發(fā)布時(shí)間：2018-06-23 01:04

  本文選題：精準(zhǔn)扶貧 + 金融扶貧��； 參考：《湖北民族學(xué)院》2017年碩士論文

【摘要】：少數(shù)民族地區(qū)的扶貧工作是我們國(guó)家“精準(zhǔn)扶貧”工作的重點(diǎn)區(qū)域,少數(shù)民族地區(qū)的攻堅(jiān)脫貧工作關(guān)乎著全面建成小康社會(huì)這個(gè)百年夢(mèng)想的實(shí)現(xiàn)。而金融精準(zhǔn)扶貧是精準(zhǔn)扶貧的重要手段,加強(qiáng)金融精準(zhǔn)扶貧工作的研究是為了更好的適應(yīng)現(xiàn)階段我國(guó)“精準(zhǔn)扶貧”工作的新要求。恩施州是湖北省唯一的少數(shù)民族自治州,也是我們國(guó)家進(jìn)行扶貧開發(fā)的重點(diǎn)區(qū)域。本地區(qū)貧困人口多,貧困程度深,致貧因素多而且脫貧難度大。因此,恩施州要在2020年完成精準(zhǔn)脫貧攻堅(jiān)任務(wù),離不開本地金融機(jī)構(gòu)的積極參與,切實(shí)做好該地區(qū)金融支持精準(zhǔn)扶貧模式的創(chuàng)新與改革,對(duì)于湖北少數(shù)民族地區(qū)加快脫貧致富步伐,努力同全國(guó)一道進(jìn)入全面小康社會(huì)至關(guān)重要。本文以立足于恩施土家族苗族自治州的實(shí)際情況,以金融精準(zhǔn)扶貧為切入點(diǎn),深入探討恩施州金融精準(zhǔn)扶貧的實(shí)踐及問題,并對(duì)該地區(qū)金融精準(zhǔn)扶貧的創(chuàng)新提出一些建議和對(duì)策。本文一共分為以下幾個(gè)部分:首先是本文的導(dǎo)論部分。本部分簡(jiǎn)要介紹了本文的選題背景、研究目的、研究意義及研究的主要內(nèi)容和方法,而且對(duì)國(guó)內(nèi)外文獻(xiàn)進(jìn)行了簡(jiǎn)要的綜述及評(píng)述。從文章的第一章開始,首先介紹了金融扶貧的相關(guān)理論。這一部分對(duì)金融精準(zhǔn)扶貧的相關(guān)概念及理論進(jìn)行了闡述。第二章主要介紹恩施州金融精準(zhǔn)扶貧概況。第一節(jié)介紹了恩施州貧困及經(jīng)濟(jì)發(fā)展現(xiàn)狀;第二節(jié)闡述了恩施州金融精準(zhǔn)扶貧的具體實(shí)踐,從恩施州金融精準(zhǔn)扶貧的背景入手,介紹了金融精準(zhǔn)扶貧的運(yùn)作流程,并重點(diǎn)闡述了恩施州金融精準(zhǔn)扶貧工作中的創(chuàng)新經(jīng)驗(yàn)及成效;本文的第三章主要闡述了恩施州金融精準(zhǔn)扶貧過程中所面臨的問題及形成這些問題的成因。首先第一節(jié)講述了恩施州金融精準(zhǔn)扶貧實(shí)踐中所面臨的一系列問題,第二節(jié)對(duì)恩施州金融精準(zhǔn)扶貧問題的成因進(jìn)行了分析。第四章對(duì)恩施州金融精準(zhǔn)扶貧模式創(chuàng)新案例進(jìn)行了分析。本章第一節(jié)介紹了恩施龍鳳鎮(zhèn)的“兩社兩司一卡一庫(kù)一平臺(tái)”金融扶貧機(jī)制的創(chuàng)新背景,創(chuàng)新方式及創(chuàng)新成效;第二節(jié)對(duì)本案例中的一些創(chuàng)新啟示進(jìn)行了總結(jié)。第五章闡述了恩施州金融精準(zhǔn)扶貧模式創(chuàng)新的原則及對(duì)策建議,第一節(jié)介紹了金融精準(zhǔn)扶貧創(chuàng)新的原則,主要介紹了提升金融精準(zhǔn)扶貧精準(zhǔn)度,提升資金供給與需求間的匹配度以及提升政府與市場(chǎng)之間的配合度三方面的要求;本章第二節(jié)對(duì)恩施金融精準(zhǔn)扶貧模式的創(chuàng)新提供了一些建議,主要包括創(chuàng)新金融合作,建立多層次農(nóng)村金融市場(chǎng);創(chuàng)新完善金融精準(zhǔn)扶貧貸款政策體系;創(chuàng)新農(nóng)戶信用評(píng)級(jí)和惠農(nóng)金融產(chǎn)品;創(chuàng)新政府和市場(chǎng)之間的有利配合,創(chuàng)新綠色生態(tài)金融精準(zhǔn)扶貧以及建立和完善金融精準(zhǔn)扶貧制度保障體系等六方面的內(nèi)容;第六章則是文章的總結(jié)及結(jié)束部分。
[Abstract]:The work of poverty alleviation in minority areas is the key area of our country's "precision poverty alleviation", and the work of overcoming poverty in minority areas is related to the realization of the century-old dream of building a well-off society in an all-round way. Financial precision poverty alleviation is an important means of precision poverty alleviation, and strengthening the research of financial precision poverty alleviation work is to better meet the new requirements of China's "precision poverty alleviation" work at the present stage. Enshi prefecture is the only minority autonomous prefecture in Hubei province, and is also the key area of poverty alleviation and development in our country. There are many poor people in this area, the degree of poverty is deep, the causes of poverty are many and it is difficult to get rid of poverty. Therefore, in order to complete the task of overcoming poverty precisely by 2020, Enshi prefecture cannot do without the active participation of local financial institutions, and effectively do a good job in innovating and reforming the model of precision poverty alleviation in the region's financial support. It is of great importance for Hubei minority areas to speed up the pace of getting rid of poverty and becoming rich, and to work hard with the whole country to enter an all-round well-off society. Based on the actual situation of Enshi Tujia and Miao Autonomous Prefecture and taking financial precision poverty alleviation as the starting point, this paper probes into the practice and problems of financial precision poverty alleviation in Enshi Prefecture. And put forward some suggestions and countermeasures to the innovation of financial precision poverty alleviation in this area. This paper is divided into the following parts: the first part is the introduction of this paper. This part briefly introduces the background, purpose, significance, main contents and methods of the research, and makes a brief summary and comment on the literature at home and abroad. From the first chapter of the article, first introduced the related theory of financial poverty alleviation. This part of the financial precision poverty alleviation related concepts and theories are expounded. The second chapter mainly introduces Enshi Prefecture financial precision poverty relief survey. The first section introduces the current situation of Enshi state's poverty and economic development, the second section expounds the specific practice of Enshi Prefecture's financial precision poverty alleviation, starting with the background of Enshi Prefecture's financial precision poverty alleviation, introduces the operational process of financial precision poverty alleviation. The third chapter mainly expounds the problems in the process of financial precision poverty alleviation in Enshi Prefecture and the causes of these problems. The first section describes a series of problems in the practice of financial precision poverty alleviation in Enshi Prefecture. The second section analyzes the causes of financial precision poverty alleviation in Enshi Prefecture. The fourth chapter analyzes the innovative case of Enshi state financial precision poverty alleviation model. The first section of this chapter introduces the innovation background, innovation method and innovation effect of the financial poverty alleviation mechanism of "two societies, two departments, one card, one library and one platform" in Enshi Longfeng Town; the second section summarizes some innovative enlightenment in this case. The fifth chapter expounds the principles and suggestions of the innovation of financial precision poverty alleviation model in Enshi Prefecture. The first section introduces the principles of financial precision poverty alleviation innovation, mainly introduces how to improve the precision of financial precision poverty alleviation. The second section of this chapter provides some suggestions for the innovation of Enshi Financial Precision Poverty Alleviation Model, which mainly includes innovative financial cooperation. Establishing a multi-level rural financial market; innovating and perfecting the financial policy system for poverty alleviation; innovating the credit rating of farmers and financial products benefiting farmers; and innovating the favorable cooperation between the government and the market. The sixth chapter is the summary and the conclusion of the article, which includes six aspects: innovating the green ecological finance precision poverty alleviation and establishing and perfecting the financial precision poverty alleviation system guarantee system and so on.
【學(xué)位授予單位】：湖北民族學(xué)院
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F323.8;F832.4

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