本文關鍵詞：中國商業(yè)銀行對外直接投資區(qū)位選擇研究　出處：《吉林大學》2017年碩士論文　論文類型：學位論文

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【摘要】：隨著世界經(jīng)濟的迅速發(fā)展,商業(yè)銀行不斷調(diào)整自己的業(yè)務類型和組織管理方式來提高自身競爭力以提供更好的服務。21世紀的商業(yè)銀行發(fā)展趨勢呈現(xiàn)出新的特點:分支網(wǎng)絡全球化、業(yè)務經(jīng)營綜合化、收入渠道多元化、經(jīng)營規(guī)則國際化以及金融服務的電子化。截至2015年底,共有22家中資銀行在海外59個國家和地區(qū)設立1,298家分支機構,其中一級機構213家。中國銀行業(yè)對外直接投資存量是971億美元,較2007年增長7.6倍。因此,在此國際國內(nèi)背景下,研究我國商業(yè)銀行對外投資區(qū)位選擇問題,具有重要的現(xiàn)實意義。本文通過對現(xiàn)有的理論范式、國內(nèi)外文獻及行業(yè)現(xiàn)狀和特征進行梳理,奠定了本文的理論基礎和行業(yè)背景。結(jié)合中國商業(yè)銀行對外直接投資的特點,本文基于新興國家對外直接投資的資源理論,從動因視角提出了影響中國商業(yè)銀行對外直接投資區(qū)位選擇的東道國因素:東道國市場規(guī)模、雙邊經(jīng)濟交往水平、東道國金融發(fā)展程度。從制度理論對東道國的制度質(zhì)量和文化距離對我國商業(yè)銀行對外直接投資區(qū)位選擇的影響進行分析。本文建立引力模型,運用2006-2015年5家國有控股商業(yè)銀行在18個東道國(地區(qū))的面板數(shù)據(jù)進行實證分析。研究發(fā)現(xiàn),我國商業(yè)銀行對外直接投資目前處于起步階段,在對外直接投資區(qū)位選擇過程中我國商業(yè)銀行對外直接投資與東道國的市場規(guī)模、雙邊經(jīng)濟交往水平、東道國金融發(fā)展程度呈顯著的正相關。對于東道國制度質(zhì)量從代表話語權與問責制,政治穩(wěn)定與杜絕暴力/恐怖主義,政府效率,RQ代表監(jiān)管質(zhì)量,法治水平,腐敗控制六個維度進行度量和考察。通過實證研究發(fā)現(xiàn),東道國政治穩(wěn)定性、監(jiān)管質(zhì)量及法治水平與我國商業(yè)銀行FDI呈顯著正相關,民主發(fā)展水平和腐敗控制水平與我國商業(yè)銀行對外直接投資呈負相關,政府效率對我國商業(yè)銀行對外直接投資的影響不顯著。本文運用主成分分析對制度六維度進行分析,加上控制變量:東道國與我國地理距離、東道國匯率水平和對外資的吸引力,對東道國的市場規(guī)模、雙邊經(jīng)濟交往水平、東道國金融發(fā)展程度、制度質(zhì)量、文化距離與我國商業(yè)銀行對外直接投資區(qū)位選擇的關系進行回歸分析。研究結(jié)果表明與東道國制度因素相比,東道國的市場規(guī)模、雙邊經(jīng)濟交往水平、東道國金融發(fā)展程度對我國的商業(yè)銀行投資更具有吸引力。
[Abstract]:With the rapid development of world economy, commercial banks continue to improve their own competitiveness in order to provide service for the development of the.21 century commercial banks better trend presents new characteristics to adjust business type and organization and management of their branch networks: globalization, business integration, income diversification, internationalization and management rules of electronic financial services. As of the end of 2015, a total of 22 banks set up 1298 branches in 59 countries and regions overseas, one of which 213 institutions. The stock of foreign direct investment Chinese banking is $97 billion 100 million, compared with 2007 growth of 7.6 times. Therefore, the international and domestic background, study on the choice of foreign commercial banks in China the investment location, has important practical significance. Based on the existing theory, the status and characteristics of foreign literature and domestic industry to sort out, laid the The theoretical basis and background. Combined with the characteristics of commercial banks Chinese foreign direct investment, foreign direct investment in emerging countries based on the theory of motivation from the perspective of resources, proposed the influence factors of host country location choice of foreign direct investment in commercial bank China: host market, bilateral economic exchanges, financial development from the analysis of the influence degree. The location choice of foreign direct investment in China's commercial banks' institutional quality and cultural distance on the host system theory. This paper based on gravity model, using 2006-2015 5 state-owned holding commercial banks in 18 countries (regions) of the panel data for empirical analysis. The study found that China's commercial banks' foreign direct investment is still in its infancy stage in the location choice of foreign direct investment in China's commercial banks in the process of foreign direct investment and the market size of the host country Bilateral economic exchanges, the level was positively correlated to the degree of financial development in the host country. The host system from the right to speak on behalf of quality and accountability, political stability and prevent violence / terrorism, government efficiency, quality supervision on behalf of RQ, the level of the rule of law, control of corruption in six dimensions to measure and study. The empirical study found that the host country political stability the quality of supervision, and the rule of law level was positively correlated with FDI in Chinese commercial banks, the level of democratic development and the control of corruption was negatively correlated with the Commercial Bank of China's foreign direct investment, government efficiency of commercial banks in China's foreign direct investment is not significant. Using the principal component analysis for the six dimensions of system analysis, control variable plus: the host country and China's geographical distance, the host exchange rates and the attraction of foreign capital, the market size of the host country, bilateral economic exchanges The level of the host country, the degree of financial development, institutional quality, regression analysis of the relationship between cultural distance and Commercial Bank of China's foreign direct investment location choice. The research results show that compared with the host country institutional factors, the market size of the host country, the level of bilateral economic exchanges, the degree of development of the host country to our country commercial bank financial investment more attractive.

【學位授予單位】：吉林大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832.33;F125

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