本文關(guān)鍵詞： 信托行業(yè) 財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià) 層次分析法　出處：《上海交通大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：自1979年我國(guó)第一家信托公司成立，信托行業(yè)在摸索中曲折發(fā)展，近些年來通過國(guó)家法規(guī)的逐步規(guī)范，公司自身業(yè)務(wù)轉(zhuǎn)型、結(jié)構(gòu)調(diào)整，創(chuàng)新產(chǎn)品服務(wù)等手段措施，發(fā)展迅猛，，2012年我國(guó)信托資產(chǎn)管理規(guī)模達(dá)到6.98萬億，超過同期保險(xiǎn)業(yè)，成為第二大金融子行業(yè)。 然而，現(xiàn)代市場(chǎng)經(jīng)濟(jì)條件下，任何企業(yè)都面臨著瞬息萬變的生存環(huán)境，發(fā)展越快，越不能忽視風(fēng)險(xiǎn)�，F(xiàn)代金融理論發(fā)展研究的核心內(nèi)容就是金融風(fēng)險(xiǎn)管理，面對(duì)日益加劇的市場(chǎng)競(jìng)爭(zhēng)，建立有效的風(fēng)險(xiǎn)防范與控制體系不僅是大環(huán)境要求，也是企業(yè)尋求發(fā)展的內(nèi)在要求。 本文旨從財(cái)務(wù)風(fēng)險(xiǎn)角度出發(fā)，尋找合適指標(biāo)構(gòu)建評(píng)價(jià)體系，對(duì)信托公司財(cái)務(wù)風(fēng)險(xiǎn)狀況作出合理判斷，希望能夠?qū)π磐泄矩?cái)務(wù)風(fēng)險(xiǎn)體系的建立與發(fā)展有所幫助。 本文共六個(gè)部分。首先，主要闡述本文研究背景與意義，對(duì)國(guó)內(nèi)外相關(guān)研究成果歸納梳理；第二部分論述相關(guān)財(cái)務(wù)風(fēng)險(xiǎn)理論，分析我國(guó)現(xiàn)今信托行業(yè)財(cái)務(wù)風(fēng)險(xiǎn)現(xiàn)狀；第三部分講述信托財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)模型構(gòu)建過程；第四部分利用層次分析法與功效系數(shù)法確定評(píng)價(jià)指標(biāo)的權(quán)重并設(shè)定標(biāo)準(zhǔn)；第五部分隨機(jī)選擇兩家信托公司，測(cè)算其財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)得分驗(yàn)證體系合理性；最后進(jìn)行歸納總結(jié)，提出展望。 通過財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)體系的構(gòu)建，加強(qiáng)全面風(fēng)險(xiǎn)管理，能夠有助于信托公司將風(fēng)險(xiǎn)盡量控制在最小范圍內(nèi)，促進(jìn)其健康持續(xù)發(fā)展。
[Abstract]:Since the establishment of the first trust company in China in 1979, the trust industry has been developing with twists and turns. In recent years, the trust industry has adopted measures such as the gradual standardization of national laws and regulations, the transformation of the company's own business, structural adjustment, innovation of products and services, etc. In 2012, China's trust asset management scale reached 6.98 tillion, surpassing the insurance industry in the same period, becoming the second largest financial sub-industry. However, under the condition of modern market economy, any enterprise is faced with a rapidly changing living environment, the faster it develops, the more it can not ignore risks. The core content of the research on the development of modern financial theory is financial risk management. In the face of increasingly fierce market competition, it is not only a great environmental requirement to establish an effective risk prevention and control system, but also an inherent requirement for enterprises to seek development. From the angle of financial risk, this paper aims to find the appropriate index to construct the evaluation system, and to make a reasonable judgment on the financial risk of the trust company, in the hope that it can be helpful to the establishment and development of the financial risk system of the trust company. This paper consists of six parts. Firstly, it mainly describes the background and significance of this research, summarizes the related research results at home and abroad; the second part discusses the relevant financial risk theory, analyzes the current situation of financial risk in the trust industry in China. The third part describes the construction process of trust financial risk evaluation model; part 4th uses AHP and efficiency coefficient method to determine the weight of evaluation index and sets the standard; part 5th randomly selects two trust companies. The rationality of the evaluation system of financial risk evaluation is calculated. Finally, the conclusion is made and the prospect is put forward. Through the construction of the financial risk evaluation system and strengthening the overall risk management, it can help the trust company to control the risk in the minimum range as far as possible and promote its healthy and sustainable development.
【學(xué)位授予單位】：上海交通大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.49;F830.42

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