural credit cooperatives of Y province in carrying out bond business from six aspects of risk management and technical restriction, starting with the main body of credit cooperatives, the object of risk control and control of bonds and the financial market environment, respectively. Find out the factors that affect the risk control of rural credit cooperative bond in Y province, and analyze the factors. Finally, the countermeasures and suggestions to improve the risk management of rural credit cooperative bond in Y province are given: first, optimize the risk management system; The second is to perfect the basic analysis work; the third is to strengthen the quantitative system construction of bond investment risk management; the fourth is to rationally determine the market position and strengthen the external supervision; the fifth is to strengthen the training of bond investment professionals.
【學(xué)位授予單位】：云南師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.35;F832.51

【參考文獻(xiàn)】

相關(guān)期刊論文 前2條

1 劉波,趙長見;農(nóng)村信用社資本充足性問題研究[J];西南金融;2003年07期

2 陳洪,劉彥;農(nóng)村信用社風(fēng)險(xiǎn)成因及防范對(duì)策[J];西安金融;2003年04期

本文編號(hào)：1590053